IDBI Bank Home Loan
Features
Features
- Legal and technical assistance
- Reassessment and adjustment of applicant's loan eligibility in case of change of income and residence status
- Special insurance cover on the home loan for a small premium
Eligibility
Eligibility
- Salaried individuals
- Self-employed professionals/businessmen
- NRI's
Loan Amount
Loan Amount
Loan can be applied for a maximum of 90% of the property value subject to credit discretion.
Margin
Margin
10-15% as down payment.
Repayment Period
Repayment Period
Tenor of a home loan can be up to 20 years for a resident individual and 10 years for NRIs, subject to maximum age of 60 years on loan maturity date.
IDBI Bank Products:
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