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| Posted On :- 18/03/2008 | |
| Question Asked :- | |
| Dear Sirs, I have a very bad credit ratings with various loans amounting to around Rs. 1500000,though good salary & income of my wife. This happened due to some excessive expenditure towards education of my children & other contingencies. I am having lots of cheque bouncings in my account. My current problem will last for 2 more years from now till compleation of education of 2 of my children who are undergoing their 5th semester ( of 8 semester course) in Engineering.Thereafter atleast I may be able to save some more money,being spent on them, even if we dont consider any support from them. Besides I am willing to ensure full security of bank loan in case of my deat or retirement as a normal course. I am a salaried man and still have 7 years left for retirement. Can u help me to find any suitable nationalised or other bank which may help me to consolidate all my debts at one place and make an EMI of Rs. 17000 per month which I can pay easily for 10/15/20 year. | |
| Answer :- | |
| Based on the information given by you it is very unlikely that you may get a consolidated loan. Banks will check your payment track record before giving you the loan. | |
| Personal loan query listing |
| << prev [ 1 ] 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 next Last>> | ||
| Qid | Question | |
| 12033 | what should be the idle rate of interest for a personal loan of 5 l | |
| 12020 | ABOUT PERSONAL LOAN | |
| 12016 | i want to apply for personal loan please give me the details. | |
| 12011 | HI I NEED 500000 LOAN WITH MY MONTHLY SALARY 7500RS PLS SUGGEST WHI | |
| 12008 | I have 4 different personal loans and a credit card due totalling 7 | |
| 11982 | Tell me about formalities to be taken for sanctioning the loan | |
| 11977 | i am working in a ship for which my salary is debited in my nre acc | |
| 11945 | 50,000 | |
| 11923 | I want to take a personal loan of amount 150000 to start a business | |
| 11918 | My company does not deduct PF . I am in this company for the past s | |
| 11913 | can i apply for a personal loan of rs.100000/- on a monthly income | |
| 11893 | Hi, I am a salaried employee(From Trivandrum , Kerala), i get aroun | |
| 11869 | sir, i need Rs 150000/ for filling form for dda flats .how i get | |
| 11867 | sir, I hvn't any address proof. I hv address of my bussiness place( | |
| 11865 | sir, we have sell out of house recently and (all address proof) vot | |
| 11860 | I want to buy laptop woth Rs 35000/-.whether i should go for person | |
| 11859 | i filled my detailes...when ill b geting t loan? | |
| 11852 | I am retired central govt officer can u give mers one lac for my pe | |
| 11836 | pls tell me about your personal loan term condition and interest ra | |
| 11814 | I am operating a company owned petrol pump of HPCL named Margbandhu | |
| 11813 | sir ia m an nri working in bahrain...i hav no property at all..so i | |
| 11806 | will i get the loan | |
| 11794 | please can you give me personal loan | |
| 11792 | Can we increase the tenure of a personal/business loan after having | |
| 11780 | how can i take loan | |
| 11755 | I am a houswife so please tell me can i take a personal loan? | |
| 11745 | how many u give personal lone to me? | |
| 11715 | i need a personal loan for Rs 100000 but my salary is 14000/- only. | |
| 11688 | i need aloan amt of rs 200000 with a interest of 14% or below16 | |
| 11687 | HI, I'm working with AVIVA Life Insurance. For which category my | |
| 11676 | Hi sir i need personal loan for my house renovation Work in process | |
| 11672 | Hi , I like to know ICICI personal loan current interest rate for S | |
| 11671 | incibil reports is mainly based on the date of birth.then why cred | |
| 11665 | Hello Sir, I want to avail of a personal loan for buying a 2 wheel | |
| 11661 | what is intrst rate all do&dons | |
| 11660 | dear sir, i used to have credit card of icici bank few years back,h | |
| 11659 | I have taken a personal to buy a plot. I would like to take home lo | |
| 11646 | Hi my name is vishal. i want personal loan up to Rs. 500000 and my | |
| 11639 | when&how much fast i could get | |
| 11637 | hi i am nishat.i want to know how to calculate emi if it is a redu | |
| 11629 | sir personal loan interst rate@tems@CONDITION | |
| 11603 | I need a personal loan of Rs 400000 but I have a salary of rs. 1300 | |
| 11601 | I need some loan amount need help from you | |
| 11583 | Hi, I am having 4 credit cards and due to some medical issues from | |
| 11566 | I am a salried employee with 20000 p.m. what is the procedure for g | |
| 11553 | 1-why banks are rejecting my application and why they are not givin | |
| 11538 | i pay total EMI currently 9000 and my income is 40000 pm. I need an | |
| 11536 | what happens if take a personal loan from one country stay there fo | |
| 11528 | I want to take a personal loan of 150000 for tenure of 12 months. I | |
| 11526 | HI, i am salaried and earning 15000/-PM, want personal loan rs 1000 | |
| << prev [ 1 ] 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 next Last>> | ||
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