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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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20832 Hi, I am staying in navi-mumbai, I need to know can i take loan against the Land which is on my
20796 Dear Sir, I am NRI and I have a property in Mumbai worth not less then Rs.90 lacs to 1 crore.
20795 I am an NRI, Can I get loan on my existing property. Its present value is 90 to 100 lacs. I am
20790 I HAVE SETTLED MY 4 PERSONAL LOANS WITH DIFF BANKS 2YRS BACK DUE TO FIRE ACCIDENT AT MY WORKS.
20741 I have a muncipal/HUDA approved plot in Hitec city, Hyderabad which is valued at Rs.1.5 crore.
20720 Dear sir, I want to transfer home loan RS. 14,50,000/- from ICICI bank to any other bank having
20674 my age is 70yrs and like to avail loan on my jalgaon city property house which values 12 lakhs.
20666 If i take Loan against property and find myself unable to repay the loan. Will the bank attach
20647 I got Rs. 98 lacs from ICICI bank as loan against property value Rs. 6 crores in June'08. I am
20645 .can the karta of HUF property take a loan against the properety or the rent
20551 hi i have a house of my own spraeding over 2cuttahs.i need a loan of 3 lakhs.m a salaried perso
20524 HI, I have purchased a plot of land against a property.Now i would like to construct a house on
20430 i want to apply for loan aganist property.i had a property that belong to my father along with
20402 i want overdraft facility against my N.A plot worth 2.5 cr.which bank can i apply. and how much
20311 if i take home loan through bank. can i make registry on my mother name. i am taking all respon
20308 Dear Sir, We took loan against property and unfortunately due to financial problem, we didnt p
20275 i am m.b.a.holder.i want start my diary(milk).so i want loan of 25 lakh.which bank is beneficia
20267 I have a residential flat at Goregaon, which i want to pledge for availing 25 lakhs of loan. Ma
20258 I have Purchased 2 flats (ground floor same apartments) thru bank loan. The Value of both the f
20256 I have site 400 sq yards in vijaywada city,market value is 80,000,00.can i get the loan against
20250 Sir, I am taking loan of Rs200000 from a private finance company and they are asking for the bl
20237 Dear Mr. Roongta, Can loan against be taken on a property which is under a home loan? If yes,
20213 Sir, i want to buy a property worth 5000000 what will be my EMI for 20 Years
20195 HI, Can home loan be taken against a leased property.if so then which banks to contact and wha
20193 i have a loan against property.isit possible for me switch bacnk and do swicthing bank will giv
20186 hi,can i get loan on 4 acers of agriculture land i have with me, if yes,than how much loan will
20165 I have taken mortgage loan on my property, to clear dues taken from my friends to construct the
20162 I have taken mortgage loan on my property, to clear dues taken from my friends to construct the
20090 roi
20083 hi i manoj luthra want a loan against property against my 1floor . i am having 3 floors home i