AXIS BANK (UTI) Credit Card
Axis Bank entered into credit card business in 2006 and already has over 10 credit cards. Axis Bank issues VISA credit card. The bank offers a variety of cards like Silver classic credit card, Silver Plus, Gold Classic and Gold Plus card. Bank also offers special purpose credit cards like Gift card, Travel currency card and Remittance card. The standard credit cards (Silver and Gold) issued by the bank provides free insurances cover ranging from Rs 3 lakh to Rs 5 lakh. The bank also offers special services like 24x7 personal concierge for its credit card customers.
Features
| Card Name | Axis-Silver Classic Card | Axis-Gold Classic Card | Axis-Gold Plus card |
| Network | Visa | Visa | Visa |
| Joining Fee (in rupees) | 200 | 400 | 1000 |
| Annual Fee (in rupees) | NA | NA | 500 |
| Add On Card - Issue Fee | NA | NA | 750 |
| Interest Rate -on revolving Credit | 41.75 p.a | 41.75 p.a | 41.75 p.a |
| Interest Rate -on Cash Withdrawal | 41.75 p.a | 41.75 p.a | 41.75 p.a |
| Interest Rate - on Balance Transfer | 0.75% per month for first six months and 2.95% per month thereafter | 0.75% per month for first six months and 2.95% per month thereafter | 0.75% per month for first six months and 2.95% per month thereafter |
| Reward points | 1 point for every Rs 100 spend on domestic transactions and 2 points for every Rs 100 spend on international transactions | 1 point for every Rs 100 spend on domestic transactions and 2 points for every Rs 100 spend on international transactions | 1 point for every Rs 100 spend |
| Surcharge on Fuel | 2.5% or Rs 10 whichever is higher | 2.5% or Rs 10 whichever is higher | 0% |
| Cash Withdrawal Fee | 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal | 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal | 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal |
| Late Payment Fee | 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) | 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) | 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) |
| Overlimit Charges | 3% of the overlimit amount (Min. Rs 300) | 3% of the overlimit amount (Min. Rs 300) | 3% of the overlimit amount (Min. Rs 300) |
| Maximum Credit Free Period | upto 50 days | upto 50 days | upto 50 days |
Please add service tax @ 12.36% to all interest and charges
* For account holder
AXIS BANK (UTI) Products:
 |
|
 |
||||||||||||||
|
||||||||||||||||
 |
 |
 |
Ask an Expert
Ask your personal finance query here and get personalized replies that meet your specific needs.