Thinking of taking a home loan? It’s a brilliant idea – you will get the money you need to buy the home you love, quickly and before anyone else can swoop in on the property. However, the question is, where do you get the best home loan for your needs? Well, the answer is simple – an aggregator site like ApnaLoan!
Here are 4 good reasons for this, check it out.
1. Convenient comparison
Before you take a home loan, you need to compare all your options first. With the internet, this can seem simple – you no longer have to physically visit the branches of the numerous lenders. Instead, you can visit their virtual branches – their websites.
However, even this can become quite troublesome – you will have to visit each site and take note of all the loan specifications. Wouldn’t it be great if you could get the details of all the loans on one page? Well, if this is what you wish for, consider your wish granted – all you have to do is visit a home loan aggregator site like ApnaLoan.
It will provide all the important information, including home loan interest rates, loan amounts, tenures and the processing fees of all the top lenders in India on one page! This makes it easy to compare and shortlist a few options.
2. Instant quotes
The specification provided on any websites, be it an aggregator site or a lender’s webpage, are indicative. They are not the exact specifications of your loan. This is because the loan offers provided depend on the borrower and their financial profile.
To find out the exact loan specification, you will get you will need to apply for a quotation. With an aggregator site like ApnaLoan, this is easy to do. All you have to do is fill in a simple form with some of your basic personal, contact and loan requirement details. Within seconds, you will get instant quotes from some of India’s best home loan providers.
Besides for an instant quote, the aggregator site will also submit your requirement to other lenders. They will also get in touch with you with their quotations. Effectively, this is the best way to get a good idea of all the lender’s offerings!
3. Use calculators
Now that you have quotations, you can evaluate your options and see which one is best for you. However, before you apply, you must prepare for the debt. Begin by using the eligibility calculator, it will tell you how much you should apply for without having to worry about a rejected application, and worse still, a lost processing fee!
Then use the EMI calculator, it will give you the break-up of your repayment (from the first to the last EMI amount) in a snap. Doing this on your own would mean juggling home loan interest rates, reducing outstanding balances and a hell lot of calculation. However, the calculator allows you to make perfect repayment plans much before you start paying installments with complete ease. An aggregator site like ApnaLoan should have these calculators and more for you to use, for free!
4. Finally, apply!
This made easy on ApnaLoan with a completely online process and approvals within 2 minutes! Just submit your details and sit back and everything will be taken care of for you!
So if you have a home loan on your mind, do check out aggregator sites like ApnaLoan when going about things. We promise you won’t be disappointed. Good luck and all the best!