
|

|
 |
Citi Bank
View Details
|
4.09 to 5.46 |
14.5 - 19.0 |
3,442-
3,666
|
3% of loan amount |
|
 |
| Prepayment allowed only after 6 months @ 5% of the principal outstanding, no part prepayment allowed. |
 |
HDFC Bank
View Details
|
4.24 to 5.65 |
16.0 - 16.5 |
3,516-
3,540
|
2% of loan amount |
|
 |
| Prepayment allowed only after 6 months @ 4% of the principal outstanding, no part prepayment allowed. |
 |
CITI Financial
View Details
|
3.98 to 5.31 |
21.0 |
3,768
|
*2% of loan amount |
|
 |
| *Prepayment allowed after 6 months of loan disbursal @ 4% of Principal outstanding.(*Conditions apply) |
 |
Central Bank of India
View Details
|
4.45 to 5.94 |
12.0 - 13.0 |
3,321-
3,369
|
Rs 500 |
|
 |
| Processing fee: No processing charges for pensioners and senior citizens. |
 |
Bank of India
View Details
|
4.5 to 6.0 |
12.25 |
3,333
|
1.1% of loan amount |
|
 |
| Processing fee: Pensioners 1.1% of loan amount, min. Rs. 500 & max. Rs. 1100.
No processing charges for 60 years & above. |
 |
Oriental Bank of Commerce
View Details
|
4.45 to 5.94 |
13.0 |
3,369
|
0.50% of loan amount or min Rs 500 |
|
 |
| No prepayment penalty if pre-paid anytime during the loan tenure. |
 |
Allahabad Bank
View Details
|
4.44 to 5.91 |
13.25 |
3,381
|
1% of loan amount or Rs 500 |
|
 |
| If prepaid within 1 year @ 2% of the principal outstanding, after that nil. No part prepayment allowed. |
 |
Vijaya Bank
View Details
|
4.4 to 5.87 |
13.75 |
3,406
|
Nil |
|
 |
| Prepayment penalty @ 1% of the amount pre-paid. |
 |
Syndicate Bank
View Details
|
4.4 to 5.87 |
13.75 |
3,406
|
NA |
|
 |
| Syndicate bank gives maximum loan of Rs 3 lakh along with letter of undertaking from the employer. |
 |
ICICI Bank
View Details
|
4.09 to 5.46 |
14.0 - 19.0 |
3,418-
3,666
|
2% of loan amount |
|
 |
| Prepayment allowed only after 6 months @ 5% of the principal outstanding, no part prepayment allowed. |
 |
Citi Bank
View Details
|
4.09 to 5.46 |
14.5 - 19.0 |
3,442-
3,666
|
3% of loan amount |
|
 |
| Prepayment allowed only after 6 months @ 5% of the principal outstanding, no part prepayment allowed. |
 |
State Bank of Hyderabad
View Details
|
4.3 to 5.73 |
14.5 - 15.5 |
3,442-
3,491
|
1% of loan amount |
|
 |
| No prepayment penalty if pre-paid anytime during the loan tenure. |
 |
State Bank of Patiala
View Details
|
4.33 to 5.77 |
14.5 - 15.0 |
3,442-
3,467
|
1% of loan amount |
|
 |
| Max loan of Rs. 10 lakh in Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad. For other cities it is Rs. 7.5 lakh. |
 |
Canara Bank
View Details
|
4.33 to 5.77 |
15.0 |
3,467
|
0.5% of the loan amount min Rs 100 max Rs 500 |
|
 |
| Prepayment penalty @ 2% of the principal outstanding. |
 |
Punjab & Sind Bank
View Details
|
4.33 to 5.77 |
15.0 |
3,467
|
1% of loan amount |
|
 |
| Punjab & Sind bank gives maximum loan of Rs 2 lakh. |
 |
South Indian Bank
View Details
|
4.31 to 5.75 |
15.25 |
3,479
|
0.50% of the loan amount |
|
 |
| South Indian Bank gives maximum loan of Rs 3 lakh. |
 |
State Bank of Indore
View Details
|
4.3 to 5.73 |
15.5 |
3,491
|
NA |
|
 |
| No prepayment penalty if pre-paid anytime during the loan tenure. |
 |
State Bank of Travancore
View Details
|
4.28 to 5.71 |
15.75 |
3,503
|
Rs 100 to Rs 250 |
|
 |
| State Bank of Travancore gives maximum loan of Rs 2 lakh. |
 |
Andhra Bank
View Details
|
4.25 to 5.67 |
16.0 - 16.25 |
3,516-
3,528
|
Rs 250- Rs 1000 |
|
 |
| Co-obligation: For credit limits above Rs. 50000 co-obligation required. |
 |
HDFC Bank
View Details
|
4.24 to 5.65 |
16.0 - 16.5 |
3,516-
3,540
|
2% of loan amount |
|
 |
| Prepayment allowed only after 6 months @ 4% of the principal outstanding, no part prepayment allowed. |
 |
Abhyuday Co-op Bank Ltd
View Details
|
4.27 to 5.69 |
16.0 |
3,516
|
1.2% of the loan amount |
|
 |
| No prepayment penalty if pre-paid anytime during the loan tenure. |
 |
Federal Bank
View Details
|
4.25 to 5.67 |
16.25 |
3,528
|
Rs 500 |
|
 |
| Federal bank gives maximum loan of Rs 2 lakh. |
 |
IDBI Bank
View Details
|
4.07 to 5.43 |
16.4 - 19.4 |
3,535-
3,686
|
2.25% of loan amount |
|
 |
| If prepaid before 6 months @ 6%, 7 to 12 months- 4%, after 12 months- 3% of the principal outstanding. |
 |
SBI
View Details
|
4.24 to 5.65 |
16.5 |
3,540
|
2-3% of loan amount |
|
 |
| If prepaid before 6 months @ 1% of loan amount, otherwise nil. |
 |
Catholic Syrian Bank
View Details
|
4.19 to 5.59 |
17.25 |
3,578
|
1% of loan amount |
|
 |
| Security: for loans upto Rs 50000- guarantee of 2 persons, for loan above Rs 50000- security of property or other tangible assets. |
 |
Tamilnad Mercantile Bank Ltd
View Details
|
4.16 to 5.55 |
17.75 |
3,603
|
0.50% of the loan amount |
|
 |
| Tamilnad Merchantile Bank gives maximum loan of Rs 2 lakh. |
 |
Dhanalakshmi Bank Ltd
View Details
|
4.15 to 5.53 |
18.0 |
3,615
|
0.50% of the loan amount |
|
 |
| No prepayment penalty if pre-paid anytime during the loan tenure. |
 |
CITI Financial
View Details
|
3.98 to 5.31 |
21.0 |
3,768
|
*2% of loan amount |
|
 |
| *Prepayment allowed after 6 months of loan disbursal @ 4% of Principal outstanding.(*Conditions apply) |