Your Criteria : Home Loan GIC Housing Finance

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Features: The company offers a bouquet of options to the borrower in terms of tenure, rate of interest Fixed rate option, Floating rate option, Flexi Fix rates, Step up or Step Down mode of repayment, Mortgage Loans and the borrower gets value additions like Free insurance to borrower against accidental death,free Insurance to property against Fire, and allied Risk, no charges for part payment of Loan before end of tenure. There is no fixed number of part prepayments that could be made over the tenure of loan.

GIC Housing Finance (for Transfer Of Loan Home Loan)
Interest Rate: 10.25
Average Interest Rate: 10.25
Loan Eligibility: 16 to 23
Emi: 21,799
Co Applicant: Father, Mother, Spouse
Tenure 15
Age 30
Processing Fee: 0.65% of loan amount.
Upfront Fee: DNA
Documentation Charges: as per actuals
Prepayment Charges: 2% on principal amount prepaid.
Charge for Changing Fixed to Floating: 2 % on loan outstanding
Charge for Changing Floating to Fixed: Not applicable
Over Draft: Not available
Late Payment Charges: 2% per month
Fees for Duplicate No due certificate: Not applicable
Cheque Swapping Charge: Not applicable
Duplicate Repayment Schedule: Not applicable
Cheque Bounce Charge: Rs 300
Document Retrieval: DNA
Statement Charge: for current financial yr- Rs 100, earlier financial yr- Rs 100 multiplied by year
To find the best deal,
Compare
GIC Housing Finance
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State Bank of Hyderabad 20,584
Punjab & Sind Bank 19,403
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Reliance Home Finance 19,403 NA




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