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Your Criteria : Loan Against Property GIC Housing Finance
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GIC Housing Finance


Features: The company offers a bouquet of options to the borrower in terms of tenure, rate of interest Fixed rate option, Floating rate option, Flexi Fix rates, Step up or Step Down mode of repayment, Mortgage Loans and the borrower gets value additions like Free insurance to borrower against accidental death,free Insurance to property against Fire, and allied Risk, no charges for part payment of Loan before end of tenure. There is no fixed number of part prepayments that could be made over the tenure of loan.



GIC Housing Finance
Interest rate 13.5
Loan Eligibility Amount (Rs. in Lakhs) 20 - 25
EMI 57525
Quantum of finance 60% of property cost
Is Guaraunter required? false
Processing fee 0.65% of loan applied
Document charges as per actuals
Pre - payment charges 0.65% of loan approved
Charge to change fix to float interest rate Not applicable
Charge to change float to fix interest rate Not applicable
Charge for morage 0.1% of loan amount
Up front Fee Not applicable
Overdraft Not available


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