Bank Name
Type
Loan Eligibility(Rs. in Lacs)
Interest Rate(%)
EMI(Rs.)
Processing Fee
Action
Full Results
ICICI Bank
Floating
4.15 to 5.53
14.0-18.0
3,418
- 3,615
View Details
2% of loan amount
Prepayment charges: Only after 6 months @ 5% on the principal amount prepaid, no part prepayment allowed.
HDFC Bank
Floating
4.24 to 5.65
14.5-16.5
3,442
- 3,540
View Details
2.25% of loan amount
Prepayment charges: Only after 6 months @ 4% on the principal amount prepaid, no part prepayment allowed.
Citi Bank
Floating
3.63 to 4.84
16.0-28.0
3,516
- 4,136
View Details
3% of loan amount
Prepayment allowed only after 6 months @ 5% on principal amount prepaid, no part prepayment allowed.
ABN Amro
Fixed
3.87 to 5.17
16.0-23.0
3,516
- 3,871
View Details
2.25% of loan amount
Prepayment charges: 5% on principal amount prepaid, part/ full prepayment allowed.
Axis Bank
Fixed
3.98 to 5.31
14.0-21.0
3,418
- 3,768
View Details
2% of loan amount
Prepayment charges: Nil.
Andhra Bank
Floating
4.33 to 5.77
15.0
3,467
View Details
Rs 250-Rs 1000
Andhra Bank gives maximum loans of Rs 1 Lakh.
Canara Bank - Can Budget
Fixed
4.36 to 5.81
14.5
3,442
View Details
0.5% of the loan amount
Canara bank gives maximum loans of Rs 1 lakh.
Bank of Baroda
Floating
4.36 to 5.81
14.5
3,442
View Details
2% of loan amount
Prepayment charges: Nil.
Bank of Maharashtra
Fixed
4.39 to 5.85
14.0
3,418
View Details
1% of loan amount
Bank of Maharashtra gives maximum loan of Rs 1.5 lakh.
Punjab National Bank
Fixed
4.39 to 5.85
13.0-14.0
3,369
- 3,418
View Details
1.8% of loan amount
Prepayment charges: Nil.
CitiFinancial
Fixed
3.98 to 5.31
21.0
3,768
View Details
2% of loan amount
Prepayment allowed after 6 months of loan disbursal @ 4% on principal amount prepaid,
The Ratnakar Bank
Fixed
4.27 to 5.69
16.0
3,516
View Details
Rs.500 per lakh
Prepayment charges: 1%- 2% on principal amount prepaid.
Saraswat Bank
Fixed
4.45 to 5.94
13.0
3,369
View Details
1% of loan amount
Prepayment charges: Nil.
South Indian Bank
Floating
4.31 to 5.75
15.25
3,479
View Details
0.50% of the loan amount
South Indian Bank gives maximum loan of Rs 3 lakh.
Fullerton
Floating
4.15 to 5.53
18.0
3,615
View Details
2% of loan amount
Prepayment charges: 4% on principal amount prepaid.
Tata Capital Ltd.
Fixed
4.04 to 5.38
14.0-20.0
3,418
- 3,716
View Details
2% of loan amount
Prepayment charges: Only after 6 months @ 4% on the principal amount prepaid. No part pre-payment allowed.
Reliance Consumer Finance
Fixed
3.87 to 5.17
16.0-23.0
3,516
- 3,871
View Details
3% of loan amount
Prepayment charges: 6% on principal amount prepaid, no part prepayment allowed.
J&K Bank
Fixed
4.37 to 5.83
13.25-14.25
3,381
- 3,430
View Details
0.50% of the loan amount
Jammu and Kashmir bank gives loan of maximum Rs 7 lakhs.
SBI
Floating
4.27 to 5.69
16.0
3,516
View Details
2-3% of loan amount
Prepayment charges: If prepaid before 6 months @ 1% of loan amount, otherwise nil.
State Bank of Bikaner& Jaipur
Floating
4.44 to 5.91
13.25
3,381
View Details
1.15% of loan amount
Pensioners can get maximum loan of Rs 1.5 lakh.
