Features: Called the 'V-CASH', this is a personal loan scheme offered by the bank to the salaried as well as the self-employed class for meeting various needs. The maximum loan amount available is an average of 12 months' net take home salary, a maximum of Rs.5 lakh. The maximum loan tenure is 48 months.
|
 |
 |
|
 |
|
Details of Bank |
|
 |
Vijaya Bank (for Salaried) |
|
|
Processing Fee: |
Rs 220 to Rs 2500 |
|
|
Prepayment Charges: |
1% of outstanding amount |
|
|
Guarantor: |
Yes |
|
|
Collateral: |
No |
|
|
Vijaya Bank (for Self Employed) |
|
|
Processing Fee: |
upto Rs 25000- Nil, above Rs 25000 upto Rs 2 lakh- Rs 111, above Rs 2 lakh upto Rs 1 cr- Rs 220 |
|
|
Prepayment Charges: |
1% of outstanding amount |
|
|
Guarantor: |
Yes |
|
|
Collateral: |
No |
|
 |
|
|
 |
|
Personal Loan Comparator