|
Bank name
 |
Interest Type
 |
EMI (per mth) for various term based on initial interest rates |
Action
 |
5 Yrs
 |
10 Yrs
 |
15 Yrs
 |
20 Yrs
 |
25 Yrs
 |
| 97 Sample Results based on default inputs. |
| ICICI Bank |
Fixed |
48,636
|
33,503
|
29,374
|
27,825
|
NA
|
|
| ICICI Bank - Special Scheme |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
NA
|
|
| ICICI Bank |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| HDFC - Special Scheme |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| HDFC |
Fixed |
46,796
|
31,355
|
26,972
|
25,234
|
NA
|
|
| SBI - Home Loan |
Fixed |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| SBI - Home Loan |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Axis Bank |
Fixed |
46,537
|
31,053
|
26,635
|
24,870
|
NA
|
|
| Axis Bank |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| Citibank India |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
NA
|
|
| Bank of Baroda |
Fixed |
42,004
|
26,154
|
21,492
|
NA
|
NA
|
|
| Bank of Baroda |
Floating |
41,033
|
25,065
|
19,989
|
17,995
|
16,784
|
|
| Indiabulls Housing Finance |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| Union Bank of India |
Fixed |
42,248
|
NA
|
NA
|
NA
|
NA
|
|
| Union Bank of India |
Floating |
41,033
|
25,065
|
19,989
|
17,995
|
16,784
|
|
| LIC Fix-o-Floaty |
Floating |
41,420
|
25,227
|
20,167
|
17,866
|
NA
|
|
| LIC HF Advantage 5 |
Floating |
41,760
|
25,607
|
20,584
|
18,317
|
NA
|
|
| LIC Housing Finance |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| Central Bank of India |
Fixed |
42,494
|
NA
|
NA
|
NA
|
NA
|
|
| Central Bank of India |
Floating |
41,033
|
25,065
|
20,285
|
17,995
|
NA
|
|
| IDBI Home Finance |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
NA
|
|
| DHFL-Vysya Housing Finance |
Fixed |
45,763
- 46,020
|
30,753
- 31,053
|
26,300
- 26,635
|
NA
|
NA
|
|
| DHFL-Vysya Housing Finance |
Floating |
41,760
- 42,004
|
26,154
- 26,430
|
21,187
- 21,492
|
NA
|
NA
|
|
| Bank of India - Floating |
Floating |
41,517
|
25,607
|
20,884
|
19,300
|
NA
|
|
| HSBC Bank |
Floating |
41,033
- 45,506
|
24,797
- 29,862
|
19,695
- 25,305
|
17,356
- 23,432
|
16,105
- 22,557
|
|
| Kotak Bank |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| Reliance Home Finance |
Floating |
41,760
|
25,607
|
20,584
|
18,317
|
NA
|
|
| IDBI Bank |
Fixed |
43,485
|
27,550
|
22,732
|
20,644
|
NA
|
|
| IDBI Bank |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
16,105
|
|
| PNB Housing Finance Ltd |
Floating |
41,760
|
25,607
|
20,584
|
18,317
|
NA
|
|
| PNB Housing Finance Ltd |
Fixed |
45,506
|
29,862
|
25,305
|
23,432
|
NA
|
|
| GIC Housing Finance |
Floating |
42,741
|
26,708
|
21,799
|
19,968
|
NA
|
|
| GIC Housing Finance |
Fixed |
46,020
|
30,753
|
26,972
|
26,336
|
NA
|
|
| Dena Bank |
Floating |
42,248
|
26,708
|
22,108
|
19,968
|
NA
|
|
| Dena Bank |
Fixed |
42,741
|
27,268
|
22,419
|
20,305
|
NA
|
|
| Allahabad Bank |
Fixed |
43,485
|
28,119
|
23,683
|
22,371
|
21,435
|
|
| Allahabad Bank |
Floating |
40,793
|
25,065
|
20,285
|
18,317
|
17,128
|
|
| Andhra Bank |
Floating |
41,760
|
25,880
|
21,187
|
18,970
|
NA
|
|
| Canara Bank |
Floating |
41,517
|
25,607
|
20,884
|
18,643
|
17,474
|
|
| Bank of Maharashtra |
Fixed |
42,004
|
26,430
|
NA
|
NA
|
NA
|
|
| Bank of Maharashtra |
Floating |
41,033
|
25,065
|
20,285
|
17,995
|
NA
|
|
| Bank of Rajasthan |
Fixed |
42,004
|
25,880
|
20,884
|
18,643
|
NA
|
|
| Bank of Rajasthan |
Floating |
40,553
|
24,266
|
19,113
|
16,729
|
NA
|
|
| Punjab National Bank |
Fixed |
41,760
|
26,430
|
22,108
|
19,968
|
19,242
|
|
| Punjab National Bank |
Floating |
41,274
|
25,335
|
20,584
|
18,317
|
17,474
|
|
| Punjab National Bank- Festive offer (Floating) |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
16,105
|
|
| Oriental Bank of Commerce |
Floating |
41,517
|
25,335
|
20,584
|
18,317
|
NA
|
|
| Oriental Bank of Commerce |
Fixed |
42,494
|
26,430
|
21,799
|
19,633
|
NA
|
|
| Federal Bank |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| Catholic Syrian Bank |
Floating |
41,517
