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| Posted On :- 26/05/2008 | |
| Question Asked :- | |
| Hi names is Satish i am working for a software company and applied for a loan i got rejected so i asked the bank person what was the reason so he informed me that i was in the default list so i was really surprised and still now i have not applied for any loan or credit card or any postpaid connections so there is no chance of defaulting so i am really worried about this in future suppose i want to go for a housing loan what to do at that time so i want to no what exactly that i need to do so please help me and also i want to no for what reason they have enter my name in defaulter list please suggest me some a solution. | |
| Answer :- | |
| You can ask for your credit report from the bank that rejected your loan application. The report will outline what exactly is reported by the bank in respect to your credit account and enable you to take action. It will necessarily disclose the facts regarding your credit history, like delayed payments in the past, dues settled without write-offs on the part of the bank. | |
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