Bank Name
 |
Type
 |
Loan Eligibility
(Rs. in Lacs)
 |
Interest Rate
(%) |
EMI
(Rs.)
 |
Processing Fee |
Action |
Initial
 |
Average
 |
| Sponsored Results |
ICICI Bank
(Compare Details)
|
Fixed |
12 to 17 |
16.0
|
16.0
View Details |
29,374
View Details |
0.5% of loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure. |
ICICI Bank
(Compare Details)
|
Floating |
18 to 25 |
8.75
|
8.75
View Details |
19,989
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to ICICI Bank Floating Reference Rate (FRR) currently 12.75%. |
| Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure. |
ICICI Bank - Special Scheme
(Compare Details)
|
Floating |
18 to 26 |
8.25
* |
8.6
View Details |
19,403
View Details |
0.5% of loan amount |
|
| *ICICI Bank offers 8.25% for the 1st two years, thereafter FRR(Floating Reference Rate) minus 4%, currently 12.75% |
| Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure. |
| Full Results |
ICICI Bank
(Compare Details)
|
Fixed |
12 to 17 |
16.0
|
16.0
View Details |
29,374
View Details |
0.5% of loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure. |
ICICI Bank
(Compare Details)
|
Floating |
18 to 25 |
8.75
|
8.75
View Details |
19,989
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to ICICI Bank Floating Reference Rate (FRR) currently 12.75%. |
| Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure. |
ICICI Bank - Special Scheme
(Compare Details)
|
Floating |
18 to 26 |
8.25
* |
8.6
View Details |
19,403
View Details |
0.5% of loan amount |
|
| *ICICI Bank offers 8.25% for the 1st two years, thereafter FRR(Floating Reference Rate) minus 4%, currently 12.75% |
| Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure. |
HDFC - Special Scheme
(Compare Details)
|
Floating |
18 to 26 |
8.25
* |
8.6
View Details |
19,403
View Details |
0.50% of loan amount |
|
| *HDFC Ltd offers 8.25% fixed till 31st March 2012, thereafter prevailing floating rate. |
| Pre-payment charges: If paid within 3 years- 2% on amount prepaid, after 3 yrs -Nil |
HDFC
(Compare Details)
|
Fixed |
13 to 19 |
14.25
|
14.25
View Details |
26,972
View Details |
0.50% to 1% of loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on amount prepaid. |
Bank of Rajasthan
(Compare Details)
|
Fixed |
17 to 25 |
9.0
* |
10.54
View Details |
20,285
View Details |
0.50% to 1% of loan amount |
|
| *Bank of Rajasthan offers 9% fixed for the 1st yr, 10% fixed for 2-3 yrs, 4th yr onwards 11.25%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Oriental Bank of Commerce
(Compare Details)
|
Fixed |
30 |
10.25
|
10.25
View Details |
21,799
View Details |
0.5% of loan amount |
|
| Fixed interest rate may be reset at the end of every 2 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 2% on principal amount prepaid |
State Bank of Bikaner& Jaipur
(Compare Details)
|
Floating |
17 to 24 |
9.5
|
9.5
View Details |
20,884
View Details |
0.6% of loan amount. |
|
| Floating interest rate is linked to State Bank of Bikaner & Jaipur's Benchmark Prime Lending Rate (BPLR) currently 12.25% |
| Pre-payment charges: 2% on principal amount prepaid. |
J & K Bank
(Compare Details)
|
Floating |
30 |
10.75
|
10.75
View Details |
22,419
View Details |
0.25% of loan amount |
|
| Floating interest rate is linked to Jammu & Kashmir Bank's Benchmark Prime Lending Rate (BPLR) currently 12.75%. |
| Pre-payment charges: DNA |
SBI
(Compare Details)
|
Floating |
20 to 26.3 |
9.5
|
9.5
View Details |
20,884
View Details |
0.50% of loan amount |
|
| Floating interest rate is linked to SBI's Benchmark Prime Lending Rate (BPLR) currently 11.75%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
State Bank of Patiala
(Compare Details)
|
