Education Loan Primers
Educational loans versus loans against securities
Friday,10th August 2007
| The interest rates for loans against securities are equal to or slightly higher than interest rates on an education loan. In the first type of loan, a collateral is a must and the loan disbursed is based on the value of the collateral and not on the student’s need for finance. Loans against securities are more easily available as compared to education loans. Tax benefits will be available even on loans taken against securities, provided they are taken from a bank and the use is for purpose of higher education of self, spouse or children. |
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