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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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View Questions/Answers

 

23497 I need a personal loan Rs.600000 for the tenure of 10 yrs.so which bank i shouls contact.
23490 good evening sir, i have taken personal loan from icici bank. i m a govt emp in defence service
23481 which is the best option, personal loan or loan against property. I am looking for some loan. M
23463 IS there a chance to get a personal loan for NRI,i have a NRO account in ICICI though
23455 I have a very bad credit history for now. Eerytime I apply for a loan it get's rejected. Is the
23440 i am working in insurance comp as branch manager my net income per mont 42000 plse let me know
23426 I am a salaried MNC employee. I have a need for aloan which acts like an overdraft, where in I
23425 Sir, i am a local businessman and i want a loan of 10/15 lakhs for my business purpose. So sir
23424 I need 3,00,000 personal loan i can repay this in 6 months my interest rate is 17% how much sh
23385 Hi Sir, I have a INR 8,00,000 personal loan from Standard Chartered at 14% reducing interest.
23375 Hi I am working for Sitel (BPO) in Hyderabad for last 1 year and 9 months. Prior to that I was
23361 Dear Mr Harsh, I have applied for an personal loan in Barcelay Finances. I am an army officer.
23358 is it hard for bpo employees to get a personal loan these days with a in hand salary of 12500pm
23355 hi, i m santosh devi, i had loan from icici in 2007 PRODUCT:TWO WHEELER LOAN CO APPLICANT NAME:
23340 Sir I need 6 no's computer for internet cafe if you finance then I'll repay loan on daily basis
23303 Please i need to get a loan of 20,000 AED, i am working as a secretary for a reputed company in
23296 sir, 3 banks have denied my personal loan request for 2,00,000. My Take home salary is 22,000 p
23290 sir i want to consolidate all my loans in to one as it's becoming difficult for me to pay. how
23283 I need a personal Loan of amount Rs 150000/= , i can repay back in 18 months. Some of my detail
23277 Sir, I have 3 personal loans, all are default. from last 6 momths, paying a few emis as I get m
23276 I've already taken an home loan..Can I apply for personal loan
23266 Sir, I have a personal loan of Rs.75000/- with hdfc bank, EMI is Rs.6948 and tenure is 12 mont
23265 I have taken personel loan of 5 lakhs from ABN AMRO and paying an EMI of 13266.Is there any ban
23260 i;m a salaried employee in limited company. my monthly take home salary is 12700.i;ve salary ac
23247 Hi, I am Nitin, working in a software company as a Test engineer at pune. I earn 15200 monthly
23242 *23191* i would like to inform you, i am having this account from november 2008, and till today
23220 Hi,I have taken a personal loan from HSBC, rs 2 lakh in Feb 07.Intrest 16.25%.I was said that m
23211 My dad had taken a few personal loans sometime back, but unfortunately he passed away recently
23210 Hi Sir, I already have one personal loan where I am paying 2075 per month for ICICI and it will
23208 hello, sir, i have dues on persnol loan since year. i want to know how many years CIBIL track