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Bank name
Interest Type Interest Rates for various loan amount Action
Upto 25 lakhs
25-50 lakhs
50 lakhs-1 crore
> 1 crore
  40 Sample Results based on default inputs.
ICICI Bank Floating 11.5 11.5 11.5 11.5
HDFC Bank Floating 11 - 11.25 11 - 11.25 11 - 11.25 NA
Axis Bank Floating 12.75 12.75 12.75 12.75
SBI Floating 13.25 13.25 13.25 13.5
Bank of Baroda Floating 13.25 13.25 13.25 NA
HDFC Ltd Floating 12.75 12.75 12.75 NA
Citi Bank Floating 12.5 - 13.5 12.5 - 13.5 12.5 - 13.5 12.5 - 13.5
Standard Chartered Bank Fixed 12 - 13 12 - 13 12 - 13 12 - 13
Deutsche Postbank Home Finance Limited Floating 11.25 11.25 11.25 11.25
Bank of India Floating 13.0 13.0 NA NA
Canara Bank Floating 13.75 13.75 NA NA
Canara Bank Fixed 16.25 16.25 NA NA
Allahabad Bank Floating 13.5 13.5 13.5 NA
Dena Bank Fixed 13.0 13.0 13.0 13.0
Federal Bank Floating 16.0 16.0 16.0 16.0
IDBI Bank Floating 13.25 13.25 13.25 13.25
Punjab National Bank Floating 13.25 13.25 13.25 NA
State Bank of Mysore Floating 13.0 13.0 NA NA
UCO Bank Floating 14.25 14.25 NA NA
Union Bank of India Floating 13.75 13.75 NA NA
Union Bank of India Fixed 14.5 14.5 NA NA
Vijaya Bank Floating 14.75 NA NA NA
Central Bank of India Floating 12.5 12.5 NA NA
LIC Housing Finance Floating 13.75 13.75 13.75 13.75
J&K Bank Fixed 15.0 15.0 NA NA
PNB Housing Finance Ltd Floating 14.25 14.25 14.25 NA
State Bank of Travancore Floating 14.25 14.25 14.25 NA
State Bank of Indore Floating 12.75 12.75 NA NA
State Bank of Hyderabad Floating 12.25 12.25 NA NA
State Bank of Bikaner& Jaipur Floating 12.5 12.5 12.5 NA
GIC Housing Finance Floating 13.5 13.5 13.5 NA
Reliance Consumer Finance Floating 13.5 - 17 13.5 - 17 13.5 - 17 NA
Religare Floating 15.5 - 16.5 15.5 - 16.5 15.5 - 16.5 15.5 - 16.5
GE Money Floating 10.25 - 11.25 10.25 - 11.25 10.25 - 11.25 10.25 - 11.25
Andhra Bank Floating 14.75 14.75 NA NA
Bank of Maharashtra Floating 12.75 12.75 NA NA
Corporation Bank Floating 14.0 NA NA NA
Bajaj Finance - Residential Floating 13.0 13.0 13.0 13.0
DCB Floating 10.95 10.95 10.95 10.95
Syndicate Bank Floating 14.5 14.5 NA NA
Updated as on 27 July, 2010.
LAP interest Rates given above are indicative in nature. It is based on market research conducted by the Apnaloan Research Bureau. The actual rates at which an individual will be able to get loan against property depends on the individual's financial profile and negotiating ability.
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