Bank name
Interest Type
EMI (per mth) for various term based on initial interest rates
Action
5 Yrs
10 Yrs
15 Yrs
20 Yrs
25 Yrs
113 Sample Results based on default inputs.
Canara Bank
Fixed
40,553
24,266
19,113
16,729
NA
Saraswat Bank
Floating
41,033
24,797
19,695
NA
NA
HDFC - Special Scheme
Floating
40,793
24,531
19,403
17,041
NA
South Indian Bank
Floating
43,985
28,406
23,683
21,674
NA
LIC Fix-o-Floaty
Floating
41,420
25,227
20,167
17,866
NA
GIC Housing Finance
Floating
42,741
26,708
21,799
19,968
NA
NA
ICICI Bank
Fixed
48,636
33,503
29,374
27,825
NA
Corporation Bank - Corp Home Delight
Floating
40,553
24,266
19,113
16,729
15,436
NA
Syndicate Bank
Floating
40,553
24,797
19,989
17,674
16,784
Axis Bank
Fixed
46,537
31,053
26,635
24,870
NA
IDBI Bank
Fixed
43,485
27,550
22,732
20,644
NA
PNB Housing Finance Ltd
Floating
41,760
25,607
20,584
18,643
NA
Allahabad Bank
Fixed
43,485
28,119
24,326
22,371
21,435
Corporation Bank
Floating
41,274
25,880
20,884
18,970
18,528
NA
Canara Bank
Fixed
43,735
27,834
23,047
20,985
NA
State Bank of Patiala
Floating
41,274
25,335
20,285
18,317
17,128
Bank of Baroda
Fixed
42,004
26,154
21,492
NA
NA
Indian Overseas Bank
Floating
40,793
24,797
19,989
17,674
NA
Bank of Maharashtra
Fixed
42,988
27,550
NA
NA
NA
IDBI Home Finance
Floating
44,489
28,694
24,003
22,022
NA
Bank of Rajasthan
Fixed
41,517
25,335
20,285
17,995
NA
SBI Easy Home Loan
Fixed
40,553
24,266
19,113
16,729
NA
Punjab National Bank
Fixed
41,760
26,430
22,108
19,968
19,242
Central Bank of India
Fixed
42,494
NA
NA
NA
NA
SBI Easy Home Loan
Floating
40,553
24,266
19,113
16,729
NA
Abhyuday Co-op Bank Ltd
Fixed
41,517
25,335
20,285
NA
NA
State Bank of Travancore
Floating
41,760
25,880
20,884
18,970
17,823
United Bank of India
Floating
40,553
24,266
19,113
16,729
NA
Karur Vysya Bank
Floating
41,517
26,154
22,108
NA
NA
NA
Lakshmi Vilas Bank
Floating
42,741
26,987
22,108
NA
NA
Bank of India Star Own Your Home
Floating
40,553
24,266
19,113
16,729
NA
Tamilnad Mercantile Bank Ltd
Floating
42,248
26,708
21,799
20,305
NA
NA
Abhyuday Co-op Bank Ltd
Floating
42,494
26,430
21,492
NA
NA
Apna Sahakari Bank Ltd
Fixed
44,489
28,694
24,003
NA
NA
Dhanalakshmi Bank Ltd
Floating
43,485
28,119
24,003
22,022
NA
The Ratnakar Bank
Fixed
43,485
27,550
22,732
NA
NA
Dena Bank
Fixed
40,553
24,266
19,113
16,729
NA
Dena Bank
Floating
40,553
24,266
19,113
16,729
NA
Deutsche Bank
Fixed
46,020
30,455
25,966
24,147
NA
Oriental Bank of Commerce
Floating
41,517
25,335
20,584
18,317
NA
Federal Bank
Floating
41,517
25,335
20,285
17,995
NA
State Bank of Mysore
Fixed
44,742
28,984
NA
NA
NA
Catholic Syrian Bank
Floating
43,735
28,406
24,326
22,371
NA
Indian Bank
Fixed
42,988
27,550
NA
NA
NA
UCO Bank
Floating
40,793
- 41,274
24,531
- 25,065
19,989
- 20,584
17,674
- 18,317
17,128
- 17,823
UCO Bank
Fixed
44,489
- 44,742
28,694
- 28,984
24,326
- 24,650
22,371
- 22,723
21,807
- 22,181
Vijaya Bank
Floating
40,553
24,266
19,113
16,729
NA
Vijaya Bank
Fixed
43,236
27,268
22,419
20,305
NA
State Bank of Mysore
Floating
41,517
25,607
20,584
18,643
17,474
Oriental Bank of Commerce
Fixed
42,494
26,430
21,799
19,633
NA
Indian Bank
Floating
41,517
25,607
20,884
18,970
NA
Federal Bank
Fixed
42,494
26,430
21,492
19,300
NA
Deutsche Bank
Floating
43,735
27,834
23,047
20,985
NA
Karnataka Bank
Floating
41,274
26,154
21,187
NA
NA
Indian Overseas Bank
Fixed
41,517
25,880
NA
NA
NA
The Ratnakar Bank - Floating
Floating
42,494
26,430
21,492
NA
NA
IDBI Bank Special Scheme
Floating
40,793
24,531
19,403
17,041
15,769
Bank of Rajasthan
Floating
40,076
23,740
18,540
16,112
NA
IDBI Home Finance
Fixed
46,278
30,753
26,300
24,508
NA
HDFC
Fixed
46,796
31,355