State Bank of Hyderabad
Floating
4.34 to 5.79
13.75-14.75
3,406
- 3,454
View Details
1% of loan amount
Prepayment charges: 1% if the loan is prepaid before 6 months, otherwise Nil.
Punjab & Sind Bank
Floating
4.42 to 5.89
13.5
3,394
View Details
1% of loan amount
Punjab and Sindh Bank gives loans of maximum Rs 2 lakhs.
Karur Vysya Bank
Fixed
4.47 to 5.96
12.75
3,357
View Details
DNA
Karur Vysya Bank gives maximum loan of Rs 1 Lakh.
State Bank of Indore
Floating
4.33 to 5.77
15.0
3,467
View Details
1%-2% of the loan amount
Prepayment charges: Nil.
State Bank of Travancore
Floating
4.22 to 5.63
16.75
3,553
View Details
Rs 100 to Rs 250
State Bank of Travancore gives maximum loan of Rs 2 lakh.
Tamilnad Mercantile Bank Ltd
Floating
4.18 to 5.57
17.5
3,590
View Details
0.50% of the loan amount
Tamilnad Merchantile Bank gives maximum loan of Rs 2 lakh.
Barclays Finance Personal Loans
Fixed
3.63 to 4.84
16.0-28.0
3,516
- 4,136
View Details
1%-3% of loan amount
Prepayment charges: Less than 6 months 6% on principal amount prepaid, more than 6 months - 4% on principal amount prepaid.
Abhyuday Co-op Bank Ltd
Fixed
4.39 to 5.85
14.0
3,418
View Details
1.2% of the loan amount
Abhyudya Bank gives maximum loans of Rs 2 Lakh.
Federal Bank
Fixed
4.25 to 5.67
16.25
3,528
View Details
Rs 500
Federal bank gives maximum loan of Rs 2 lakh.
Oriental Bank of Commerce
Floating
4.45 to 5.94
13.0
3,369
View Details
0.50% of loan amount
Prepayment charges: Nil.
Dena Bank
Fixed
4.33 to 5.77
15.0
3,467
View Details
1% of loan amount
Prepayment Charges: Nil.
Indian Bank
Fixed
4.36 to 5.81
14.5
3,442
View Details
0.50% of loan amount
Prepayment charges: 2% on principal amount prepaid.
State Bank of Mysore
Fixed
4.37 to 5.83
14.25
3,430
View Details
1% of the loan amount
Prepayment charges: Nil.
Vijaya Bank
Floating
4.4 to 5.87
13.75
3,406
View Details
upto Rs 25000- Rs 281, above Rs 25000 upto Rs 2 lakh- Rs 562
Prepayment charges: 1.13% on principal amount prepaid.
UCO Bank
Floating
4.44 to 5.91
13.25
3,381
View Details
1% of loan amount
Prepayment charges: Nil.
Indian Overseas Bank
Fixed
4.47 to 5.96
12.75
3,357
View Details
Rs 204 per lakh
Prepayment charges: 1% on principal amount prepaid.
Karnataka Bank
Fixed
4.44 to 5.91
13.25
3,381
View Details
0.50% of loan amount
Prepayment charges: Nil.
Bank of India
Floating
4.5 to 6
12.25
3,333
View Details
1.1% of loan amount
Processing fee: Pensioners 1.1% of loan amount, min. Rs. 500 & max. Rs. 1100.
No processing charges for 60 years & above.
Deutsche Bank
Fixed
4.27 to 5.69
15.0-16.0
3,467
- 3,516
View Details
3% of loan amount
Prepayment allowed only after 6 months @ 5% of the principal outstanding, no part prepayment allowed.
Corporation Bank
Fixed
4.36 to 5.81
14.5
3,442
View Details
1.50% of loan amount
Corporation Bank gives maximum loan of 12 times the take-home pay along with undertaking from the employer.
State Bank of Patiala
Floating
4.36 to 5.81
14.0-14.5
3,418
- 3,442
View Details
1% of loan amount
State Bank of Patiala gives max loan of Rs. 10 lakh in Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad. For other cities it is Rs. 7.5 lakh.