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Your Criteria : Loan Against Property Union Bank of India
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Union Bank of India


Features: Any Individual in the age group of 18-60 years of age owning residential/ commercial property (land/plot/ building) and who are Income-Tax assesses having net monthly income of Rs.10,000/- pm in the case of salaried persons and an annual income of Rs.1.20 lacs p.a. in the case of non salaried perosns can apply for Mortgage Loan. Earning family members income can also be clubbed to arrive the eligibility criteria.



Union Bank of India
Interest rate 13.75
Loan Eligibility Amount (Rs. in Lakhs) 20 - 25
EMI 57847
Quantum of finance 50% of the value of property
Is Guaraunter required? false
Processing fee 0.50% of loan amount
Document charges DNA
Pre - payment charges if paid from own source- Nil, in other case- 2% on amount prepaid
Charge to change fix to float interest rate DNA
Charge to change float to fix interest rate DNA
Charge for morage DNA
Up front Fee DNA
Overdraft Yes


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