|
Tax Implication On Pre EMI
Tax deduction benefits are available from the financial year in which the construction is completed
|
|||
|
How does Reverse Mortgage work?
Reverse mortgage is a loan against property which can be an assured income post retirement
|
|||
|
Bank wants the sale agreement; seller wants the money. Help!
Here's what you can do if your bank won't give you the loan and the buyer wont sell.
|
|||
|
Bank wants to sell off my home
The cross default clause can let the bank recover the loan amount or EMI by selling your house and term you a defaulter
|
|||
|
Banking Ombudsman centers you can contact
Banking Ombudsman
|
|||
|
Documents you will need for a home loan
Check your documents before you apply for a home loan. You bank will ask you these:
|
|||
|
How to get a plot loan
Formalities required to get a home loan approved for constructing own house on a plot
|
|||
|
Statement and Verification as required under Section 192 of the Income Tax Act read with Rule 26B of the Income Tax Rules
Statement and Verification as required under Section 192 of the Income Tax Act read with Rule 26B of the Income Tax Rules
|
|||
|
Share Agreement
Share agreement between co-owners helps to claim tax deduction benefits
|
|||
|
Home Loan: The Process
The various stages of a home loan, since application till the actual sanction.
|
|||
|
Reasons Behind Property Insurance
there are mnany reasons for buying insurance for a property
|
|||
|
Loan Before Agreement
Loan disbursement before down payment for the property is possible in certain cases and depending on the banks policies
|
|||
|
Tax Implications and Calculations
How is tax calulated and what is income from property?
|
|||
|
Home loan eligibility based on property
The cost of the property you are planning to buy has a direct impact on your loan eligibility. Find out how
|
|||
|
Mortgage Property to the Bank
Take a loan from the bank and mortgate existing property in their name to take a loan
|
|||
|
Top-up loans, tax deduction benefits
Top-up loans are available to existing customers with a home loan. Tax deduction benefits are available on the top-up loan for the interest portion under section 24.
|
|||
|
SC to decide on loan prepayment charges
The State Bank of India filed an appeal in the Supreme Court against the National Consumer Disputes Redressal Commission's order regarding pre-payment charges payable by a loan consumer who repays the entire loan ahead of the schedule. The Supreme Court w
|
|||
|
Are some regulations are more important than the others?
The biggest complaint today on Home loans is that banks link their floating rate loan products to their internal benchmark rates only and not to any external rate. Clearly this is one RBI regulation that is not being followed.
|
|||
|
Hidden/Other Charges in a Home Loan
Therer are other charges in a home loan
|
|||
|
ICICI home loan prepayment jumps higher by 15 per cent
ICICI home loan prepayment jumps higher by 15 per cent due to increased interest rates.
|
|||
|
Government proposes to abolish transfer fees to contain growth in real prices
Government plans to abolish transfer fees to property buyers to contain growth in real prices. The abolishment of transfer fee will not have any implications for the state exchequer, so states might make a move in favour of the ban.
|
|||
|
Speedy Resolution of any issues you face with your bank
This article outlines the steps you could take to resolve any issues you have with your bank.
|
|||
|
How to avoid mistakes while taking a home loan
Act in haste, repent at leisure. This adage might as well apply to a home loan seeker just as much as to a bridegroom. Here are 7 golden rules which will ensure that you do not repent in future.
|
|||
|
Want to get married? Pay your bills on time
Credit Bureau very vigilantly keeps track of financial records of an individual
|
|||
|
How to avoid common problems while taking a housing loan
Some common problems faced by home loan customers along with possible ways to avoid them
|
|||
|
On wives and girlfriends
Recently, a good friend of mine very aptly compared her bank's behaviour to the behavioural changes of her spouse when she was his girlfriend and later now, when she is his wife.
|
|||
|
Rising Interest Rates: Time To Prepay Your Home Loan?
A few tips to decide whether it is a good idea to break investments and prepay loans when the interest rates hike
|
|||
|
To Fix Or To Float?
When applying for a home loan, opting for interest rates is a cause of dilemma. Should one opt for floating' or fixed' rates of interest
|
|||
|
No Objection Certificate
No objection certificate is that the property can be transferred to another buyer legally
|
|||
|
Why is a 'No Objection Certificate Required'?
reasons for a noc
|
|||
Looking for Home Loan offered by specific provider
Icici Bank Home Loan
|
Hdfc Home Loan
|
Sbi Home Loan
|
Axis Bank Home Loan
|
Citibank Home Loan
|
Bank Of Baroda Home Loan
|
Union Bank Of India Home Loan
|
Lic Housing Finance Home Loan
|
Central Bank Of India Home Loan
|
Idbi Home Finance Home Loan
|
Dhfl Home Loan
|
Bank Of India Home Loan
|
Hsbc Home Loan
|
Standard Chartered Home Loan
|
Deutsche Home Loan
|
Kotak Bank Home Loan
|
Looking for Home Loan offered by specific provider
Icici Bank Home Loan
|
Hdfc Home Loan
|
Sbi Home Loan
|
Axis Bank Home Loan
|
Citibank Home Loan
|
Bank Of Baroda Home Loan
|
Union Bank Of India Home Loan
|
Lic Housing Finance Home Loan
|
Central Bank Of India Home Loan
|
Idbi Home Finance Home Loan
|
Dhfl Home Loan
|
Bank Of India Home Loan
|
Hsbc Home Loan
|
Standard Chartered Home Loan
|
Deutsche Home Loan
|
Kotak Bank Home Loan
|


