Bank name
 |
Interest Type
 |
EMI for various term based on initial interest rates |
Action
 |
1 Yr
 |
2 Yrs
 |
3 Yrs
 |
4 Yrs
 |
5 Yrs
 |
6 Yrs
 |
7 Yrs
 |
| 39 Sample Results based on default inputs. |
| ICICI Bank |
Floating |
8,979
- 9,168
|
4,801
- 4,992
|
3,418
- 3,615
|
2,733
- 2,937
|
2,327
- 2,539
|
NA
|
NA
|
|
| Citi Bank |
Floating |
9,073
- 9,651
|
4,896
- 5,489
|
3,516
- 4,136
|
2,834
- 3,485
|
2,432
- 3,114
|
NA
|
NA
|
|
| Fullerton |
Floating |
9,168
|
4,992
|
3,615
|
2,937
|
NA
|
NA
|
NA
|
|
| SBI |
Floating |
9,073
|
4,896
|
3,516
|
2,834
|
NA
|
NA
|
NA
|
|
| Axis Bank |
Fixed |
8,979
- 9,311
|
4,801
- 5,139
|
3,418
- 3,768
|
2,733
- 3,097
|
2,327
- 2,705
|
NA
|
NA
|
|
| Bank of Baroda |
Floating |
9,002
|
4,825
|
3,442
|
NA
|
NA
|
NA
|
NA
|
|
| Punjab National Bank |
Fixed |
8,932
- 8,979
|
4,754
- 4,801
|
3,369
- 3,418
|
2,683
- 2,733
|
2,275
- 2,327
|
NA
|
NA
|
|
| Reliance Consumer Finance |
Fixed |
9,073
- 9,408
|
4,896
- 5,237
|
3,516
- 3,871
|
2,834
- 3,205
|
2,432
- 2,819
|
NA
|
NA
|
|
| Indian Overseas Bank |
Fixed |
8,920
|
4,742
|
3,357
|
2,670
|
2,263
|
NA
|
NA
|
|
| Indian Bank |
Fixed |
9,002
|
4,825
|
3,442
|
NA
|
NA
|
NA
|
NA
|
|
| Canara Bank - Can Budget |
Fixed |
9,002
|
4,825
|
3,442
|
2,758
|
2,353
|
NA
|
NA
|
|
| Bank of India |
Floating |
8,897
|
4,719
|
3,333
|
NA
|
NA
|
NA
|
NA
|
|
| ABN Amro |
Fixed |
9,073
- 9,408
|
4,896
- 5,237
|
3,516
- 3,871
|
2,834
- 3,205
|
2,432
- 2,819
|
NA
|
NA
|
|
| Deutsche Bank |
Fixed |
9,026
- 9,073
|
4,849
- 4,896
|
3,467
- 3,516
|
2,783
- 2,834
|
2,379
- 2,432
|
2,115
- 2,169
|
1,930
- 1,986
|
|
| UCO Bank |
Floating |
8,943
|
4,766
|
3,381
|
2,695
|
NA
|
NA
|
NA
|
|
| Karnataka Bank |
Fixed |
NA
|
4,766
|
3,381
|
2,695
|
2,288
|
NA
|
NA
|
|
| Bank of Maharashtra |
Fixed |
8,979
|
4,801
|
3,418
|
NA
|
NA
|
NA
|
NA
|
|
| Andhra Bank |
Floating |
9,026
|
4,849
|
3,467
|
2,796
|
2,392
|
NA
|
NA
|
|
| Dena Bank |
Fixed |
9,026
|
4,849
|
3,467
|
NA
|
NA
|
NA
|
NA
|
|
| Federal Bank |
Fixed |
9,085
|
4,908
|
3,528
|
2,847
|
2,445
|
NA
|
NA
|
|
| Oriental Bank of Commerce |
Floating |
8,932
|
4,754
|
3,369
|
2,683
|
2,275
|
NA
|
NA
|
|
| State Bank of Mysore |
Fixed |
8,990
|
4,813
|
3,430
|
NA
|
NA
|
NA
|
NA
|
|
| Vijaya Bank |
Floating |
8,967
|
4,789
|
3,406
|
2,720
|
NA
|
NA
|
NA
|
|
| Saraswat Bank |
Fixed |
8,932
|
4,754
|
3,369
|
2,683
|
2,275
|
NA
|
NA
|
|
| Corporation Bank |
Fixed |
9,002
|
4,825
|
3,442
|
2,758
|
2,353
|
NA
|
NA
|
|
| J&K Bank |
Fixed |
8,943
- 8,990
|
4,766
- 4,813
|
3,381
- 3,430
|
2,695
- 2,745
|
2,288
- 2,340
|
2,021
- 2,074
|
1,833
- 1,888
|
|
| State Bank of Hyderabad |
Floating |
8,967
- 9,014
|
4,789
- 4,837
|
3,406
- 3,454
|
2,720
- 2,770
|
NA
|
NA
|
NA
|
|
| State Bank of Bikaner& Jaipur |
Floating |
8,943
|
4,766
|
3,381
|
2,695
|
2,288
|
NA
|
NA
|
|
| State Bank of Indore |
Floating |
9,026
|
4,849
|
3,467
|
2,783
|
NA
|
NA
|
NA
|
|
| State Bank of Patiala |
Floating |
8,979
- 9,002
|
4,801
- 4,825
|
3,418
- 3,442
|
2,733
- 2,758
|
2,327
- 2,353
|
NA
|
NA
|
|
| State Bank of Travancore |
Floating |
9,109
|
4,932
|
3,553
|
2,873
|
2,472
|
NA
|
NA
|
|
| Karur Vysya Bank |
Fixed |
8,920
|
4,742
|
3,357
|
2,670
|
2,263
|
NA
|
NA
|
|
| Tamilnad Mercantile Bank Ltd |
Floating |
9,144
|
4,968
|
3,590
|
2,911
|
2,512
|
NA
|
NA
|
|
| Abhyuday Co-op Bank Ltd |
Fixed |
8,979
|
4,801
|
3,418
|
2,733
|
2,327
|
NA
|
NA
|
|
| The Ratnakar Bank |
Fixed |
9,073
|
4,896
|
3,516
|
2,834
|
2,432
|
NA
|
NA
|
|
| South Indian Bank |
Floating |
9,038
|
4,861
|
3,479
|
2,796
|
NA
|
NA
|
NA
|
|
| Punjab & Sind Bank |
Floating |
8,955
|
4,778
|
3,394
|
2,708
|
NA
|
NA
|
NA
|
|
| Tata Capital Ltd. |
Fixed |
8,979
- 9,263
|
4,801
- 5,090
|
3,418
- 3,716
|
2,733
- 3,043
|
NA
|
NA
|
NA
|
|
| Barclays Finance Personal Loans |
Fixed |
9,073
- 9,651
|
4,896
- 5,489
|
3,516
- 4,136
|
2,834
- 3,485
|
2,432
- 3,114
|
2,169
- 2,881
|
1,986
- 2,726
|
|
Updated as on 5 February, 2010.
The personal loan EMI given above are indicative in nature. It is based on market research conducted by the ApnaPaisa Research Bureau. The actual EMI at which an individual will be able to get a personal loan depend on the individual's financial profile and negotiating ability.
NA =Not Applicable
|