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Bank name
Interest Type EMI for various term based on initial interest rates Action
1 Yr
2 Yrs
3 Yrs
4 Yrs
5 Yrs
6 Yrs
7 Yrs
  39 Sample Results based on default inputs.
ICICI Bank Floating 8,979 - 9,168 4,801 - 4,992 3,418 - 3,615 2,733 - 2,937 2,327 - 2,539 NA NA
Citi Bank Floating 9,073 - 9,651 4,896 - 5,489 3,516 - 4,136 2,834 - 3,485 2,432 - 3,114 NA NA
Fullerton Floating 9,168 4,992 3,615 2,937 NA NA NA
SBI Floating 9,073 4,896 3,516 2,834 NA NA NA
Axis Bank Fixed 8,979 - 9,311 4,801 - 5,139 3,418 - 3,768 2,733 - 3,097 2,327 - 2,705 NA NA
Bank of Baroda Floating 9,002 4,825 3,442 NA NA NA NA
Punjab National Bank Fixed 8,932 - 8,979 4,754 - 4,801 3,369 - 3,418 2,683 - 2,733 2,275 - 2,327 NA NA
Reliance Consumer Finance Fixed 9,073 - 9,408 4,896 - 5,237 3,516 - 3,871 2,834 - 3,205 2,432 - 2,819 NA NA
Indian Overseas Bank Fixed 8,920 4,742 3,357 2,670 2,263 NA NA
Indian Bank Fixed 9,002 4,825 3,442 NA NA NA NA
Canara Bank - Can Budget Fixed 9,002 4,825 3,442 2,758 2,353 NA NA
Bank of India Floating 8,897 4,719 3,333 NA NA NA NA
ABN Amro Fixed 9,073 - 9,408 4,896 - 5,237 3,516 - 3,871 2,834 - 3,205 2,432 - 2,819 NA NA
Deutsche Bank Fixed 9,026 - 9,073 4,849 - 4,896 3,467 - 3,516 2,783 - 2,834 2,379 - 2,432 2,115 - 2,169 1,930 - 1,986
UCO Bank Floating 8,943 4,766 3,381 2,695 NA NA NA
Karnataka Bank Fixed NA 4,766 3,381 2,695 2,288 NA NA
Bank of Maharashtra Fixed 8,979 4,801 3,418 NA NA NA NA
Andhra Bank Floating 9,026 4,849 3,467 2,796 2,392 NA NA
Dena Bank Fixed 9,026 4,849 3,467 NA NA NA NA
Federal Bank Fixed 9,085 4,908 3,528 2,847 2,445 NA NA
Oriental Bank of Commerce Floating 8,932 4,754 3,369 2,683 2,275 NA NA
State Bank of Mysore Fixed 8,990 4,813 3,430 NA NA NA NA
Vijaya Bank Floating 8,967 4,789 3,406 2,720 NA NA NA
Saraswat Bank Fixed 8,932 4,754 3,369 2,683 2,275 NA NA
Corporation Bank Fixed 9,002 4,825 3,442 2,758 2,353 NA NA
J&K Bank Fixed 8,943 - 8,990 4,766 - 4,813 3,381 - 3,430 2,695 - 2,745 2,288 - 2,340 2,021 - 2,074 1,833 - 1,888
State Bank of Hyderabad Floating 8,967 - 9,014 4,789 - 4,837 3,406 - 3,454 2,720 - 2,770 NA NA NA
State Bank of Bikaner& Jaipur Floating 8,943 4,766 3,381 2,695 2,288 NA NA
State Bank of Indore Floating 9,026 4,849 3,467 2,783 NA NA NA
State Bank of Patiala Floating 8,979 - 9,002 4,801 - 4,825 3,418 - 3,442 2,733 - 2,758 2,327 - 2,353 NA NA
State Bank of Travancore Floating 9,109 4,932 3,553 2,873 2,472 NA NA
Karur Vysya Bank Fixed 8,920 4,742 3,357 2,670 2,263 NA NA
Tamilnad Mercantile Bank Ltd Floating 9,144 4,968 3,590 2,911 2,512 NA NA
Abhyuday Co-op Bank Ltd Fixed 8,979 4,801 3,418 2,733 2,327 NA NA
The Ratnakar Bank Fixed 9,073 4,896 3,516 2,834 2,432 NA NA
South Indian Bank Floating 9,038 4,861 3,479 2,796 NA NA NA
Punjab & Sind Bank Floating 8,955 4,778 3,394 2,708 NA NA NA
Tata Capital Ltd. Fixed 8,979 - 9,263 4,801 - 5,090 3,418 - 3,716 2,733 - 3,043 NA NA NA
Barclays Finance Personal Loans Fixed 9,073 - 9,651 4,896 - 5,489 3,516 - 4,136 2,834 - 3,485 2,432 - 3,114 2,169 - 2,881 1,986 - 2,726
Updated as on 5 February, 2010.
The personal loan EMI given above are indicative in nature. It is based on market research conducted by the ApnaPaisa Research Bureau. The actual EMI at which an individual will be able to get a personal loan depend on the individual's financial profile and negotiating ability.

NA =Not Applicable
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Axis Bank
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