Home Loan Comparator





Features: The bank offers loans for construction or purchase of house/ flat. It also provides loans for purchase of house/ flat on First Power of Attorney basis from the original allottee. It can also be used for carrying out repairs/ renovations/ additions/ alterations to existing house/ flat. To cover the loan outstanding, life Insurance cover is also available on payment of one time premium which can also be financed by the Bank. The bank offers loans at both fixed and floating interest rates for NRIs and Indians.
Details of Bank
Punjab National Bank (for Residential House)
Co Applicant: Father, Mother, Brother, Son, Spouse
Processing Fee: 1% of loan amount
Upfront Fee: NA
Documentation Charges: Rs 15000
Prepayment Charges: NA
Charge for Changing Fixed to Floating: NA
Charge for Changing Floating to Fixed: NA
Over Draft: No
Late Payment Charges: NA
Fees for Duplicate No due certificate: NA
Cheque Swapping Charge: NA
Duplicate Repayment Schedule: NA
Cheque Bounce Charge: NA
Document Retrieval: NA
Statment Charge: NA