Ask an Expert

Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

*

*

  I have read Terms and Conditions


Need a Personal Loan

Enter your name Enter your Date of Birth
Select your city Enter your email address Enter your mobile number Interested in
HDFC Bank
ICICI Bank
AXIS Bank (UTI)
CITI Financial
I have read the privacy policy and agree to to the terms therein
Also, get me the best offers in the market through


View Questions/Answers

 

23203 what is the lowest rate
23191 Hi Sir, iam working in IBM Hyderabad, i am getting a salary of 14000 PM, and i worked in chenna
23162 hello sir,i have an existing personal loan from ICICI bank..in march 2009 my EMI bounced coz of
23155 I am an employee with Wipro. My salary used to get credited by the last day of every month. But
23152 Want Personal Loan with very reasonable and low interest rate, Process fee, Pre-Payment Fee
23151 hi still i am working in qatar.. my salary is Rs 60000.. how to get loan in india..
23145 I am planning a personal loan for marraige.I work in private company and earn 35k in hand per m
23135 How much loan am eligible for ?
23127 HI. I have current running loan from SBI and HDFC bank with good track record for last two year
23124 hi, i am trying to avail a loan of 100000( 1 lakh), i repaid a small loan of 32000 from i
23120 MY father was a AP govt employee, took personal loan of Rs.2Lakhs from SBI and used to pay as s
23117 Hello Sir,I have 3 credit card @ Rs.150000 total outstanding and i also need a personal loan o
23110 sir my name is prasanna kumar from Davangere. I need a loan amount of 10lakh rs to start up wi
23108 Dear Sir, I need help. Need personal loan of Rs.300000/-. But so far unsucessful. Not received
23091 I have taken a loan in 2008 for an amount of Rs. 436000. So if there is a change in rate of int
23087 I'm looking for a personal loan of Rs 50000/-. currently i have a PL with HDFC. for that one mo
23076 sir : we have 3 credit card and approx 2 lac outstanding and 2 personal loan is still continue
23068 i am working in dubai my salary is 40000.i want loan Rs 3 lakh.my wife working in mumbai
23045 hello, sir. if i fails to pay my persnol loan.. is bank sent me into jail? plz give ans
23034 Hi, my name is rajavali i want to take persnol loan,i am is employee one mnc co.my net salary i
23025 Hello sir, My name is sunny robin.I am a salaried person,earning 9000 pm. right now i am lookin
23023 Hello,I work in an ITO.Can i get a personal loan of 230000(2.3l).My take home salary is 18600.P
23022 Sir,I am an NRI,working since May 08 with First Gulf Bank,in Dubai,UAE,which is the 2nd Largest
23018 Hi, I need a loan of 5 lacs. I have a salaried account with HDFC bank. I had already taken a pe
23008 How much EMI I have to pay if I am taking a personal Loan of Rs 2 Lac for a period of 48 month
22992 i want a personnal loan of 1 lakhand my salary is 7000 and i ahevonly an experience of 4 mnths.
22966 I have taken personal loan to the extent of 7lakhs and Principal outstanding as on date is Rs.
22950 Sir, I have several personal loans and have been paying regularly till feb'09.Since 2-3 months
22948 Sir, I have taken personal loan from ICICI. EMI is Rs. 9587. Due to financial crisis I am unabl
22936 Hi sir i am s/w programmer and planned to take personal loan of 1 lak from hdfc bank in which i