Bank Name
Type
Loan Eligibility(Rs. in Lacs)
Interest Rate(%)
EMI(Rs.)
Processing Action
Full Results
ICICI Bank
Floating
4.24 to 5.65
14.0-16.5
3,418
- 3,540
View Details
2% of loan amount
Prepayment charges: Only after 6 months @ 5% on the principal amount prepaid, no part prepayment allowed.
HDFC Bank
Floating
3.93 to 5.24
14.0-22.0
3,418
- 3,819
View Details
2.5% of loan amount
Prepayment charges: Only after 12 months @ 4% on the principal amount prepaid, no part prepayment allowed
Citi Bank
Fixed
3.63 to 4.84
16.0-28.0
3,516
- 4,136
View Details
3% of loan amount
Prepayment allowed only after 6 months @ 5% on principal amount prepaid, no part prepayment allowed.
ABN Amro
Fixed
3.87 to 5.17
16.0-23.0
3,516
- 3,871
View Details
2.25% of loan amount
Prepayment charges: 5% on principal amount prepaid, part/ full prepayment allowed.
Axis Bank
Fixed
3.98 to 5.31
14.0-21.0
3,418
- 3,768
View Details
2% of loan amount
Prepayment charges: Nil.
IDBI Bank
Fixed
4.33 to 5.77
15.0
3,467
View Details
2.25% of loan amount
Loan available only to the salary account holders at IDBI bank
Union Bank of India
Fixed
4.34 to 5.79
14.75
3,454
View Details
Rs 100 to Rs 500
Union Bank of India gives maximum loan of Rs 1 lakh.
Andhra Bank
Floating
4.33 to 5.77
15.0
3,467
View Details
Rs 250-Rs 1000
Andhra Bank gives maximum loans of Rs 1.5 Lakh.
Canara Bank - Can Budget
Fixed
4.39 to 5.85
14.0
3,418
View Details
0.5% of the loan amount
Canara bank gives maximum loans of Rs 1 lakh.
Bank of Baroda
Floating
4.36 to 5.81
14.5
3,442
View Details
2% of loan amount
Prepayment charges: Nil.
Bank of Maharashtra
Fixed
4.39 to 5.85
14.0
3,418
View Details
1% of loan amount
Bank of Maharashtra gives maximum loan of Rs 1.5 lakh.
Central Bank of India
Floating
4.42 to 5.89
12.5-13.5
3,345
- 3,394
View Details
Rs 500
Central Bank of India gives maximum loan of Rs 1 lakh.
CitiFinancial
Fixed
3.98 to 5.31
21.0
3,768
View Details
2% of loan amount
Prepayment allowed after 6 months of loan disbursal @ 4% on principal amount prepaid,
Saraswat Bank
Fixed
4.33 to 5.77
15.0
3,467
View Details
1% of loan amount
Saraswat bank gives maximum loan for Rs. 2 Lakh
South Indian Bank
Floating
4.31 to 5.75
15.25
3,479
View Details
0.50% of the loan amount
South Indian Bank gives maximum loan of Rs 3 lakh.
Fullerton
Floating
4.15 to 5.53
18.0
3,615
View Details
2% of loan amount
Prepayment charges: 4% on principal amount prepaid.
Standard Chartered Bank
Fixed
4.24 to 5.65
16.0-16.5
3,516
- 3,540
View Details
2% of the loan amount.
Standard Chartered bank gives loans upto maximum 30 lakhs.
Tata Capital Ltd.
Fixed
4.04 to 5.38
14.0-20.0
3,418
- 3,716
View Details
2% of loan amount
Prepayment charges: Only after 6 months @ 4% on the principal amount prepaid. No part pre-payment allowed.
J&K Bank
Fixed
4.37 to 5.83
13.25-14.25
3,381
- 3,430
View Details
0.50% of the loan amount
Jammu and Kashmir bank gives loan of maximum Rs 7 lakhs.
SBI
Floating
4.27 to 5.69
16.0
3,516
View Details
2-3% of loan amount
Prepayment charges: If prepaid before 6 months @ 1% of loan amount, otherwise nil.
