Bank Name
 |
Type
 |
Loan Eligibility
(Rs. in Lacs)
 |
Interest Rate
(%)
 |
EMI
(Rs.)
 |
Processing Fee |
Action |
| Sponsored Results |
ICICI Bank
(Compare Details)
|
Floating |
4.15 to 5.53 |
14.0-18.0 |
3,418
- 3,615
View Details |
2% of loan amount |
|
| Prepayment charges: Only after 6 months @ 5% on the principal amount prepaid, no part prepayment allowed. |
HDFC Bank
(Compare Details)
|
Floating |
4.24 to 5.65 |
14.5-16.5 |
3,442
- 3,540
View Details |
2.25% of loan amount |
|
| Prepayment charges: Only after 6 months @ 4% on the principal amount prepaid, no part prepayment allowed. |
Citi Bank
(Compare Details)
|
Floating |
3.63 to 4.84 |
16.0-28.0 |
3,516
- 4,136
View Details |
3% of loan amount |
|
| Prepayment allowed only after 6 months @ 5% on principal amount prepaid, no part prepayment allowed. |
ABN Amro
(Compare Details)
|
Fixed |
3.87 to 5.17 |
16.0-23.0 |
3,516
- 3,871
View Details |
2.25% of loan amount |
|
| Prepayment charges: 5% on principal amount prepaid, part/ full prepayment allowed. |
Axis Bank
(Compare Details)
|
Fixed |
3.98 to 5.31 |
14.0-21.0 |
3,418
- 3,768
View Details |
2% of loan amount |
|
| Prepayment charges: Nil. |
Fullerton
(Compare Details)
|
Floating |
4.15 to 5.53 |
18.0 |
3,615
View Details |
2% of loan amount |
|
| Prepayment charges: 4% on principal amount prepaid. |
Reliance Consumer Finance
(Compare Details)
|
Fixed |
3.87 to 5.17 |
16.0-23.0 |
3,516
- 3,871
View Details |
3% of loan amount |
|
| Prepayment charges: 6% on principal amount prepaid, no part prepayment allowed. |
Deutsche Bank
(Compare Details)
|
Fixed |
4.27 to 5.69 |
15.0-16.0 |
3,467
- 3,516
View Details |
3% of loan amount |
|
| Prepayment allowed only after 6 months @ 5% of the principal outstanding, no part prepayment allowed. |
Andhra Bank
(Compare Details)
|
Floating |
4.33 to 5.77 |
15.0 |
3,467
View Details |
Rs 250-Rs 1000 |
|
| Andhra Bank gives maximum loans of Rs 1 Lakh. |
Canara Bank - Can Budget
(Compare Details)
|
Fixed |
4.36 to 5.81 |
14.5 |
3,442
View Details |
0.5% of the loan amount |
|
| Canara bank gives maximum loans of Rs 1 lakh. |
Bank of Baroda
(Compare Details)
|
Floating |
4.36 to 5.81 |
14.5 |
3,442
View Details |
2% of loan amount |
|
| Prepayment charges: Nil. |
Bank of Maharashtra
(Compare Details)
|
Fixed |
4.39 to 5.85 |
14.0 |
3,418
View Details |
1% of loan amount |
|
| Bank of Maharashtra gives maximum loan of Rs 1.5 lakh. |
Punjab National Bank
(Compare Details)
|
Fixed |
4.39 to 5.85 |
13.0-14.0 |
3,369
- 3,418
View Details |
1.8% of loan amount |
|
| Prepayment charges: Nil. |
The Ratnakar Bank
(Compare Details)
|
Fixed |
4.27 to 5.69 |
16.0 |
3,516
View Details |
Rs.500 per lakh |
|
| Prepayment charges: 1%- 2% on principal amount prepaid. |
Saraswat Bank
(Compare Details)
|
Fixed |
4.45 to 5.94 |
13.0 |
3,369
View Details |
1% of loan amount |
|
| Prepayment charges: Nil. |
South Indian Bank
(Compare Details)
|
Floating |
4.31 to 5.75 |
15.25 |
3,479
View Details |
0.50% of the loan amount |
|
| South Indian Bank gives maximum loan of Rs 3 lakh. |
J&K Bank
(Compare Details)
|
Fixed |
4.37 to 5.83 |
13.25-14.25 |
3,381
- 3,430
View Details |
0.50% of the loan amount |
|
| Jammu and Kashmir bank gives loan of maximum Rs 7 lakhs. |
