Your Criteria : Multi-purpose Personal Loan The Ratnakar Bank

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Features: A permanent employee of Govt./ Semi Govt., Reputed Companies can avail the loan. The applicant has to submit - salary certificate, undertaking letter of employer to deduct & send the monthly installment. For Businessmen, Traders, Professionals & Self Employed, income proof for last three years i.e. audited Balance sheet or I.T. Return.

The Ratnakar Bank (for Personal Loan)
Interest Rate: 16.0
Loan Eligibility: 4.27 to 5.69
Emi: 3,516
Tenure 3
Age 30
Processing Fee: Rs 500 per lakh
Prepayment Charges: For remaining 1 yr- 1% of the outstanding amount, 2 yrs- 2% of the outstanding amount.
Guarantor: Yes
Security: No
Margin: 25
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