HSBC Bank offers international credit cards which include HSBC Gold and Classic credit cards. The card is widely accepted at over 18 million establishments worldwide and at over 100,000 establishments in India. The cards offer 100% discount on fuel surcharge. In addition, HSBC Bank offers free life insurance cover ranging from Rs 40000 to 20000 depending on the card. Cardholders receive special services like 24x7 personal, medical, and travel assistance.

Features

Card Name	HSBC-Classic Card	HSBC-Gold Card
Network	Visa/Master	Visa/Master
Joining Fee (in rupees)	NIL	NIL
Annual Fee (in rupees)	700	2000
Add On Card - Issue Fee	Rs 350	Rs 1000
nterest Rate -on revolving Credit	44.25% p.a	44.25%p.a
Interest Rate -on Cash Withdrawal	44.25%p.a	44.25%p.a
Interest Rate - on Balance Transfer	0% interest rates for 3 month	0% interest rates for 3 month
Reward points	1 point for Rs 100 spend	1 point for Rs 100 spend
Surcharge on Fuel	0%	0%
Cash Withdrawal Fee	2.5% of the transaction amount (subject to a minimum of Rs 250)	2.5% of the transaction amount (subject to a minimum of Rs 250)
Late Payment Charges	NA	NA
Late Payment Fee	30% of the minimum amount ( subject to minimum of Rs 400 and a maximum to Rs 600 per month )	30% of the minimum amount ( subject to minimum of Rs 400 and a maximum to Rs 600 per month )
Overlimit Charges	Rs 500	Rs 500
Maximum Credit Free Period	upto 52 days	upto 52 days

Please add service tax @ 12.36% to all interest and charges

* For account holder

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