Features: The bank offers personal loans to those who are salaried or self-employed to meet personal needs. The bank offers an insurance cover too. In case of loss of job, the insurance company will pay the EMIs for up to 3 months. The option of balance transfer is also available.
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Details of Bank |
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IDBI Bank (for Salaried) |
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Processing Fee: |
2.25% of loan amount |
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Prepayment Charges: |
3%-6% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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IDBI Bank (for Self Employed) |
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Processing Fee: |
2.25% of loan amount |
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Prepayment Charges: |
3%-6% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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Personal Loan Comparator