Floating |
30 |
9.0
|
9.0
View Details |
20,285
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to State Bank of Patiala's Benchmark Prime Lending Rate (BPLR) currently 12.25%. |
| Pre-payment charges: DNA |
Karnataka Bank
(Compare Details)
|
Floating |
17 to 24 |
9.75
|
9.75
View Details |
21,187
View Details |
0.25% of loan amount |
|
| Floating interest rate is linked to Bank of Karnataka's Benchmark Prime Lending Rate (BPLR) currently 13.75%. |
| Pre-payment charges: DNA |
HSBC Bank
(Compare Details)
|
Floating |
17 to 25 |
9.0-14.0
|
9-14
View Details |
20,285
- 26,635
View Details |
1% of loan amount |
|
| Floating interest rate is linked to HSBC's Retail Lending Rate (RLR) currently 13.75%. |
| Pre-payment charges: upto 25% of the loan amount- Nil, above 25% of loan amount- 2% on principal amount prepaid |
LIC Housing Finance
(Compare Details)
|
Floating |
17 to 24 |
9.75
|
9.75
View Details |
21,187
View Details |
1% of loan amount |
|
| *9.75% will be applicable for 3 months or next review date as per terms and conditions, thereafter then prevailing floating rate will be applicable. |
| Pre-payment charges: 2% on principal amount prepaid |
Bank of Rajasthan
(Compare Details)
|
Floating |
19 to 27 |
7.5
* |
8.49
View Details |
18,540
View Details |
0.50% to 1% of loan amount |
|
| *Bank of Rajasthan offers 7.5% fixed for the 1st yr, 8.5% fixed for 2-3 yrs, 4th yr onwards 8.75%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Oriental Bank of Commerce
(Compare Details)
|
Floating |
30 |
9.25
|
9.25
View Details |
20,584
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to Oriental Bank of Commerce's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: 2% on principal amount prepaid |
SBI Easy Home Loan
(Compare Details)
|
Floating |
20 to 28.8 |
8.0
* |
8.71
View Details |
19,113
View Details |
0.5% of the loan amount |
|
| * SBI offers 8% fixed for 1st yr, 8.5% fixed for 2-3 yrs, 4th yr onwards the rate is 2.75% below SBAR. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
SBI Easy Home Loan
(Compare Details)
|
Fixed |
20 to 28.8 |
8.0
* |
9.56
View Details |
19,113
View Details |
0.5% of the loan amount |
|
| * SBI offers 8% fixed for 1st yr, 8.5% fixed for 2-3 yrs, 4th yr onwards the rate is 1.25% below SBAR. |
| Pre-payment charges: If prepaid from own source- Nil, in other cases- 2% on principal amount prepaid. |
LIC Fix-o-Floaty
(Compare Details)
|
Floating |
17 to 25 |
8.9
* |
9.39
View Details |
20,167
View Details |
1% of loan amount |
|
| *LIC offers 8.9% fixed for first 3 yrs thereafter then prevailing floating rate will be applicable. |
| Pre-payment charges: 2% on principal amount prepaid |
SBBJ Easy Home Loan
(Compare Details)
|
Floating |
18 to 26 |
8.0
* |
9.0
View Details |
19,113
View Details |
Nil |
|
| *SBBJ offers 8% fixed for 1st yr, 9% fixed for 2-3 yrs, 4th yr onwards the rate is 2% below SBAR. |
| Pre-payment charges: Nil |
SBBJ Easy Home Loan
(Compare Details)
|
Fixed |
18 to 26 |
8.0
* |
9.84
View Details |
19,113
View Details |
Nil |
|
| *SBBJ offers 8% fixed for 1st yr, 9% fixed for 2-3 yrs, 4th yr onwards the rate is 1% below SBAR. |
| Pre-payment charges: Nil |
Vijaya Bank
(Compare Details)
|
Fixed |
30 |
10.75
|
10.75
View Details |
22,419
View Details |
0.5% of loan amount |
|
| Fixed interest rate may be reset at the end of every 3 yrs on the basis of then prevailing interest rate. |
| Pre-payment charges: 1% of principal amount prepaid. |
Bank of Baroda
(Compare Details)
|
Fixed |
24 |
10.0
|
10.0
View Details |
21,492
View Details |
0.35% to 0.40% of loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 0.5% of principal amount prepaid. |
Canara Bank
