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Your Criteria : Loan Against Property Central Bank of India
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Central Bank of India


Features: Central Bank of India offers loans to Individuals, Singly or jointly, Traders, Businessmen, Professionals or self employed persons etc. having known and regular source of net Income of Rs.10,000/- or more p.m but quantum of loan is limited to 36 months net income. The Bank gives loans against the mortgage of commercial as well as residential property to meet any sort of Personal or Business expenses but not for speculative purpose.



Central Bank of India
Interest rate 12.5
Loan Eligibility Amount (Rs. in Lakhs) 25
EMI 56245
Quantum of finance 36 times net monthly income or 3 times of net annual income as per IT return
Is Guaraunter required? false
Processing fee 0.5%-1% of loan amount
Document charges DNA
Pre - payment charges if paid from own source- Nil, in case other case- 1% on amount prepaid
Charge to change fix to float interest rate DNA
Charge to change float to fix interest rate DNA
Charge for morage DNA
Up front Fee DNA
Overdraft Yes


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