Features: The bank offers personal loans to salaried as well as self-employed individuals without security or guarantors. The loan amount one is eligible for depends on the income and the employer's profile. The maximum loan tenure is 60 months.
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Details of Bank |
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Centurion Bank of Punjab (for Salaried) |
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Processing Fee: |
2% of loan amount or min Rs 1000 |
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Prepayment Charges: |
4% of outstanding amount |
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Guarantor: |
No |
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Collateral: |
No |
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Centurion Bank of Punjab (for Self Employed) |
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Processing Fee: |
2% of loan amount or min Rs 1000 |
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Prepayment Charges: |
4% on principal outstanding |
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Guarantor: |
No |
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Collateral: |
No |
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