Ask an Expert
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Date : Aug 30, 2008 Question I want a personal loan of Rs. 500000/-and I have a monthly salary of Rs. 47000/-(in hand).I have left my earlier job and have now joined a new company this month only hence the first salary is not yet been credited to my account.Moreover this company gives a salary cheque instead of salary credit to account.I am in urgent need of funds and can't wait till the salary cheque is deposited to my account which will not happen till the 10th of next month.The problem I am facing is that no bank is showing interest as they either want salary credit to account or at least two salaries from the new company.Plz advise on what options I am left with. Answer Banks see your overall work experince as well as your employment in the current job which should be minimum 3-6 months. The other option that you have is loan against securities such as property, fixed deposits, LIC polices, National Savings Certificate or jewellery. You can apply for a loan against property on www.apnaloan.com where multiple banks compete for your loan. |
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