Loan Against Property (LAP): Overview

A loan against property is a loan against your house or even a plot. If all the land titles are in place and you have an income, this is a cheaper loan option if you want some liquidity in double quick time. Though the interest rates on this loan are higher than that of a home loan, it's cheaper than that a personal loan or a loan against security.

Compare LAP offers from lenders across the country on the loan against property comparator.

LAP: Process

  • Loan against property: Process
  • Secure a loan with your property

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LAP: Eligibility Criteria

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LAP: Documents Required

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LAP versus

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Compare 36 LoanAgainstProperty providers
*City:   *Mandatory
  • Compare rates for residential property
  • Choose between fixed and floating interest rates
  • Get Loan eligibility based on property value
  • Compare rates for commercial property
     


Best Interest Rates


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As on 3 Jul, 2009
Product Rate
Home Loan Fixed Rate (20 Years) 9.25% - 14%
Home Loan Fixed Rate (20 Years) 9.25% - 14%
Personal loan (5 years): 12% - 35%
Small Ticket Personal loan: 29% - 45%

Decision-making Corner

LAP Comparator

Use the loan against property comparator to compare various loan against property lenders as per your specifications.


LAP Interest Rates

View the interest rates offered by all major players in the loan against property segment.


Floating or Fixed Interest Rate Calculator

Use this calculator to find out whether you should opt for a fixed or floating interest rate on your home loan.


EMI Calculator

The EMI calculator helps you to arrive at your probable EMI given the loan amount, tenure, and interest rate.

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