SBI
(Compare Details)
|
Floating |
4.27 to 5.69 |
16.0 |
3,516
View Details |
2-3% of loan amount |
|
| Prepayment charges: If prepaid before 6 months @ 1% of loan amount, otherwise nil. |
State Bank of Bikaner& Jaipur
(Compare Details)
|
Floating |
4.44 to 5.91 |
13.25 |
3,381
View Details |
1.15% of loan amount |
|
| Pensioners can get maximum loan of Rs 1.5 lakh. |
State Bank of Hyderabad
(Compare Details)
|
Floating |
4.34 to 5.79 |
13.75-14.75 |
3,406
- 3,454
View Details |
1% of loan amount |
|
| Prepayment charges: 1% if the loan is prepaid before 6 months, otherwise Nil. |
Punjab & Sind Bank
(Compare Details)
|
Floating |
4.42 to 5.89 |
13.5 |
3,394
View Details |
1% of loan amount |
|
| Punjab and Sindh Bank gives loans of maximum Rs 2 lakhs. |
Karur Vysya Bank
(Compare Details)
|
Fixed |
4.47 to 5.96 |
12.75 |
3,357
View Details |
DNA |
|
| Karur Vysya Bank gives maximum loan of Rs 1 Lakh. |
State Bank of Indore
(Compare Details)
|
Floating |
4.33 to 5.77 |
15.0 |
3,467
View Details |
1%-2% of the loan amount |
|
| Prepayment charges: Nil. |
State Bank of Travancore
(Compare Details)
|
Floating |
4.22 to 5.63 |
16.75 |
3,553
View Details |
Rs 100 to Rs 250 |
|
| State Bank of Travancore gives maximum loan of Rs 2 lakh. |
Tamilnad Mercantile Bank Ltd
(Compare Details)
|
Floating |
4.18 to 5.57 |
17.5 |
3,590
View Details |
0.50% of the loan amount |
|
| Tamilnad Merchantile Bank gives maximum loan of Rs 2 lakh. |
Abhyuday Co-op Bank Ltd
(Compare Details)
|
Fixed |
4.39 to 5.85 |
14.0 |
3,418
View Details |
1.2% of the loan amount |
|
| Abhyudya Bank gives maximum loans of Rs 2 Lakh. |
Federal Bank
(Compare Details)
|
Fixed |
4.25 to 5.67 |
16.25 |
3,528
View Details |
Rs 500 |
|
| Federal bank gives maximum loan of Rs 2 lakh. |
Oriental Bank of Commerce
(Compare Details)
|
Floating |
4.45 to 5.94 |
13.0 |
3,369
View Details |
0.50% of loan amount |
|
| Prepayment charges: Nil. |
Dena Bank
(Compare Details)
|
Fixed |
4.33 to 5.77 |
15.0 |
3,467
View Details |
1% of loan amount |
|
| Prepayment Charges: Nil. |
Indian Bank
(Compare Details)
|
Fixed |
4.36 to 5.81 |
14.5 |
3,442
View Details |
0.50% of loan amount |
|
| Prepayment charges: 2% on principal amount prepaid. |
State Bank of Mysore
(Compare Details)
|
Fixed |
4.37 to 5.83 |
14.25 |
3,430
View Details |
1% of the loan amount |
|
| Prepayment charges: Nil. |
Vijaya Bank
(Compare Details)
|
Floating |
4.4 to 5.87 |
13.75 |
3,406
View Details |
upto Rs 25000- Rs 281, above Rs 25000 upto Rs 2 lakh- Rs 562 |
|
| Prepayment charges: 1.13% on principal amount prepaid. |
UCO Bank
(Compare Details)
|
Floating |
4.44 to 5.91 |
13.25 |
3,381
View Details |
1% of loan amount |
|
| Prepayment charges: Nil. |
Indian Overseas Bank
(Compare Details)
|
Fixed |
4.47 to 5.96 |
12.75 |
3,357
View Details |
Rs 204 per lakh |
|
| Prepayment charges: 1% on principal amount prepaid. |
Karnataka Bank
(Compare Details)
|
Fixed |
4.44 to 5.91 |
13.25 |
3,381
View Details |
0.50% of loan amount |
|
| Prepayment charges: Nil. |
Bank of India
(Compare Details)
|
Floating |
4.5 to 6 |
12.25 |
3,333
View Details |
1.1% of loan amount |
|
| Processing fee: Pensioners 1.1% of loan amount, min. Rs. 500 & max. Rs. 1100.
