Personal Loan: Overview

Personal loans are tricky - you never can quite make out whether it is absolutely necessary or if it is just a luxury you will be paying back for the next few years. That new computer, or that credit card outstanding, or the house refurnishing...the need for personal loans is never ending.

Compare offers from various lenders across the country on the personal loan comparator. And, not that you can just compare. It covers all other aspects of loans such as repayment options, charges applicable, documentation required etc.

Personal Loan: Eligibility Criteria

If you are looking for a good personal loan deal, get to compare banks offering personal loans right here.
You have to meet certain eligibility criteria before you can avail this hassle-free loan.
Want to know how much personal loan you can get?

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Personal Loan: Did you know..?

Things to keep in mind before you sign as a guarantor for someone's loan.
Looking for finance to start business, check out your options.

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Personal Loan: Interest Rates

Get interest rates on personal loans of lenders across the country.

Lenders often advertise flat rates, which do not reflect the actual interest you will be paying. You may be paying much more than you thought.

Taking a loan to buy a laptop? Get to know how much you are actually paying.

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Personal Loan: Process

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Compare 51 PersonalLoan providers
*City:   *Mandatory
  • Search for the best deals
  • Calculate eligibility based on existing loan EMI
  • Compare processing fees - they CAN make a difference
  • 'Flat' rate? No thanks! Learn about the effective rate
     


Best Interest Rates


As on 4 Jul, 2009

Personal loan versus

You could find it cheaper to take a personal loan than opt for a credit card cash withdrawal. Here's why.
Car refinance is a viable option then personal loan if you require money.
Compare and check out whether a personal loan is cheaper than LAP.

Decision-making Corner

EMI Calculator
The EMI calculator helps you to arrive at your probable EMI given the loan amount, tenure, and interest rate.

Personal Loan Eligibility Calculator
If you are salaried, this calculator will tell you the amount of personal loan you are likely to get.

Personal Loan Comparator
Use the personal loan comparator to compare various personal loan lenders as per your specifications.

Interest on Rate of Return Calculator
This calculator shows you the actual interest rate that you will pay/are paying on your loan, given the loan amount, tenure and interest rate.

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Ask an Expert

Interview
Ask your personal finance query here and get personalized replies that meet your specific needs.