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Posted On :- 27/06/2008
 
Question Asked :-  
 
Sir/madam, Respectfully, I want to request you to save me in my problem. I am OMKESH living in delhi from last 10 years and doing a job in orient craft Ltd. Gurgaon. As Trace designer, my salary is Rs.10495 PM in hand through an bank account of corporation bank. I am a living on rent with my 2 children and wife at permanent place. My son is of age 21 doing B.tech from GGSIP University, Delhi from govt. collage and my daughter is of age 18 and doing fashion designing from a govt. collage in delhi. From last 2 years I am using four credit card (2 of ICICI bank ,1 of HDFC bank and one of deaucthe bank) of total credit limit of Rs.1,02,000. Due to tight monthly budget my all credit cards is now off limit. I want to pay all credit card bills personal loan Sir/madam, I am requesting you to help me out of my problems, I can’t pay all credit card bill without any financial help. I want to clear all  
 
Answer :-  
 

You have various options - you could apply for a loan against property, stocks, insurance policy or jewelry. Or you could take a personal loan and pay off the credit card outstanding. Still if you are left with no option you can contact credit counseling agencies such as Disha Financial counseling.

 
 

Personal loan query listing
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Qid Question
12555   I WANT TO LOAN ACCOURDING TO BUSINESS
12547   how to get loan for a new business?
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12448   I want personal loan for Rs.1.5 lacs. What is the rate of interest
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12384   HOW PRE CLOSE THE PRE-APPROVED LOAN TAKEN FROM ICICI BANK
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12320   above 150kms.from shiliguri by road p.l.is possible or not?
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12151   I want a personal loan of Rs. 500000/-and I have a monthly salary o
12149   I am 23years old working in Pvt co .I get salary of Rs.3600.Can I g
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12140   I have one personal loan of Rs.60000(EMI.2169),One STPL 30000(EMI&g
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12117   i want to known about personal loan what document should be require
12105   to start personal loan
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12090   I want a loan of 5lacs but they have informed I m eligible for 4lac
12074   Can i apply for a personal loan of 1000000(10 lacks) on a monthly i
12058   Hi, I have four present personal loans from different banks (ICICI
12033   what should be the idle rate of interest for a personal loan of 5 l
12020   ABOUT PERSONAL LOAN
12016   i want to apply for personal loan please give me the details.
12011   HI I NEED 500000 LOAN WITH MY MONTHLY SALARY 7500RS PLS SUGGEST WHI
12008   I have 4 different personal loans and a credit card due totalling 7
11982   Tell me about formalities to be taken for sanctioning the loan
11977   i am working in a ship for which my salary is debited in my nre acc
11945   50,000
11923   I want to take a personal loan of amount 150000 to start a business
11918   My company does not deduct PF . I am in this company for the past s
11913   can i apply for a personal loan of rs.100000/- on a monthly income
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11869    sir, i need Rs 150000/ for filling form for dda flats .how i get
11867   sir, I hvn't any address proof. I hv address of my bussiness place(
11865   sir, we have sell out of house recently and (all address proof) vot
11860   I want to buy laptop woth Rs 35000/-.whether i should go for person
11859   i filled my detailes...when ill b geting t loan?
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11836   pls tell me about your personal loan term condition and interest ra
11814   I am operating a company owned petrol pump of HPCL named Margbandhu
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11806   will i get the loan
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