|
25,335
|
20,285
|
17,995
|
NA
|
|
| UCO Bank |
Fixed |
42,741
- 42,988
|
26,987
- 27,268
|
22,419
- 22,732
|
20,305
- 20,644
|
19,965
- 20,329
|
|
| UCO Bank |
Floating |
41,033
- 41,517
|
25,065
- 25,607
|
20,285
- 20,884
|
17,995
- 18,643
|
17,823
- 18,174
|
|
| Vijaya Bank |
Fixed |
41,274
|
NA
|
NA
|
NA
|
NA
|
|
| Vijaya Bank |
Floating |
41,274
|
25,335
|
20,584
|
18,643
|
NA
|
|
| State Bank of Mysore |
Fixed |
44,742
|
28,984
|
NA
|
NA
|
NA
|
|
| State Bank of Mysore |
Floating |
41,760
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| Indian Bank |
Fixed |
42,494
|
26,708
|
22,108
|
20,305
|
NA
|
|
| Indian Bank |
Floating |
41,517
|
25,607
|
20,884
|
18,970
|
NA
|
|
| Karnataka Bank |
Floating |
41,274
|
26,154
|
21,187
|
NA
|
NA
|
|
| Indian Overseas Bank |
Floating |
40,793
|
24,797
|
19,989
|
17,674
|
NA
|
|
| Indian Overseas Bank |
Fixed |
41,517
|
25,880
|
NA
|
NA
|
NA
|
|
| State Bank of Patiala |
Floating |
41,274
|
25,335
|
20,285
|
18,317
|
17,128
|
|
| State Bank of Patiala |
Fixed |
45,251
|
29,568
|
NA
|
NA
|
NA
|
|
| Deutsche Postbank Home Finance Limited |
Floating |
41,760
|
25,607
|
20,584
|
18,317
|
NA
|
|
| Deutsche Postbank - New Fixed Floating Scheme |
Floating |
42,248
|
26,154
|
21,187
|
18,970
|
NA
|
|
| Corporation Bank - Corp Home Smart |
Floating |
40,793
|
24,531
|
19,403
|
17,041
|
NA
|
|
| Corporation Bank |
Floating |
41,274
|
25,880
|
20,884
|
18,970
|
18,528
|
|
| Corporation Bank |
Fixed |
43,485
|
27,550
|
22,732
|
20,644
|
NA
|
|
| Corporation Bank - Corp Home Smart |
Fixed |
40,793
|
24,531
|
19,403
|
17,041
|
NA
|
|
| Syndicate Bank |
Floating |
41,033
|
24,797
|
19,989
|
17,674
|
NA
|
|
| Syndicate Bank |
Fixed |
43,985
|
28,694
|
NA
|
NA
|
NA
|
|
| J & K Bank |
Fixed |
42,741
|
27,550
|
NA
|
NA
|
NA
|
|
| J & K Bank |
Floating |
42,004
|
26,430
|
22,419
|
21,329
|
NA
|
|
| DCB |
Floating |
41,274
|
25,065
|
19,989
|
17,674
|
NA
|
|
| City Union Bank |
Floating |
42,004
|
26,430
|
23,364
|
NA
|
NA
|
|
| Punjab & Sind Bank |
Floating |
42,004
|
26,430
|
22,108
|
19,968
|
NA
|
|
| State Bank of Bikaner& Jaipur |
Fixed |
43,735
|
27,834
|
NA
|
NA
|
NA
|
|
| State Bank of Bikaner& Jaipur |
Floating |
41,274
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| State Bank of Hyderabad - Special Scheme |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| State Bank of Hyderabad |
Floating |
42,004
|
25,880
|
20,884
|
18,970
|
NA
|
|
| State Bank of Travancore |
Floating |
41,760
|
25,880
|
20,884
|
18,970
|
17,823
|
|
| United Bank of India |
Floating |
41,517
|
25,607
|
20,584
|
18,643
|
NA
|
|
| United Bank of India |
Fixed |
42,004
|
NA
|
NA
|
NA
|
NA
|
|
| Karur Vysya Bank |
Floating |
41,517
|
26,154
|
22,108
|
NA
|
NA
|
|
| Karur Vysya Bank |
Fixed |
44,489
|
29,275
|
25,305
|
NA
|
NA
|
|
| Lakshmi Vilas Bank |
Floating |
42,741
|
26,987
|
22,108
|
NA
|
NA
|
|
| Lakshmi Vilas Bank |
Fixed |
43,485
|
27,834
|
23,047
|
NA
|
NA
|
|
| Tamilnad Mercantile Bank Ltd |
Floating |
42,248
|
26,708
|
21,799
|
20,305
|
NA
|
|
| Abhyuday Co-op Bank Ltd |
Floating |
42,494
|
26,430
|
21,492
|
NA
|
NA
|
|
| Apna Sahakari Bank Ltd |
Fixed |
44,489
|
28,694
|
24,003
|
NA
|
NA
|
|
| Dhanalakshmi Bank Ltd |
Floating |
43,485
|
28,119
|
24,003
|
22,022
|
NA
|
|
| The Ratnakar Bank |
Fixed |
43,485
|
27,550
|
22,732
|
NA
|
NA
|
|
| The Ratnakar Bank - Floating |
Floating |
42,494
|
26,430
|
21,492
|
NA
|
NA
|
|
| South Indian Bank |
Floating |
43,985
|
28,406
|
23,683
|
21,674
|
NA
|
|
| South Indian Bank - SIB Shelter |
Floating |
41,033
|
24,797
|
19,695
|
17,356
|
NA
|
|
| Saraswat Bank |
Floating |
41,033
|
24,797
|
19,695
|
NA
|
NA
|
|
| Saraswat Bank |
Fixed |
41,033
|
24,797
|
19,695
|
NA
|
NA
|
|
Updated as on 8 September, 2010.
The home loan EMI given above are indicative in nature. It is based on market research conducted by the ApnaPaisa Research Bureau every week. The actual EMI at which an individual will be able to get a home loan depend on the individual's financial profile and negotiating ability.
NA =Not Applicable
|