(Compare Details)
|
Fixed |
24 |
11.25
|
11.25
View Details |
23,047
View Details |
0.5% of loan amount |
|
| Fixed interest rates will be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: If prepaid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Punjab National Bank
(Compare Details)
|
Fixed |
16 to 23 |
10.5
|
10.5
View Details |
22,108
View Details |
0.50% of loan amount |
|
| Fixed interest rate may be reset at the end of every 5 years on the basis of then prevailing interest rate. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
IDBI Bank
(Compare Details)
|
Fixed |
15 to 22 |
11.0
|
11.0
View Details |
22,732
View Details |
1% of loan amount |
|
| Fixed interest rate may be reset at the end of every 5 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 2% on principal amount prepaid. |
IDBI Bank Special Scheme
(Compare Details)
|
Floating |
18 to 26 |
8.25
* |
8.6
View Details |
19,403
View Details |
1% of loan amount |
|
| *IDBI Bank offers 8.25% for till March 2012, thereafter prevailing floating rate of interest will be applicable. |
| Pre-payment charges: 2% on principal amount prepaid. |
Reliance Consumer Finance
(Compare Details)
|
Floating |
15 to 21 |
12.0-14.5
|
12-14.5
View Details |
24,003
- 27,310
View Details |
1% of loan amount |
|
| Reliance consumer finance gives 90% of the cost of the property. |
| Pre-payment charges: 5% within 12 months thereafter 2% on principle outstanding |
IDBI Home Finance
(Compare Details)
|
Floating |
15 to 21 |
12.0
|
12.0
View Details |
24,003
View Details |
1% of loan amount |
|
| Floating interest rate is linked to IDBI Home Finance's Benchmark Prime Lending Rate (BPLR) currently 13.75%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- Nil. |
Canara Bank
(Compare Details)
|
Floating |
24 |
8.0
* |
9.21
View Details |
19,113
View Details |
0.50% of the loan amount. |
|
| *Canara Bank offers 8% fixed for 1st yr, 9% fixed for 2-5 yrs, above 5 yrs BPLR minus 2.5% subject to min of 10%. |
| Pre-payment charges: If prepaid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Bank of Baroda
(Compare Details)
|
Floating |
24 |
8.75
|
8.75
View Details |
19,989
View Details |
0.35% to 0.40% of loan amount |
|
| Floating interest rate is linked to Bank of Baroda's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 0.5% of principal amount prepaid. |
Punjab National Bank
(Compare Details)
|
Floating |
17 to 24 |
9.25
|
9.25
View Details |
20,584
View Details |
0.50% of loan amount |
|
| Floating interest rate is linked to Punjab National Bank's Benchmark Prime Lending Rate (BPLR) currently 11%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Vijaya Bank
(Compare Details)
|
Floating |
30 |
8.0
* |
9.38
View Details |
19,113
View Details |
0.5% of loan amount |
|
| *Vijaya Bank offers 8% fixed for the 1st yr, 9.25% for 2-3 yrs, 9.5% for 4-5 yrs, 6th onwards BPLR minus 2.25%. |
| Pre-payment charges: 1% of principal amount prepaid. |
Punjab National Bank- Festive offer
(Compare Details)
|
Floating |
18 to 25 |
8.5
|
8.79
View Details |
19,695
View Details |
Nil |
|
| Punjab National Bank offers 8.5% fixed for the first 3 years and 4th year onwards 2% below the BPLR, currently 11% |
| Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Canara Bank
(Compare Details)
|
Fixed |
20 |
8.0
* |
9.67
View Details |
19,113
View Details |
0.50% of the loan amount. |
|
| Canara Bank provides fixed interest rate of 8% for the 1st yr, 9% for the next 4 years, thereafter rates will be reset at the end of every 5 years on the basis of then prevailing interest rate, current Fixed rate - 11.25% |
| Pre-payment charges: If prepaid from own source- Nil, in other cases- 2% on principal amount prepaid. |
