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| Posted On :- 25/03/2008 | |
| Question Asked :- | |
| dear sir,i have taken personnel loan of rs 196000 from HSBC on interest rate of 26% , i think its very high. i am working in titan laboratories pvt ltd mumbai. now i want to repay loan because i will pay nearly double the amount which i have taken in 5 yrs. is it possible to take another pl of less interest rate? to repay the existing one? what is the catagories of comp? in which cat my company falls?(i have seen these cat on ur website in interest rate section) | |
| Answer :- | |
| Banks have a list of companies which fall under different categories according to them. It is possible to take another personal loan if your are getting it at a lesser interest rate. but you may want to consider the prepayment charges to be paid to foreclose the existing loan and processing charges to be paid for the new loan. | |
| Personal loan query listing |
| << prev [ 1 ] 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 next Last>> | ||
| Qid | Question | |
| 11603 | I need a personal loan of Rs 400000 but I have a salary of rs. 1300 | |
| 11601 | I need some loan amount need help from you | |
| 11583 | Hi, I am having 4 credit cards and due to some medical issues from | |
| 11566 | I am a salried employee with 20000 p.m. what is the procedure for g | |
| 11553 | 1-why banks are rejecting my application and why they are not givin | |
| 11464 | I have taken a personal loan of Rs. 500000 lacs from ICICI Bank rep | |
| 11452 | Hi. I am a salaried person having a monthly salary of Rs.15500/- | |
| 11441 | i have taken Rs30000 as personal loanfro m SBI in jan2008 is it hav | |
| 11437 | Dear Sir/Madam, Can i get a personal loan of amt. 200000 for a l | |
| 11412 | would u please suggest me any bank in pune for least interest rate | |
| 11404 | I AM GETTING SALARY RS 7000/- MONTHLY I DO NOT GET A SALARY SLIP I | |
| 11389 | Can you take over my personal loans at lower interest ?? I had avai | |
| 11385 | I am situated in bhadravati Dist. Chandrapur (M.S) working in Ordna | |
| 11382 | I need a personal loan of 15000 to clear my creat card outstandings | |
| 11315 | Dear Sir/Madam.. I am trying to avail a personal loan so that I can | |
| 11279 | Hi, I have some personal loans and credit card outstanding which am | |
| 11275 | My salary is Rs9800.Am I eligible to apply for a loan of 70000 | |
| 11274 | I need a personal loan at lowest interest rate which bank can provi | |
| 11272 | Hi, I need a loan for amt 50k but I can repay that in 2 months. I | |
| 11261 | Can i get a personal loan with poor repayment record on my credit c | |
| 11256 | I would like to know if my name is in defaulter list for vehicle lo | |
| 11245 | HI, i need a personal loan of 100,000 with a period of 48 months of | |
| 11243 | i m working with indoco remedies ltd 4m last 5 months. but my total | |
| 11239 | How to know about pre approved loans?can I asked for offer letter | |
| 11232 | Hi! is it necessary that I work in a company that deducts a PF fro | |
| 11218 | I have UTI debit card.I am not maintaining minimum balance as per b | |
| 11172 | I would like to know if my name is in defaulter list for personal l | |
| 11168 | I am planning to take a personal loan. the interest rates are very | |
| 11157 | Hi there I just wanted to know what are the Loans available For | |
| 11154 | I want to apply for personal loan for Rs 1000000. Pls tell me hsbc | |
| 11138 | you are showing on the site for 20,000 loan the interest rate is 9% | |
| 11136 | I have pre approved loan of 4,46,000 lacs from icici bank at 16% Re | |
| 11133 | hello sir i want to know what is the perfect time to repay a common | |
| 11130 | i have three months salary slip can i get a personal loan worth of | |
| 11123 | i want a loan of 3 lakhs. so which bank i shud apply with low inte | |
| 11119 | I have taken Rs 65000/- loan from CITI Finance @ 19.77% interest fo | |
| 11117 | Will i get the personal loan,i already applied in your loan section | |
| 11112 | Sir, I have taken an Express loan in HDFC bank one year back, I wan | |
| 11094 | will i get loan up to 500000 lacks | |
| 11086 | Hi, I have 2 personal loans going on allready. I have paid 16 EMI' | |
| 11028 | i get 23K monthly,i am s/w engg. can i get 100% TAXBENIFT on Perso | |
| 11026 | I want to apply for personal loan for Rs 100000. Pls tell me whic | |
| 11019 | Iam presently in kuwait,I would like to have a loan of 5 lakhs | |
| 11017 | I TAKE A PERSONLA LOAN FROM PRIME FINANCIAL RS 27000 FOR 30 MONTH E | |
| 11016 | Hi I wanted to know what is daily reducing method and is it applica | |
| 11004 | my wife need personal loan she earns 8000 in hand how much loan ca | |
| 11001 | I want credit card & Personal Loan but my monthly income is 850 | |
| 10998 | i am working as lecture in engineering collage and my monthly salar | |
| 10997 | i want personal loan | |
| 10986 | i do not have form 16 how can i avail personal loan | |
| << prev [ 1 ] 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 next Last>> | ||
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