State Bank of Bikaner& Jaipur
Floating
4.44 to 5.91
13.25
3,381
View Details
1.15% of loan amount
Pensioners can get maximum loan of Rs 1.5 lakh.
State Bank of Hyderabad
Floating
4.34 to 5.79
13.75-14.75
3,406
- 3,454
View Details
1% of loan amount
Prepayment charges: 1% if the loan is prepaid before 6 months, otherwise Nil.
Punjab & Sind Bank
Floating
4.42 to 5.89
13.5
3,394
View Details
1% of loan amount
Punjab and Sindh Bank gives loans of maximum Rs 2 lakhs.
United Bank of India
Fixed
4.37 to 5.83
14.25
3,430
View Details
DNA
Prepayment charges: Nil.
Karur Vysya Bank
Fixed
4.47 to 5.96
12.75
3,357
View Details
0.5% of the loan amount.
Karur Vysya Bank gives maximum loan of Rs 2 Lakh.
State Bank of Travancore
Fixed
4.4 to 5.87
13.75
3,406
View Details
Rs 100 to Rs 250
State Bank of Travancore gives maximum loan of Rs 2 lakh.
Apna Sahakari Bank
Fixed
4.39 to 5.85
14.0
3,418
View Details
0.50% of the loan amount
Prepayment charges: Nil.
Kotak Bank
Floating
3.98 to 5.31
15.5-21.0
3,491
- 3,768
View Details
3% of Loan amount
Kotak bank provides loans maximum upto Rs. 50 Lakh/-
Tamilnad Mercantile Bank Ltd
Floating
4.18 to 5.57
15.0-17.5
3,467
- 3,590
View Details
1% of the loan amount
Tamilnad Merchantile Bank gives maximum loan of Rs 2 lakh.
Barclays Finance Personal Loans
Fixed
2.77 to 3.7
18.0-50.0
3,615
- 5,411
View Details
2% of loan amount
Prepayment Charges: 5% of the outstanding amount.
Abhyuday Co-op Bank Ltd
Fixed
4.39 to 5.85
14.0
3,418
View Details
1.2% of the loan amount
Abhyudya Bank gives maximum loans of Rs 2 Lakh.
Federal Bank
Fixed
4.19 to 5.59
14.75-17.25
3,454
- 3,578
View Details
Rs 500
Federal bank gives maximum loan of Rs 2 lakh.
Oriental Bank of Commerce
Floating
4.45 to 5.94
13.0
3,369
View Details
0.50% of loan amount
Prepayment charges: Nil.
Dena Bank
Fixed
4.33 to 5.77
15.0
3,467
View Details
1% of loan amount
Prepayment Charges: Nil.
Indian Bank
Fixed
4.33 to 5.77
15.0
3,467
View Details
0.50% of loan amount
Prepayment charges: 2% on principal amount prepaid.
Vijaya Bank
Floating
4.4 to 5.87
13.75
3,406
View Details
Rs. 281/- to Rs. 562/-
Prepayment charges: 1.13% on amount prepaid/closure.
UCO Bank
Floating
4.43 to 5.9
13.4
3,389
View Details
1% of loan amount
Prepayment charges: Nil.
Indian Overseas Bank
Fixed
4.47 to 5.96
12.75
3,357
View Details
Rs 204 per lakh
Prepayment charges: 1% on principal amount prepaid.
Karnataka Bank
Fixed
4.44 to 5.91
13.25
3,381
View Details
0.50% of loan amount
Prepayment charges: Nil.
Bank of India
Floating
4.47 to 5.96
11.0-12.75
3,274
- 3,357
View Details
1.1% of loan amount
No processing charges for 60 years & above.
Corporation Bank
Floating
4.33 to 5.77
14.0-15.0
3,418
- 3,467
View Details
1.50% of loan amount
Prepayment Charges - Nil
State Bank of Patiala
Floating
4.36 to 5.81
14.0-14.5
3,418
- 3,442
View Details
1% of loan amount
State Bank of Patiala gives max loan of Rs. 10 lakh in Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad. For other cities it is Rs. 7.5 lakh.
