|
Bank name
 |
Interest Type
 |
EMI (per mth) for various term based on initial interest rates |
Action
 |
5 Yrs
 |
10 Yrs
 |
15 Yrs
 |
20 Yrs
 |
25 Yrs
 |
| 106 Sample Results based on default inputs. |
| SBI Easy Home Loan |
Fixed |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| SBI Easy Home Loan |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| SBI |
Fixed |
43,236
|
27,268
|
NA
|
NA
|
NA
|
|
| SBI |
Floating |
41,760
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| ICICI Bank |
Fixed |
48,636
|
33,503
|
29,374
|
27,825
|
NA
|
|
| ICICI Bank |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| Axis Bank |
Fixed |
46,537
|
31,053
|
26,635
|
24,870
|
NA
|
|
| Axis Bank |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| LIC Fix-o-Floaty |
Floating |
41,420
|
25,227
|
20,167
|
17,866
|
NA
|
|
| LIC Housing Finance |
Floating |
42,248
|
26,154
|
21,187
|
18,970
|
NA
|
|
| Bank of Baroda |
Fixed |
42,004
|
26,154
|
21,492
|
NA
|
NA
|
|
| Bank of Baroda |
Floating |
41,033
|
25,065
|
19,989
|
17,995
|
16,784
|
|
| DHFL-Vysya Housing Finance |
Fixed |
45,763
|
30,753
|
26,300
|
NA
|
NA
|
|
| DHFL-Vysya Housing Finance |
Floating |
41,760
|
26,154
|
21,187
|
NA
|
NA
|
|
| Bank of India Star Home loan - Special Package |
Fixed |
41,760
|
25,607
|
20,584
|
18,317
|
NA
|
|
| Bank of India Star Home Loan - Floating |
Floating |
41,274
|
25,335
|
20,584
|
18,317
|
NA
|
|
| Punjab National Bank |
Fixed |
41,760
|
26,430
|
22,108
|
19,968
|
19,242
|
|
| Punjab National Bank |
Floating |
41,274
|
25,335
|
20,584
|
18,317
|
17,474
|
|
| Punjab National Bank- Festive offer (Floating) |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
16,105
|
|
| Punjab National Bank- Festive offer (Fixed) |
Fixed |
41,033
|
24,797
|
19,695
|
17,356
|
16,105
|
|
| Union Bank of India |
Fixed |
42,248
|
NA
|
NA
|
NA
|
NA
|
|
| Union Bank of India |
Floating |
41,517
|
25,607
|
20,884
|
18,643
|
17,474
|
|
| Indian Overseas Bank |
Floating |
40,793
|
24,797
|
19,989
|
17,674
|
NA
|
|
| Indian Overseas Bank |
Fixed |
41,517
|
25,880
|
NA
|
NA
|
NA
|
|
| Indian Bank |
Fixed |
42,988
|
27,550
|
NA
|
NA
|
NA
|
|
| Indian Bank |
Floating |
41,517
|
25,607
|
20,884
|
18,970
|
NA
|
|
| Canara Bank |
Fixed |
43,485
|
27,834
|
23,364
|
21,329
|
20,329
|
|
| Canara Bank |
Floating |
41,274
|
25,335
|
20,584
|
18,317
|
17,128
|
|
| HSBC Bank |
Floating |
41,517
- 46,537
|
25,335
- 31,053
|
20,285
- 26,635
|
17,995
- 24,870
|
16,784
- 24,075
|
|
| Central Bank of India |
Fixed |
42,494
|
NA
|
NA
|
NA
|
NA
|
|
| Central Bank of India |
Floating |
41,517
|
25,880
|
21,492
|
19,300
|
NA
|
|
| Central Bank of India Special Scheme |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Kotak Bank |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| UCO Bank |
Fixed |
44,489
- 44,742
|
28,694
- 28,984
|
24,326
- 24,650
|
22,371
- 22,723
|
21,807
- 22,181
|
|
| UCO Bank |
Floating |
40,793
- 41,274
|
24,531
- 25,065
|
