Features: The bank offers personal loans for meeting expenditure in instances such as vacation, admissions and weddings. One can get a maximum loan of Rs 15 lakh with flexible repayment options. The maximum loan tenure is 60 months, with no guarantor/security/collateral required. It offers a personal accident cover of Rs.2 lakh at a nominal premium.
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Details of Bank |
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HDFC Bank (for Salaried) |
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Processing Fee: |
2% of loan amount |
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Prepayment Charges: |
4% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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HDFC Bank (for Self Employed) |
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Processing Fee: |
2% of loan amount |
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Prepayment Charges: |
4% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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Personal Loan Comparator