Loan Against Property (LAP): Overview
A loan against property is a loan against your house or even a plot. If all the land titles are in place, you have an income and you are eligible then this is the cheaper loan option for you. Though the interest rates on this loan are higher than that of a home loan, it's cheaper than that a personal loan or a loan against security.
LAP: Eligibility Criteria
Loan Against Property: Interest Rates
Check out LAP interest rates of all possible banks to help you decide the best one for you.
LAP : E.M.I
Check out LAP EMI to decide the best tenure which suits your pocket.
Best Interest Rates
As on 9 Feb, 2010
| Product | Rate | ||
| Home Loan Fixed Rate (20 Years) | 9.25% - 14% | ||
| Home Loan Fixed Rate (20 Years) | 9.25% - 14% | ||
| Personal loan (5 years): | 12% - 35% | ||
| Small Ticket Personal loan: | 29% - 45% | ||
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