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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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View Questions/Answers

 

26501 SIR I WAS OPENED NRI A/C IN 2005.IAM IN SINGAPORE.NOW IHAVE A PLAN IN MY HOMETOWN I WLL BUILD A
26500 I Got loan from SBI ,but now i need more money for my personal expenses and i constructing the
26497 I am an army officer.will you please tell me what is the max limit of house loan i can take fro
26495 Hi Harsh, I am a Software Engineer, 25 years of age, working in Pune. My Annual Income is 3.4 l
26493 we have applied for 10 lakhs SBI Loan. we have paid 5.5 lakhs for land.House cost is 20 lakhs.A
26492 What charges are generally applicable for balance transfer of home loans?
26491 I was alloted an apartment by MHADA in Mumbai through a lottery system which is currently regi
26489 I want to take a construction loan as I have a DDA Expandabale flat in Dwarka, New Delhi......a
26488 sir, is there any penalty if 10 lacs SBI loan is completely returned after six months.
26485 Sir, I want to buy a house built on a revenue site. How to get a housing loan for the same ?
26484 Hi Harsh, I've heard that before they grant a loan, banks take the age of the building into ac
26477 Hellow sir i want to purchase a room in chawl system 200 200(1 1) ownership society establish
26476 I have purchased a house which is registered solely on my name. However, me and my wife are co-
26474 I have a total liabilities of 8 lakhs. I have got only one house and retired. my son is employ
26469 Hello Sir, I have a flat in Indirapuram, Noida and I have its possession and would like to sell
26468 dear sir i am looking to take a home loan for 2000000 for a flat. which is the best option for
26467 Hi,If I purchase a new flat with joint agreement with my spouse name.Can we both apply for SBI
26466 I want to buy plot in Pune which is an NA plot. Kindly let me know if can get a loan on the p
26464 Hi,I am planning to take a flat for worth 16 lacs.I fulfill loan eligibility criteria.I need y
26462 I am purchasing flat from builder. Plan for apartment/building (G 3 floors) is approved by gram
26460 I wish to transfer my existing loan from Axis bank to another bank where rate of interest is lo
26459 Which bank and which option is very much suitable for low intrest at present and in future
26457 Want to buy a flat @Navi Mumbai. Budget 15-18lacs. Loan required 7lacs for a period of 15years.
26456 I have availed housing loan from SBI for Rs.9,80,000 @ 10% interest rate.I am repaying the loan
26452 I wish to buy a home in Gazhibad city. Description as follow : 1. House cost around 17Lacs wit
26448 Is home loan available on lal dora area of delhi. I want to buy house on lal dora notified area
26447 Dear Harsh - I have a home loan for around Rs 28 lakhs taken along with my wife (joint home loa
26445 Sir I am a working in a pvt sector and with my present income able to save about Rs.2000 pm apa
26440 iay ,can i get any tax rebet onthe intrest part ?constructionm planning to buy a residential pl
26437 sir... i have seen a layout whose plan is panchayat approved. i want to buy the land and constr