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Posted On :- 17/07/2008
 
Question Asked :-  
 
I am central govt officer aged 27 years and my gross salary is Rs 20000 per month and is expected to increase to 30000 per month with the sixth pay commission in 2-3 months.my father who is co applicant is earning salary of Rs 12000 who is aged 54 years and also getting pension of Rs 8000. can i get loan amount of Rs 17 lakh for a I RK property in MULUND valuing 26 lakh which is 15 years old.

 
 
Answer :-  
 
The home loan eligibility is based on your combined income (your income and your fathers) justifies the loan amount. You can check the Home Loan Eligibility Calculator to know the eligibility.
You can apply for a home loan on www.apnaloan.com where multiple banks compete for your loans.
 
 

Home loan query listing
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Qid Question
14105   would like to know that loan is available for husband & wife jo
14103   Respected Sir, I am working in Canada, in IBM, and I will be retu
14072   I am currently posted in Cochin, and am looking to purchase a prope
14068   I want to purchase a house for my brother who is married. i am also
14065   I am planning to go for a second home. My first home loan of Rs. 13
14063   what is the maximum Home loan that an employee will get for an inc
14058   I have taken housing loan from GIC Housing finance company, Vashi,
14055   my husband and i have a joint home loan from icici bank.Am i curren
14052   I wanto to transfer my existing home loan from DHFL bank to SBI ban
14047   I plan to take a loan of INR 11 Lac for a flat under construction i
14045   I have taken SBM Home Loan along with Insurance for an amount of Rs
14044   My monthly income is 18000, and after 2 month it will be 20500, i g
14043   I am Mitesh Kadia from sojitra(Anand). I want to take Home loan of
14040   i want to take home loan on my monthly income basis.i want to know
14032   I hade taken a home loan from ICICI bank on March 2006 for INR 4000
14017   I HAVE TAKEN A HOMELOAN FOR RS.1500000 AT 10.75% FLOATING RATE FOR
14005   Wht is current rate of Home laon of SBI?
13988   lowest intrest rate for 15years floating home loan.
13985   DEAR SIR I HAVE A FLAT IN INDIRAPURAM WITH MY NAME ( OWN BY ME 100
13984   I want to apply for a home loan from SBI bank from other state , wh
13974   Hi, I have taken housing loan in my and my wife name to buying a
13965   i see the home loan rates in your site.i took a home loan of Rs. 27
13953   value of property 50lacs,gross salary 38000/,what is the loan amoun
13935   Hi, Land is on my parents name and now i want to construct shops
13928   balance emi,my account no360635907and361182565
13924   We have a property worth 90 lacs in bangalore? We want to reverse m
13922   I am working in HT Media Ltd. My Package is 1.65 lpa. I want to pur
13917   Can I get home loan against Power of Attorney?
13906   I have taken loan from ICICI Bank in Feb 2006 at 7.5% floating, whi
13903   I am not a government employee and have no fixed assets. how can I
13902   Hi, I bought a house in jan 2007 on loan of 10L from ICICI at 8.
13901   I have a home loan of 1650000 with ICICI bank on floating rate of 1
13900   How much loan can a bank offer to me .What is the criteria for bank
13896   Which should be preferred - Fixed Interest OR Floating Rate of Inte
13895   Is there any "catch" in the fixedness of "fixed interest rates" on
13894   i had taken home loan in HDFC is it possible to transfer the loan t
13890   Hi, I am an NRI. I am thinking of taking an NRI loan. I may retur
13883   I am currently with a package of 3.4 LPA and inhand around 24,000.
13872   Iam a PSU employee earning a gross of Rs. 30,000 per month. How muc
13860   How much loan i can take. my salary is 27500 pm and wife salary is
13844   Which documents to be submitted to the bank at the time of disburse
13837   I want to know about to purchase a plot by loan.
13827   I have a 42 Lacs floating interest rate loan from ICICI and if resc
13821   i have taken an home loan of 35 lkh from HDFC bank just a month bac
13814   sir i am mnc empoly currently running my personal lone with icici b
13800   which bank provide home loan on lowest rate of interest
13798   minimum income for 250000 home loan?
13795   i am taking a home loan of 27lacs from IDBI on 6th sept08. my first
13792   Im currently planning to buy a flat in Hyderabad. Please let me kno
13789   I need home loan but I am not a government employee and I have no f
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