HDFC Bank Personal Loans:

Need help financing your travel plans, marriage expenses, home renovation ideas or medical emergencies? Well, you can rely on HDFC Bank Personal Loans for quick, convenient & comprehensive financial support. Get up to Rs. 40 lakh in less than 4 hours with an HDFC Bank Personal Loan. If you’re a pre-approved customer (repeat user), you can also enjoy special rates & approval in 10 seconds!

HDFC Bank Personal Loan Eligibility:

Both salaried & self-employed individuals are eligible for HDFC Bank Personal Loans. The applicant should be between the age of 21 and 60 years. You will enjoy better eligibility if you are an employee of a private limited firm. Employees from the public sector, be it central, state or local body undertakings, are also eligible for an HDFC Bank Personal Loan. You can also apply if you have a minimum monthly salary of Rs. 15,000. In case you live in Bengaluru, Hyderabad, Pune, Kolkata, Chennai, Delhi, Mumbai, Cochin or Ahmedabad, you will need to have a minimum monthly salary of Rs. 20,000. Also, one must have at least two years of work experience and should be employed for at least a year at your current workplace.

You can easily check your HDFC Bank Personal Loan Eligibility by using an eligibility calculator. Repeat borrowers can also use their Net Banking account to check their pre-approved eligibility. If you have a credit score above 700, you are sure to get better eligibility.

HDFC Bank Personal Loan Rates & Charges:

HDFC Bank Personal Loan Rates are generally in the 15.50% to 21.50% range. This is quite affordable and competitive keeping in mind the rates of other lenders. As far as processing fees are concerned, it is again quite low with the bank charging up to 2.50% of the loan amount. This is subject to a minimum and maximum amount of Rs. 1,999 & Rs. 25,000 respectively. However, the best part is that there are no prepayment charges on amounts that are below 25% of the outstanding principal amount. You can make such prepayments once in a year and not more than 2 times in the repayment tenure. HDFC Bank Personal loan rates & charges are both very low and make it extremely affordable to borrow.

HDFC Bank Personal Loan Documents:

You shouldn’t really be concerned when it comes to HDFC Bank Personal Loan documents. The bank requires a very minimal and flexible list of documents to process your application. We have provided a list of the required paperwork below to help you prepare for the application process better.

Documents required for HDFC Bank Personal Loan:

Identity proof (copy of passport/voter ID card/driving license/Aadhaar)

Address proof (copy of passport/voter ID card/driving license/Aadhaar)

Bank statement of the previous 3 months (Passbook of the previous 6 months)

Latest salary slip/current dated salary certificate with the latest Form 16

HDFC Bank Personal Loans on ApnaLoan:

We make it easier to apply for an HDFC Bank Personal Loan. Our simple application form is a one-click path to getting instant quotes & the best deals from the bank’s representatives. Apply in moments from your home, office or while traveling!