Loan Against Property (LAP): Overview

A loan against property is a loan against your house or even a plot. If all the land titles are in place, you have an income and you are eligible then this is the cheaper loan option for you. Though the interest rates on this loan are higher than that of a home loan, it's cheaper than that a personal loan or a loan against security.

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LAP: Eligibility Criteria

  • Calculate your LAP eligibility?
    • Compare Loan Against property (LAP) eligibility amount as per your income for various tenure from various banks for residential as well as commercial properties.

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    Loan Against Property: Interest Rates

    Check out LAP interest rates of all possible banks to help you decide the best one for you.

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    LAP : E.M.I

    Check out LAP EMI to decide the best tenure which suits your pocket.


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    LAP versus

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    LAP: Process

    • Loan against property: Process
    • Secure a loan with your property

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    Best Interest Rates


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    As on 9 Feb, 2010
    Product Rate
    Home Loan Fixed Rate (20 Years) 9.25% - 14%
    Home Loan Fixed Rate (20 Years) 9.25% - 14%
    Personal loan (5 years): 12% - 35%
    Small Ticket Personal loan: 29% - 45%

    LAP: Documents Required

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    Decision-making Corner

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    AXIS Bank (UTI)
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