IDBI Home Finance
(Compare Details)
|
Fixed |
13 to 19 |
13.75
|
13.75
View Details |
26,300
View Details |
1% of loan amount |
|
| Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: If paid from own source- Nil, in other cases- Nil. |
UCO Bank
(Compare Details)
|
Fixed |
14 to 21 |
12.25-12.5
|
12.25-12.5
View Details |
24,326
- 24,650
View Details |
0.5% of loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: If paid from own source- Nil, else if the loan is prepaid within 3 years- 2% on principal amount prepaid, after that no charges. |
Federal Bank
(Compare Details)
|
Fixed |
16 to 23 |
10.0
|
10.0
View Details |
21,492
View Details |
0.50% of loan amount |
|
| Fixed rates may be reset at the end of every 2 years on the basis of then prevailing interest rate. |
| Pre-payment charges: DNA |
Deutsche Bank
(Compare Details)
|
Fixed |
13 to 19 |
13.5
|
13.5
View Details |
25,966
View Details |
Nil |
|
| Bank will finance 90% of the cost of property. |
| Pre-payment charges: 2% on principal amount prepaid |
Axis Bank
(Compare Details)
|
Fixed |
13 to 19 |
14.0
|
14.0
View Details |
26,635
View Details |
1% of loan amount |
|
| Fixed rates may be reset anytime at the lenders discretion. |
| Pre-payment charges: Nil |
Syndicate Bank - Special Scheme
(Compare Details)
|
Floating |
18 to 26 |
8.25
* |
8.88
View Details |
19,403
View Details |
Rs 700 per lac or part thereof |
|
| *Syndicate Banks special scheme offers 8.25% for the 1st two years, 8.75% for the next three years, thereafter BPLR - 2.5%, current BPLR 12%. |
| Pre-payment charges: DNA |
Allahabad Bank
(Compare Details)
|
Fixed |
30 |
12.25
|
12.25
View Details |
24,326
View Details |
0.5% of loan amount |
|
| Fixed interest rate will be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 2% on prepaid amount |
The Ratnakar Bank - Floating
(Compare Details)
|
Floating |
16 to 23 |
10.0
|
10.0
View Details |
21,492
View Details |
Rs 500 per lakh |
|
| Floating Interest Rates are PLR - 3%, current PLR is 13% |
| Pre-payment charges: DNA |
United bank of India- Special offer
(Compare Details)
|
Fixed |
17 to 25 |
9.0
|
9.0
View Details |
20,285
View Details |
Nil |
|
| Interest rates are fixed for 5 yrs thereafter borrower has option to go for fixed or floating interest rate. |
| Pre-payment charges: Nil |
Andhra Bank - Special Scheme
(Compare Details)
|
Floating |
24 |
8.0
* |
9.47
View Details |
19,113
View Details |
Nil |
|
| *Andhra Bank Special Scheme offers 8% fixed for the 1st year, thereafter prevalailing floating rate, currently 9.75%. |
| Pre-payment charges: 2% on the prepaid amount |
Deutsche Postbank - New Year Bonanza - Scheme I
(Compare Details)
|
Floating |
18 to 26 |
8.2
* |
8.66
View Details |
19,345
View Details |
0.5% of loan amount |
|
| *Deutsche Postbank Scheme I offers 8.2% fixed for the 1st yr, thereafter prevailing floating rate, currently 8.75% |
| Pre-payment charges: 2% on principal amount prepaid. |
Deutsche Postbank - New Year Bonanza - Scheme II
(Compare Details)
|
Floating |
18 to 25 |
8.5
* |
8.16
View Details |
19,695
View Details |
0.5% of loan amount |
|
| *Deutsche Postbank Scheme II offers 8.5% fixed for the 1st two yrs, thereafter prevailing floating rate, currently 8.75% |
| Pre-payment charges: 2% on principal amount prepaid. |
Bank of India Star Own Your Home
(Compare Details)
|
Floating |
24 |
8.0
* |
8.87
View Details |
19,113
View Details |
Nil |
|
| *Bank of India offers 8% fixed for the 1st two years, thereafter the prevailing floating rate, currently it is 9.25% |
| Pre-payment charges: If paid from own source- Nil, in other cases- 0.65% on principal amount prepaid. |