19,989
- 20,584
|
17,674
- 18,317
|
17,128
- 17,823
|
|
| Deutsche Bank |
Fixed |
46,020
|
30,455
|
25,966
|
24,147
|
NA
|
|
| Deutsche Bank |
Floating |
43,735
|
27,834
|
23,047
|
20,985
|
NA
|
|
| Deutsche Postbank Home Finance Limited |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| Deutsche Postbank - New Year Bonanza - Scheme I |
Floating |
40,744
|
24,477
|
19,345
|
16,979
|
NA
|
|
| Deutsche Postbank - New Year Bonanza - Scheme II |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| IDBI Bank |
Fixed |
43,485
|
27,550
|
22,732
|
20,644
|
NA
|
|
| IDBI Bank Special Scheme |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
15,769
|
|
| Bank of Rajasthan |
Fixed |
41,517
|
25,335
|
20,285
|
17,995
|
NA
|
|
| Bank of Rajasthan |
Floating |
40,076
|
23,740
|
18,540
|
16,112
|
NA
|
|
| DCB |
Floating |
40,505
|
24,213
|
19,055
|
16,667
|
NA
|
|
| GIC Housing Finance |
Floating |
42,741
|
26,708
|
21,799
|
19,968
|
NA
|
|
| GIC Housing Finance |
Fixed |
46,020
|
30,753
|
26,972
|
26,336
|
NA
|
|
| Karnataka Bank |
Floating |
41,274
|
26,154
|
21,187
|
NA
|
NA
|
|
| Moneyline Credit Ltd |
Floating |
47,580
|
32,267
|
27,992
|
26,336
|
NA
|
|
| Syndicate Bank |
Floating |
40,553
|
24,797
|
19,989
|
17,674
|
16,784
|
|
| Syndicate Bank |
Fixed |
43,985
|
28,694
|
NA
|
NA
|
NA
|
|
| Syndicate Bank - Special Scheme |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
15,769
|
|
| Bank of Maharashtra |
Fixed |
42,988
|
27,550
|
NA
|
NA
|
NA
|
|
| Bank of Maharashtra |
Floating |
41,274
|
25,335
|
20,584
|
18,317
|
NA
|
|
| Bank of Maharashtra- Festive offer |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Allahabad Bank |
Fixed |
43,485
|
28,119
|
23,683
|
22,371
|
21,435
|
|
| Allahabad Bank |
Floating |
40,793
|
25,065
|
20,285
|
18,317
|
17,128
|
|
| Andhra Bank |
Floating |
41,760
|
25,880
|
21,187
|
18,970
|
NA
|
|
| Catholic Syrian Bank |
Floating |
43,735
|
28,406
|
24,326
|
22,371
|
NA
|
|
| Dena Bank |
Floating |
41,517
|
25,880
|
21,187
|
18,970
|
NA
|
|
| Dena Bank |
Fixed |
42,741
|
27,268
|
22,419
|
20,305
|
NA
|
|
| Federal Bank |
Floating |
41,517
|
25,335
|
20,285
|
17,995
|
NA
|
|
| Federal Bank |
Fixed |
42,494
|
26,430
|
21,492
|
19,300
|
NA
|
|
| Oriental Bank of Commerce |
Floating |
41,517
|
25,335
|
20,584
|
18,317
|
NA
|
|
| Oriental Bank of Commerce |
Fixed |
42,494
|
26,430
|
21,799
|
19,633
|
NA
|
|
| State Bank of Mysore |
Fixed |
44,742
|
28,984
|
NA
|
NA
|
NA
|
|
| State Bank of Mysore |
Floating |
41,517
|
25,607
|
20,584
|
18,643
|
17,474
|
|
| Vijaya Bank |
Fixed |
43,236
|
27,268
|
22,419
|
20,305
|
NA
|
|
| Vijaya Bank |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Vijaya Bank- Vijaya Niwas Scheme |
Fixed |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Saraswat Bank |
Floating |
41,033
|
24,797
|
19,695
|
NA
|
NA
|
|
| Saraswat Bank |
Fixed |
41,033
|
24,797
|
19,695
|
NA
|
NA
|
|
| PNB Housing Finance Ltd |
Floating |
41,760
|
25,607
|
