Features: Salaried as well as self-employed individuals can avail of a personal loan from ICICI. The bank offers personal loans up to a maximum limit of Rs. 15 lakh to meet financial needs such as buying a lap-top or renovating a house. No security/guarantor is required. One can also get a loan on the repayment track of an existing loan or a credit card. The maximum loan repayment tenure is 60 months.
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Details of Bank |
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ICICI Bank (for Salaried) |
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Processing Fee: |
2% of loan amount |
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Prepayment Charges: |
5% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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ICICI Bank (for Self Employed) |
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Processing Fee: |
2% of loan amount |
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Prepayment Charges: |
5% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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Personal Loan Comparator