Saraswat Bank
(Compare Details)
|
Floating |
30 |
8.5
* |
9.34
View Details |
19,695
View Details |
0.5% of loan amount |
|
| Floating interest is linked to Saraswat Bank's Prime Lending Rate (PLR) currently 13%. |
| Pre-payment charges: 0.5% of principal amount prepaid |
South Indian Bank
(Compare Details)
|
Floating |
15 to 21 |
11.75
|
11.75
View Details |
23,683
View Details |
0.50% of loan amount |
|
| Floating interest rate is linked to South Indian Bank's Benchmark Prime Lending Rate (BPLR) currently 16% |
| Pre-payment charges: If closed from own source before 2 yrs- 1% on principal amount prepaid, in other case- 2% on principal amount prepaid. |
The Ratnakar Bank
(Compare Details)
|
Fixed |
15 to 22 |
11.0
|
11.0
View Details |
22,732
View Details |
Rs 500 per lakh |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: DNA |
Dhanalakshmi Bank Ltd
(Compare Details)
|
Floating |
30 |
12.0
|
12.0
View Details |
24,003
View Details |
0.5% - 1% of loan amount |
|
| Floating interest rate is linked to Dhanlakshmi Bank's Benchmark Prime Lending Rate (BPLR) currently 16%. |
| Pre-payment charges: 1% of principal amount prepaid |
Apna Sahakari Bank Ltd
(Compare Details)
|
Fixed |
15 to 21 |
12.0
|
12.0
View Details |
24,003
View Details |
0.50% of the loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: Nil |
Abhyuday Co-op Bank Ltd
(Compare Details)
|
Floating |
16 to 23 |
10.0
|
10.0
View Details |
21,492
View Details |
Nil, Above Rs 10 Lakh - 0.10% of the loan amount. |
|
| Floating interest rate is linked to Abhyudaya Co-operative Bank Ltd.'s Prime Lending Rate (PLR) currently 12%. |
| Pre-payment charges: DNA |
Lakshmi Vilas Bank
(Compare Details)
|
Floating |
16 to 23 |
10.5
|
10.5
View Details |
22,108
View Details |
0.50% of loan amount |
|
| Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: DNA |
United Bank of India
(Compare Details)
|
Floating |
18 to 26 |
8.0
* |
9.3
View Details |
19,113
View Details |
DNA |
|
| *United Bank of India charges 8% for the 1st yr, 9% for the next three yrs and thereafter, 1% below the BPLR - Currently 12% |
| Pre-payment charges: DNA |
State Bank of Travancore
(Compare Details)
|
Floating |
30 |
9.5
|
9.5
View Details |
20,884
View Details |
0.55% of the loan amount |
|
| Floating interest rate is linked to State Bank of Travancore's Benchmark Prime Lending Rate (BPLR) currently 12.25%. |
| Pre-payment charges: DNA |
State Bank of Indore
(Compare Details)
|
Floating |
20 to 26.3 |
9.5
|
9.5
View Details |
20,884
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to State Bank of Indore's Benchmark Prime Lending Rate (BPLR) currently 13%. |
| Pre-payment charges: 2% on principal amount prepaid. |
State Bank of Hyderabad
(Compare Details)
|
Floating |
30 |
9.25
|
9.25
View Details |
20,584
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to State Bank of Hyderabad's Benchmark Prime Lending Rate (BPLR) currently 12.25%. |
| Pre-payment charges: 2% on principal amount prepaid. |
City Union Bank
(Compare Details)
|
Floating |
13 to 19 |
13.5
|
13.5
View Details |
25,966
View Details |
1% of loan amount |
|
| Floating interest rate is linked City Union Bank's Prime Lending Rate (PLR) currently 14.75%. |
| Pre-payment charges: DNA |
Moneyline Credit Ltd
(Compare Details)
|
Floating |
13 to 18 |
15.0
|
15.0
View Details |
27,992
View Details |
upto 1.5% of loan amount |
|
| Moneyline gives loans in the range of Rs 2 lakh to Rs 2 crore. |
| Pre-payment charges: 3%-5% on principal amount prepaid. |
Syndicate Bank
(Compare Details)
|
Floating |
18 to 25 |
8.75
|
8.75
View Details |
19,989
View Details |
Rs 700 per lac or part thereof |
|
