· Have an offer / admission letter

· A bonafide student of a college / university in India or abroad.

· Rs. 15 lakh for studies in India.

· Rs. 50 lakh for education abroad.

· The repayment of the study loan starts after studying & moratorium period and can go up to a maximum of 7 years.

· The moratorium period is a maximum of 6 months after course completion or one month after getting a job whichever is earlier.

· Identity Proof : Copy of Passport / Driving Licence / Voters/ Identity Card / Income Tax Pan Card

· Residence Proof: Copy of Passport / Driving Licence / Voters Identity Card / Utility Bills

· Age Proof : Copy of Passport / Driving Licence / Voters Identity Card / Utility Bills

· Signature Verification

· One Singed Photograph ( On the face).

· Offer / Admission / Bonafide student letter from the university / college in India or Abroad.

· Cost of the Course ( including living).

· Copy of last examination passed result.

· Income Proof : Form 16 or Income tax returns for the last two years (for co-applicants)

· Collateral Security Papers ( if any).

· Any other document / information as needed by Bank, depending upon the case and purpose of loan.

Centurion Bank of Punjab’s education loan covers expenses relating to admission / tuition fee, air fare / travel expenses, boarding/lodging, books and stationery, instruments / equipment / computer expenses required for the course undertaken, examination / library / laboratory fee and any other expense required to complete the course - like study tours, project work, thesis, etc is covered under the loan.