Credit Card Primers

Credit Bureau Report: Sample

Friday,24th August 2007

The very well crafted and newly notified Credit Information Companies Regulation Act, 2005 (CICRA) gives you the right to approach the credit bureau for a copy of your own credit report. Make the request officially in writing and get an acknowledgment for your request. See below for a sample of the credit bureau report.

Credit Bureau Report: Sample

Enquiry No: 9999999

Personal Details

Name of the Borrower	Mr. Amar Anthony	Income Tax Number
Date of Birth	01-01-1963	Passport Number
Gender	Male	Voter ID Number
Telephone Number	22 12345678

Address Details

1	ABC Limited , 101 XYZ Centre, Nariman Point, Mumbai 400 021	01-05-2006
2	C/O Akbar Elahabadi, 124/32, Kurla Centre, Bandra Kurla Complex, Mumbai 400 051	01-05-2006

Account Details

Account Type	Credit Card	Account With	Ram Bharose Bank	Type of Account	Individual	Date reported
Account Number	1234999999999999	Sanction amount	25000			31-07-2006
Open Date	13-01-2006	Last Payment	11-07-2006	Closed Date	Not Applicable
Current Balance	-10001	Amount Overdue	Nil	Suit Filed	Not Applicable

Days Past Due/Asset classification:

0000, 0000,0000,0000,0000,0000,0000,0000

Standard Standard Standard Standard Standard Standard Standard Standard

Enquiry Details :

Enquiring Member	XYZ Bank Limited	Enquiry Purpose	Credit Card	Amount Enquired	50000
Date Enquired	28-10-2005

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