No processing charges for 60 years & above. |
Corporation Bank
(Compare Details)
|
Fixed |
4.36 to 5.81 |
14.5 |
3,442
View Details |
1.50% of loan amount |
|
| Corporation Bank gives maximum loan of 12 times the take-home pay along with undertaking from the employer. |
State Bank of Patiala
(Compare Details)
|
Floating |
4.36 to 5.81 |
14.0-14.5 |
3,418
- 3,442
View Details |
1% of loan amount |
|
| State Bank of Patiala gives max loan of Rs. 10 lakh in Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad. For other cities it is Rs. 7.5 lakh. |
| Full Results |
ICICI Bank
(Compare Details)
|
Floating |
4.15 to 5.53 |
14.0-18.0 |
3,418
- 3,615
View Details |
2% of loan amount |
|
| Prepayment charges: Only after 6 months @ 5% on the principal amount prepaid, no part prepayment allowed. |
HDFC Bank
(Compare Details)
|
Floating |
4.24 to 5.65 |
14.5-16.5 |
3,442
- 3,540
View Details |
2.25% of loan amount |
|
| Prepayment charges: Only after 6 months @ 4% on the principal amount prepaid, no part prepayment allowed. |
Citi Bank
(Compare Details)
|
Floating |
3.63 to 4.84 |
16.0-28.0 |
3,516
- 4,136
View Details |
3% of loan amount |
|
| Prepayment allowed only after 6 months @ 5% on principal amount prepaid, no part prepayment allowed. |
ABN Amro
(Compare Details)
|
Fixed |
3.87 to 5.17 |
16.0-23.0 |
3,516
- 3,871
View Details |
2.25% of loan amount |
|
| Prepayment charges: 5% on principal amount prepaid, part/ full prepayment allowed. |
Axis Bank
(Compare Details)
|
Fixed |
3.98 to 5.31 |
14.0-21.0 |
3,418
- 3,768
View Details |
2% of loan amount |
|
| Prepayment charges: Nil. |
Fullerton
(Compare Details)
|
Floating |
4.15 to 5.53 |
18.0 |
3,615
View Details |
2% of loan amount |
|
| Prepayment charges: 4% on principal amount prepaid. |
Reliance Consumer Finance
(Compare Details)
|
Fixed |
3.87 to 5.17 |
16.0-23.0 |
3,516
- 3,871
View Details |
3% of loan amount |
|
| Prepayment charges: 6% on principal amount prepaid, no part prepayment allowed. |
Deutsche Bank
(Compare Details)
|
Fixed |
4.27 to 5.69 |
15.0-16.0 |
3,467
- 3,516
View Details |
3% of loan amount |
|
| Prepayment allowed only after 6 months @ 5% of the principal outstanding, no part prepayment allowed. |
Andhra Bank
(Compare Details)
|
Floating |
4.33 to 5.77 |
15.0 |
3,467
View Details |
Rs 250-Rs 1000 |
|
| Andhra Bank gives maximum loans of Rs 1 Lakh. |
Canara Bank - Can Budget
(Compare Details)
|
Fixed |
4.36 to 5.81 |
14.5 |
3,442
View Details |
0.5% of the loan amount |
|
| Canara bank gives maximum loans of Rs 1 lakh. |
Bank of Baroda
(Compare Details)
|
Floating |
4.36 to 5.81 |
14.5 |
3,442
View Details |
2% of loan amount |
|
| Prepayment charges: Nil. |
Bank of Maharashtra
(Compare Details)