20,584
|
18,643
|
NA
|
|
| PNB Housing Finance Ltd |
Fixed |
45,506
|
29,862
|
25,305
|
23,432
|
NA
|
|
| Corporation Bank - Corp Home Delight |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
15,436
|
|
| Corporation Bank |
Floating |
41,274
|
25,880
|
20,884
|
18,970
|
18,528
|
|
| Corporation Bank |
Fixed |
43,485
|
27,550
|
22,732
|
20,644
|
NA
|
|
| J & K Bank |
Fixed |
42,741
|
27,550
|
NA
|
NA
|
NA
|
|
| J & K Bank |
Floating |
42,004
|
26,430
|
22,419
|
21,329
|
NA
|
|
| State Bank of Hyderabad |
Floating |
41,760
|
25,607
|
20,584
|
18,643
|
NA
|
|
| State Bank of Bikaner& Jaipur |
Fixed |
43,735
|
27,834
|
NA
|
NA
|
NA
|
|
| SBBJ Easy Home Loan |
Fixed |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| SBBJ Easy Home Loan |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| State Bank of Bikaner& Jaipur |
Floating |
41,274
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| State Bank of Indore |
Fixed |
45,251
|
29,568
|
NA
|
NA
|
NA
|
|
| State Bank of Indore |
Floating |
41,760
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| State Bank of Patiala |
Floating |
41,274
|
25,335
|
20,285
|
18,317
|
17,128
|
|
| State Bank of Patiala |
Fixed |
44,742
|
28,984
|
NA
|
NA
|
NA
|
|
| State Bank of Travancore |
Floating |
41,760
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| City Union Bank |
Floating |
46,020
|
30,455
|
25,966
|
NA
|
NA
|
|
| United Bank of India |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| United Bank of India |
Fixed |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Karur Vysya Bank |
Floating |
41,517
|
26,154
|
22,108
|
NA
|
NA
|
|
| Karur Vysya Bank |
Fixed |
44,489
|
29,275
|
25,305
|
NA
|
NA
|
|
| Lakshmi Vilas Bank |
Floating |
42,741
|
26,987
|
22,108
|
NA
|
NA
|
|
| Lakshmi Vilas Bank |
Fixed |
43,485
|
27,834
|
23,047
|
NA
|
NA
|
|
| Tamilnad Mercantile Bank Ltd |
Floating |
42,248
|
26,708
|
21,799
|
20,305
|
NA
|
|
| Abhyuday Co-op Bank Ltd |
Fixed |
41,517
|
25,335
|
20,285
|
NA
|
NA
|
|
| Abhyuday Co-op Bank Ltd |
Floating |
42,494
|
26,430
|
21,492
|
NA
|
NA
|
|
| Apna Sahakari Bank Ltd |
Fixed |
44,489
|
28,694
|
24,003
|
NA
|
NA
|
|
| Dhanalakshmi Bank Ltd |
Floating |
43,485
|
28,119
|
24,003
|
22,022
|
NA
|
|
| The Ratnakar Bank |
Fixed |
43,485
|
27,550
|
22,732
|
NA
|
NA
|
|
| The Ratnakar Bank - Floating |
Floating |
42,494
|
26,430
|
21,492
|
NA
|
NA
|
|
| South Indian Bank |
Floating |
43,985
|
28,406
|
23,683
|
21,674
|
NA
|
|
| South Indian Bank |
Fixed |
44,996
|
29,568
|
24,977
|
23,076
|
NA
|
|
| Punjab & Sind Bank |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
NA
|
|
Updated as on 22 February, 2010.
The home loan EMI given above are indicative in nature. It is based on market research conducted by the ApnaPaisa Research Bureau every week. The actual EMI at which an individual will be able to get a home loan depend on the individual's financial profile and negotiating ability.
NA =Not Applicable
|