Home Loan: Hidden Costs: Overview

Every loan has some extra costs attached to it. And for reasons best known to lenders most of these are hidden or coded. Get an approximate of the extra charges you may have to pay for your home loan. Here's a list of a few such charges.
  • Processing or administrative fees of any nature.
  • Commitment fees (rarely charged these days).
  • Legal fees payable to the lender or to the legal consultants of the lender.
  • Stamp duty on creation of mortgage
  • Prepayment charges
In short, make sure you read your sale agreement carefully!

Home Loan: Interest Rates

Check out home loan interest rates of all possible banks to help you decide the best one for you.

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Home Loan: Eligibility Criteria

  • Calculate your home loan eligibility?
    • Compare home loan eligibility amount as per your income for various tenure from various banks.

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    Home Loan: E.M.I

    Check out home loan EMI to decide the best tenure which suits your pocket.

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    Best Interest Rates


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    As on 9 Sep, 2010
    Product Rate
    Home Loan Fixed Rate (20 Years) 9.25% - 14%
    Home Loan Fixed Rate (20 Years) 9.25% - 14%
    Personal loan (5 years): 12% - 35%
    Small Ticket Personal loan: 29% - 45%

    Home Loan: Hidden Costs: Basics

    There are other charges in a home loan.
    Some common problems faced by home loan customers along with possible ways to avoid them.
    Read all about the balance transfer option on home loans.
    Find out how home loan prepayment will be of help even if you have not received the benefit of lower home loan rates.
    A simple calculator that allows you to enter your present loan numbers to give you a straight Yes/No answer to the question Should I switch my loan? 

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    Decision-making Corner

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