| Floating interest rate is linked to Syndicate Bank's Benchmark Prime Lending Rate (BPLR) currently 12.5% |
| Pre-payment charges: DNA |
PNB Housing Finance Ltd
(Compare Details)
|
Floating |
17 to 24 |
9.25
|
9.25
View Details |
20,584
View Details |
0.5% of loan amount |
|
| Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 2% of outstanding amount |
Indian Overseas Bank
(Compare Details)
|
Floating |
10 |
8.75
|
8.75
View Details |
19,989
View Details |
1.5% of loan amount |
|
| Floating interest rate is linked to Indian Overseas Bank's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: 1% on principal amount prepaid. |
Allahabad Bank
(Compare Details)
|
Floating |
30 |
9.0
|
9.0
View Details |
20,285
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to Allahabad Bank's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: 2% on prepaid amount |
Axis Bank
(Compare Details)
|
Floating |
18 to 25 |
8.75
|
8.75
View Details |
19,989
View Details |
1% of loan amount |
|
| Floating interest rate is linked to Axis Bank's Mortgage Reference Rate (MRR) currently 12.25%. |
| Pre-payment charges: Nil |
Andhra Bank
(Compare Details)
|
Floating |
24 |
9.75
|
9.75
View Details |
21,187
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to Andhra Bank's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: 2% on the prepaid amount |
Union Bank of India
(Compare Details)
|
Floating |
18 to 25 |
8.5
* |
8.93
View Details |
19,695
View Details |
Nil |
|
| *UBI offers 8.5% fixed for first 3 yrs, thereafter BPLR- 2.5%. |
| Pre-payment charges: If paid from own source- Nil, in other case- 2% on principal amount prepaid. |
Deutsche Postbank Home Finance Limited
(Compare Details)
|
Floating |
18 to 25 |
8.75
|
8.75
View Details |
19,989
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to Deutsche Postbank Home Finance Limited's Residential Base Lending Rate (RBLR) currently 14%. |
| Pre-payment charges: 2% on principal amount prepaid. |
Bank of Maharashtra
(Compare Details)
|
Floating |
15 |
9.25
|
9.25
View Details |
20,584
View Details |
Rs 1000 to Rs 5000 |
|
| Floating interest rate is linked to Bank of Maharashtra's Benchmark Prime Lending Rate (BPLR) currently 12.25%. |
| Pre-payment charges: DNA |
Central Bank of India
(Compare Details)
|
Floating |
16 to 23 |
10.0
|
10.0
View Details |
21,492
View Details |
1% of loan amount |
|
| Floating interest rate is linked to Central Bank of India's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- 1% on principal amount prepaid. |
UCO Bank
(Compare Details)
|
Floating |
18 to 25 |
8.75-9.25
|
8.75-9.25
View Details |
19,989
- 20,584
View Details |
0.5% of the loan amount |
|
| Floating interest rate is linked to UCO Bank's Benchmark Prime Lending Rate (BPLR) currently 11.75% |
| Pre-payment charges: If paid from own source- Nil, else if the loan is prepaid within 3 years- 2% on principal amount prepaid, after that no charges. |
Federal Bank
(Compare Details)
|
Floating |
17 to 25 |
9.0
|
9.0
View Details |
20,285
View Details |
0.50% of loan amount |
|
| Floating interest rate is linked to Federal Bank's Benchmark Prime Lending Rate (BPLR) curretly 14.25% |
| Pre-payment charges: DNA |
Catholic Syrian Bank
(Compare Details)
|
Floating |
14 to 21 |
12.25
|
12.25
View Details |
24,326
View Details |
0.50% of loan amount |
|
| Floating interest rate is linked to Catholic Syrina Banks's Benchmark Prime Lending Rate (PLR) currently 14.75%. |
| Pre-payment charges: 1% on principal amount prepaid |
Deutsche Bank
(Compare Details)
|
Floating |
15 to 22 |
11.25
|
11.25
View Details |
23,047
View Details |
Nil |
|
| Bank will finance 90% of the cost of property. |
