Standard Chartered Bank Credit Card

Standard chartered bank, in India since 1858, offers a wide array of credit cards that include the classic, Gold, Platinum, Executive, and the Super value Titanium cards. The bank also offers affinity cards plus the Special cards. Affinity cards include the Bajaj allianz Super value Titanium card and the Rotary cards. The special cards include sapnay, Wild life, and the EMI cards. Each time a transaction is made using a wild life card or the Rotary card, a part of the transaction amount is contributed to the wild life and Rotary foundation respectively.

Features


Card Name StandChart-
Classic Card		 StandChart-
Gold Card		 StandChart-
Platinum Card
Network Visa Visa Visa
Joining Fee (in rupees) 100 1000 4995
Annual Fee (in rupees) 700 2000 6000
Add On Card - Issue Fee Free Free Free
Interest Rate -on revolving Credit 44.25% p.a 44.25% p.a 44.25% p.a
Interest Rate -on Cash Withdrawal 44.25% p.a 44.25% p.a 44.25% p.a
Interest Rate - on Balance Transfer 1% of the balance transfer amount 1% of the balance transfer amount 1% of the balance transfer amount
Reward points For every Rs 125 spend in india or Rs 80 spend abroad you earn 1 reward points For every Rs 125 spend in india or Rs 80 spend abroad you earn 1 reward points For every Rs 125 spend in india or Rs 80 spend abroad you earn 1 reward points
Surcharge on Fuel Rs 10 or 2.5 of transaction(whichever is higher) Rs 10 or 2.5 of transaction(whichever is higher) Rs 10 or 2.5 of transaction(whichever is higher)
Cash Withdrawal Fee 3% of the cash withdrawal amount subject to minimum of Rs 300 3% of the cash withdrawal amount subject to minimum of Rs 300 3% of the cash withdrawal amount subject to minimum of Rs 300
Late Payment Charges Rs 350 less than 10,000,Rs 500 between Rs 10,000 to 20,000 and Rs 600 for outstanding amount greater than 20,000 Rs 350 less than 10,000,Rs 500 between Rs 10,000 to 20,000 and Rs 600 for outstanding amount greater than 20,000 Rs 350 less than 10,000,Rs 500 between Rs 10,000 to 20,000 and Rs 600 for outstanding amount greater than 20,000
Late Payment Fee Rs 100 Rs 100 Rs 100
Overlimit Charges Rs 500 Rs 500 Rs 500
Maximum Credit Free Period up to 48 days up to 48 days up to 48 days

Please add service tax @ 12.36% to all interest and charges
* For account holder

Standard Chartered Bank Products:


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