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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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View Questions/Answers

 

26127 Hi! I have a home loan of 20L with LIC (property cost: 25L). Apartment is under construction a
26123 Can bank provide home loan if I purchase the house from my own mother
26117 Sir, I am an NRI and would like to avial an construction loan for the property owned by me in b
26114 Dear Sir, Myself and my wife are owning a flat in joint name in which my wife is primary owner
26113 Sir, Can I show loss of income on the interest paid on loan of commercial property after deduc
26104 Hi Harsh, I am working in a IT company which gives variable pay on a quarterly basis.My home lo
26102 I have availed sbi spl happy jun hl>5-20l scheme homeloan of rs 1904000 for 180 months on 17
26092 Sir, CAn I take two loans on same property? If yes, any clause that I need to be aware of?
26090 am planning to buy a resale 1BHK,flat in Pune,deal value is 10 lacs but the property is 18 to
26084 a house is there in my Mom's Name.Can i get a loan for purchasing that house?.
26083 Can the Residence proof provide be the same as that of the home being considered for home loan.
26082 pls suggest me which bank will be overall economical for home loan of Rs 10.0 L for 20 years?
26078 Hi, I have taken home loan from SBI under Max gain scheme. My loan amount is 20 lacs for 14 yea
26068 I have purchased a property in an appartment. Only half portion of the aprtment building is app
26067 Sir ,I have taken a home loan from LIc ( 13 lacs) with the interest frate of 8.9% fixed for 3 y
26066 Sir, My husband and I bought a house 3 years back with joint-ownership and co-borrowers for its
26065 Sir, I am planning to buy a second house. I am currently paying the EMIs for the loan taken for
26063 i have housing loan of 350000 already and need to take 100000 for repair
26062 I am a salaried individual with a net yearly income of Rs.150000 I need a loan of abt Rs 300000
26058 Hi, I am processing home loan with united bank of india, they told me that, have to pay 11200 m
26049 hi sir this is swapna my hubby working as a ABM(area business manager ) for a medical company .
26041 Hello Sir, My family(me and my wife) and My brother's family( my brother and his wife) took a h
26040 dear sir,we are 2 brother and we are planing to buy 2bhk flat,should bank give loan jointly to
26039 I have let out my own house which is in the outskirts of the city and live in rented house insi
26033 Which banks offer home loans at fixed interest rate for the entire loan tenure?
26030 CAN WE AVAIL THE TAX BENEFIT INCASE WE HAVE AVAILED ONCE VIA HOME LOAN. iF YES, THEN HOW?
26029 SIR I AM PLANNING TO BUY A HOUSE IN NOTARY AREA CALLED JAGADIRGUTTA IN HYDERABD I WANT LOAN FAC
26028 I am Govt Employee my salary Rs. 29995.00 PM I want to know purchase a Home 30 meter Janta Situ
26027 Home loan interest rates have come down. Can I transfer my housing loan from one bank to anothe
26022 Hi, If the govt reg price /sqf is 750 and the running market price is 3000 rs/sqft , can we sti