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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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View Questions/Answers

 

26266 I had taken a home loan for a property under construction and possession is due in March 2010.
26263 Hi Harsh, I want to take a home loan for construction on top of our house which my father owns
26262 Sir i have taken a home loan in 2004 from icici bank.the amount was 870000.I am on a floating r
26261 i already have home loan on my first house and am taking it benefit towards repayment of loan.
26259 i am a serving naval officer posted at mumbai. i am planning to buy a flat in hyderabad. i am l
26256 whether co-borrowers of a home loan needs to be co-owners (sale deed jointly) to claim Income t
26254 I am looking to buy a House(starting off with constuction now and will be delivered in 2010) in
26252 I am working in Pune but interested to buy flat in Delhi/NCR. From where i can get the Home Loa
26249 Should I go for Axis bank or lic for home loan? Axis doesnt charge penalty on prepayment or tra
26247 Which bank to be choosen for taking home loan. What should be our important parameters to analy
26246 hi, i am salaried person and working in centre govt as a parmanante employee, i would like to t
26245 Hi i am planning to take the home loan of around 20lacks.but already am paying a personal loan
26244 Hi Sir, Me and My brother both are working and our CTC is 8Laks PA. Will it be possible for us
26240 Dear Sir wat r the requirements for taking home loan for purchasing a new home?
26239 Dear Sir, I have taken a housing loan from State Bank of Hyderabad. Bank has offered me to sel
26238 Please indicate which of the following is better for a homeloan, SBI, LIC, HDFC, ICICI. what ar
26235 is it wise to go for a home loan with Rs.21000 net salary per month, my proposed flat cost to R
26234 Dear Sir, I am the resident of Mumbai, working with a Ltd. Co.in Mumbai, I have a decided to ta
26233 I am a serving army personal and serving in Army since last 15 years as a rank of havildar cler
26231 Hello Harsh, My father currently owns a flat in Mumbai, the apartment is getting demolished by
26229 Can I foreclose my ICICI bank lomeloan by switching the lender?[Please enter your question here
26228 sir, I am salaried person working in delhi and my wife is hosewife.i am planning to buy appartm
26224 I want to know is there a service tax on foreclosure of home loan
26222 I wish to take Construction Loan for 20 years. Can you plz tell me which one is better SBI or L
26221 planning to buy a flat for which i need 50 lakhs loan.approx. what will be the monthly installm
26218 i had taken loan from icici bank@10.5%(floting basis).Now bank chargig EMI 11.5%but i heard ici
26215 I WANT TO GET HOME LOAN TO SBI.I HAVE SALARIED AND RALARY ACCOUNT IN AXIS BANK.ACCORDING TO SBI
26212 I TOOK A HOME LOAN OF rs 765000 from SBI of whicH 720000 has been disbursed but rest 45000 stil
26210 I have transfered my homeloan from ICICI Bank (13%) to LIC Housing finance (8.75%) in the month
26207 Dear Sir, I am planning to buy a plot using bank loan and cosntruct a house after 1 year. Can I