|
Fixed |
4.39 to 5.85 |
14.0 |
3,418
View Details |
1% of loan amount |
|
| Bank of Maharashtra gives maximum loan of Rs 1.5 lakh. |
Punjab National Bank
(Compare Details)
|
Fixed |
4.39 to 5.85 |
13.0-14.0 |
3,369
- 3,418
View Details |
1.8% of loan amount |
|
| Prepayment charges: Nil. |
The Ratnakar Bank
(Compare Details)
|
Fixed |
4.27 to 5.69 |
16.0 |
3,516
View Details |
Rs.500 per lakh |
|
| Prepayment charges: 1%- 2% on principal amount prepaid. |
Saraswat Bank
(Compare Details)
|
Fixed |
4.45 to 5.94 |
13.0 |
3,369
View Details |
1% of loan amount |
|
| Prepayment charges: Nil. |
South Indian Bank
(Compare Details)
|
Floating |
4.31 to 5.75 |
15.25 |
3,479
View Details |
0.50% of the loan amount |
|
| South Indian Bank gives maximum loan of Rs 3 lakh. |
J&K Bank
(Compare Details)
|
Fixed |
4.37 to 5.83 |
13.25-14.25 |
3,381
- 3,430
View Details |
0.50% of the loan amount |
|
| Jammu and Kashmir bank gives loan of maximum Rs 7 lakhs. |
SBI
(Compare Details)
|
Floating |
4.27 to 5.69 |
16.0 |
3,516
View Details |
2-3% of loan amount |
|
| Prepayment charges: If prepaid before 6 months @ 1% of loan amount, otherwise nil. |
State Bank of Bikaner& Jaipur
(Compare Details)
|
Floating |
4.44 to 5.91 |
13.25 |
3,381
View Details |
1.15% of loan amount |
|
| Pensioners can get maximum loan of Rs 1.5 lakh. |
State Bank of Hyderabad
(Compare Details)
|
Floating |
4.34 to 5.79 |
13.75-14.75 |
3,406
- 3,454
View Details |
1% of loan amount |
|
| Prepayment charges: 1% if the loan is prepaid before 6 months, otherwise Nil. |
Punjab & Sind Bank
(Compare Details)
|
Floating |
4.42 to 5.89 |
13.5 |
3,394
View Details |
1% of loan amount |
|
| Punjab and Sindh Bank gives loans of maximum Rs 2 lakhs. |
Karur Vysya Bank
(Compare Details)
|
Fixed |
4.47 to 5.96 |
12.75 |
3,357
View Details |
DNA |
|
| Karur Vysya Bank gives maximum loan of Rs 1 Lakh. |
State Bank of Indore
(Compare Details)
|
Floating |
4.33 to 5.77 |
15.0 |
3,467
View Details |
1%-2% of the loan amount |
|
| Prepayment charges: Nil. |
State Bank of Travancore
(Compare Details)
|
Floating |
4.22 to 5.63 |
16.75 |
3,553
View Details |
Rs 100 to Rs 250 |
|
| State Bank of Travancore gives maximum loan of Rs 2 lakh. |
Tamilnad Mercantile Bank Ltd
(Compare Details)
|
Floating |
4.18 to 5.57 |
17.5 |
3,590
View Details |
0.50% of the loan amount |
|
| Tamilnad Merchantile Bank gives maximum loan of Rs 2 lakh. |
Abhyuday Co-op Bank Ltd
(Compare Details)
|
Fixed |
4.39 to 5.85 |
14.0 |
3,418
View Details |
1.2% of the loan amount |
|
| Abhyudya Bank gives maximum loans of Rs 2 Lakh. |
Federal Bank
(Compare Details)
|
Fixed |
4.25 to 5.67 |
16.25 |
3,528
View Details |
Rs 500 |
|
| Federal bank gives maximum loan of Rs 2 lakh. |