26,972
25,234
NA
Deutsche Postbank Home Finance Limited
Floating
41,274
25,065
19,989
17,674
NA
J & K Bank
Fixed
42,741
27,550
NA
NA
NA
Union Bank of India
Floating
41,033
24,797
19,695
17,356
NA
SBI
Fixed
43,236
27,268
NA
NA
NA
Allahabad Bank
Floating
40,793
25,065
20,285
18,317
17,128
DHFL-Vysya Housing Finance
Fixed
45,763
30,753
26,300
NA
NA
NA
LIC Housing Finance
Floating
42,248
26,154
21,187
18,970
NA
State Bank of Bikaner& Jaipur
Fixed
43,735
27,834
NA
NA
NA
Bank of Baroda
Floating
41,033
25,065
19,989
17,995
16,784
State Bank of Patiala
Fixed
44,742
28,984
NA
NA
NA
Bank of Maharashtra
Floating
41,274
25,335
20,584
18,317
NA
PNB Housing Finance Ltd
Fixed
45,506
29,862
25,305
23,432
NA
Andhra Bank
Floating
41,760
25,880
21,187
18,970
NA
Corporation Bank
Fixed
43,485
27,550
22,732
20,644
NA
NA
Canara Bank
Floating
40,553
24,266
19,113
16,729
15,436
Syndicate Bank
Fixed
43,985
28,694
NA
NA
NA
Indian Bank- Festival offer
Floating
40,793
24,531
19,403
17,041
NA
Punjab National Bank
Floating
41,274
25,335
20,584
18,317
17,474
Central Bank of India
Floating
41,517
25,880
21,492
19,300
NA
Central Bank of India Special Scheme
Floating
40,553
24,266
19,113
16,729
NA
Deutsche Postbank - New Year Bonanza - Scheme I
Floating
40,744
24,477
19,345
16,979
NA
United bank of India- Special offer
Fixed
41,517
25,335
20,285
17,995
NA
Deutsche Postbank - New Year Bonanza - Scheme II
Floating
41,033
24,797
19,695
17,356
NA
Saraswat Bank
Fixed
41,033
24,797
19,695
NA
NA
Punjab National Bank- Festive offer
Floating
41,033
24,797
19,695
17,356
16,105
HSBC Bank
Floating
41,517
- 46,537
25,335
- 31,053
20,285
- 26,635
17,995
- 24,870
16,784
- 24,075
South Indian Bank
Fixed
44,996
29,568
24,977
23,076
NA
Lakshmi Vilas Bank
Fixed
43,485
27,834
23,047
NA
NA
Bank of Maharashtra- Festive offer
Floating
40,553
24,266
19,113
16,729
NA
ABN Amro
Floating
46,020
30,455
25,966
24,147
NA
Karur Vysya Bank
Fixed
44,489
29,275
25,305
NA
NA
NA
GIC Housing Finance
Fixed
46,020
30,753
26,972
26,336
NA
NA
ICICI Bank
Floating
41,274
25,065
19,989
17,674
NA
Axis Bank
Floating
41,274
25,065
19,989
17,674
NA
United Bank of India
Fixed
40,553
24,266
19,113
16,729
NA
Kotak Bank - Special Scheme
Floating
41,023
24,786
19,683
17,344
NA
State Bank of Indore
Fixed
45,251
29,568
NA
NA
NA
ICICI Bank - Special Scheme
Floating
40,793
24,531
19,403
17,041
NA
Syndicate Bank - Special Scheme
Floating
40,793
24,531
19,403
17,041
15,769
DCB
Floating
40,505
24,213
19,055
16,667
NA
NA
SBBJ Easy Home Loan
Fixed
40,553
24,266
19,113
16,729
NA
Andhra Bank - Special Scheme
Floating
40,553
24,266
19,113
16,729
NA
SBBJ Easy Home Loan
Floating
40,553
24,266
19,113
16,729
NA
State Bank of Indore
Floating
41,760
25,880
20,884
18,970
17,823
State Bank of Hyderabad
Floating
41,760
25,607
20,584
18,643
NA
State Bank of Bikaner& Jaipur
Floating
41,274
25,880
20,884
18,970
17,823
Punjab & Sind Bank
Floating
40,793
24,531
19,403
17,041
NA
NA
City Union Bank
Floating
46,020
30,455
25,966
NA
NA
Reliance Consumer Finance
Floating
44,489
- 47,057
28,694
- 31,657
24,003
- 27,310
22,022
- 25,600
NA
Moneyline Credit Ltd
Floating
47,580
32,267
27,992
26,336
NA
DHFL-Vysya Housing Finance
Floating
41,760
26,154
21,187
NA
NA
NA
SBI
Floating
41,760
25,880
20,884
18,970
17,823
J & K Bank
Floating
42,004
26,430
22,419
21,329
NA
Updated as on 5 February, 2010.
The home loan EMI given above are indicative in nature. It is based on market research conducted by the ApnaPaisa Research Bureau every week. The actual EMI at which an individual will be able to get a home loan depend on the individual's financial profile and negotiating ability.
NA =Not Applicable