Oriental Bank of Commerce
(Compare Details)
|
Floating |
4.45 to 5.94 |
13.0 |
3,369
View Details |
0.50% of loan amount |
|
| Prepayment charges: Nil. |
Dena Bank
(Compare Details)
|
Fixed |
4.33 to 5.77 |
15.0 |
3,467
View Details |
1% of loan amount |
|
| Prepayment Charges: Nil. |
Indian Bank
(Compare Details)
|
Fixed |
4.36 to 5.81 |
14.5 |
3,442
View Details |
0.50% of loan amount |
|
| Prepayment charges: 2% on principal amount prepaid. |
State Bank of Mysore
(Compare Details)
|
Fixed |
4.37 to 5.83 |
14.25 |
3,430
View Details |
1% of the loan amount |
|
| Prepayment charges: Nil. |
Vijaya Bank
(Compare Details)
|
Floating |
4.4 to 5.87 |
13.75 |
3,406
View Details |
upto Rs 25000- Rs 281, above Rs 25000 upto Rs 2 lakh- Rs 562 |
|
| Prepayment charges: 1.13% on principal amount prepaid. |
UCO Bank
(Compare Details)
|
Floating |
4.44 to 5.91 |
13.25 |
3,381
View Details |
1% of loan amount |
|
| Prepayment charges: Nil. |
Indian Overseas Bank
(Compare Details)
|
Fixed |
4.47 to 5.96 |
12.75 |
3,357
View Details |
Rs 204 per lakh |
|
| Prepayment charges: 1% on principal amount prepaid. |
Karnataka Bank
(Compare Details)
|
Fixed |
4.44 to 5.91 |
13.25 |
3,381
View Details |
0.50% of loan amount |
|
| Prepayment charges: Nil. |
Bank of India
(Compare Details)
|
Floating |
4.5 to 6 |
12.25 |
3,333
View Details |
1.1% of loan amount |
|
| Processing fee: Pensioners 1.1% of loan amount, min. Rs. 500 & max. Rs. 1100.
No processing charges for 60 years & above. |
Corporation Bank
(Compare Details)
|
Fixed |
4.36 to 5.81 |
14.5 |
3,442
View Details |
1.50% of loan amount |
|
| Corporation Bank gives maximum loan of 12 times the take-home pay along with undertaking from the employer. |
State Bank of Patiala
(Compare Details)
|
Floating |
4.36 to 5.81 |
14.0-14.5 |
3,418
- 3,442
View Details |
1% of loan amount |
|
| State Bank of Patiala gives max loan of Rs. 10 lakh in Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad. For other cities it is Rs. 7.5 lakh. |
CitiFinancial
(Compare Details)
|
Fixed |
3.98 to 5.31 |
21.0 |
3,768
View Details |
2% of loan amount |
|
| Prepayment allowed after 6 months of loan disbursal @ 4% on principal amount prepaid, |
Tata Capital Ltd.
(Compare Details)
|
Fixed |
4.04 to 5.38 |
14.0-20.0 |
3,418
- 3,716
View Details |
2% of loan amount |
|
| Prepayment charges: Only after 6 months @ 4% on the principal amount prepaid. No part pre-payment allowed. |
Barclays Finance Personal Loans
(Compare Details)
|
Fixed |
3.63 to 4.84 |
16.0-28.0 |
3,516
- 4,136
View Details |
1%-3% of loan amount |
|
| Prepayment charges: Less than 6 months 6% on principal amount prepaid, more than 6 months - 4% on principal amount prepaid. |