| Pre-payment charges: 2% on principal amount prepaid. |
State Bank of Mysore
(Compare Details)
|
Floating |
20 to 26.7 |
9.25
|
9.25
View Details |
20,584
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to State Bank of Mysore's Benchmark Prime Lending Rate (BPLR) currently 12.25%. |
| Pre-payment charges: if paid from own source- Nil, in other cases- 2% on principal amount prepaid. |
Indian Bank
(Compare Details)
|
Floating |
30 |
9.5
|
9.5
View Details |
20,884
View Details |
0.25% on loan amount |
|
| Floating interest rate is linked to Indian Bank's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: If paid from own source- Nil, in other case- 2% on principal amount prepaid. |
Central Bank of India Special Scheme
(Compare Details)
|
Floating |
18 to 26 |
8.0
* |
9.33
View Details |
19,113
View Details |
Nil |
|
| Central Bank of India offers 8% fixed for the 1st yr, 9.25% fixed for the next 4 yrs, thereafter prevailing floating interest rate will be applicable. |
| Pre-payment charges: Nil |
Indian Bank- Festival offer
(Compare Details)
|
Floating |
30 |
8.25
* |
8.97
View Details |
19,403
View Details |
Nil |
|
| *Indian Bank offers 8.25% fixed for first 3 yrs, thereafter 9.5%. |
| Pre-payment charges: Nil |
Abhyuday Co-op Bank Ltd
(Compare Details)
|
Fixed |
17 to 25 |
9.0
* |
9.69
View Details |
20,285
View Details |
Nil, Above Rs 10 Lakh - 0.10% of the loan amount. |
|
| *Abhyudaya Bank offers 9% fixed till 30th September 2011, thereafter prevailing floating rate with be applicable. |
| Pre-payment charges: DNA |
Bank of Maharashtra- Festive offer
(Compare Details)
|
Floating |
15 |
8.0
* |
9.04
View Details |
19,113
View Details |
Rs 1000 to Rs 5000 |
|
| *Bank of Maharashtra offers 8% fixed for the first 2yrs, 8.5% for 3rd yr, 9.5% for 4th yr, 9.75% for 5th yr, thereafter BPLR minus 2.5% subject to min 9.75%. |
| Pre-payment charges: DNA |
Saraswat Bank
(Compare Details)
|
Fixed |
30 |
8.5
* |
10.17
View Details |
19,695
View Details |
0.5% of loan amount |
|
| Fixed rates will be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 1% of principal amount prepaid if paid within 5 yrs, thereafter nil |
PNB Housing Finance Ltd
(Compare Details)
|
Fixed |
14 to 20 |
13.0
|
13.0
View Details |
25,305
View Details |
0.5% of loan amount |
|
| Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 2% of outstanding amount |
South Indian Bank
(Compare Details)
|
Fixed |
14 to 20 |
12.75
|
12.75
View Details |
24,977
View Details |
0.50% of loan amount |
|
| Fixed interest rate may be reset at the end of every 2 years on the basis of then prevailing interest rate. |
| Pre-payment charges: If closed from own source before 2 yrs- 1% on principal amount prepaid, in other case- 2% on principal amount prepaid. |
Lakshmi Vilas Bank
(Compare Details)
|
Fixed |
15 to 22 |
11.25
|
11.25
View Details |
23,047
View Details |
0.50% of loan amount |
|
| Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: DNA |
United Bank of India
(Compare Details)
|
Fixed |
18 to 26 |
8.0
* |
9.76
View Details |
19,113
View Details |
DNA |
|
| *United Bank of India charges 8% for the 1st yr, 9% for the next three yrs and thereafter, 1% below the BPLR - Currently 12%. Fixed Interest Rates would be reset every 5 yrs. |
| Pre-payment charges: DNA |
Dena Bank
(Compare Details)
|
Fixed |
18 to 26 |
8.0
* |
9.69
View Details |
19,113
View Details |
0.5% of loan amount. |
|
| *Dena Bank offers 8% fixed for first 2 yrs, 9.5% fixed for 3-5 yrs, 6th yr onwards BPLR minus 1.25%. |
| Pre-payment charges: Nil |
ABN Amro
(Compare Details)
|
Floating |
13 to 19 |
13.5
|
13.5
View Details |
25,966
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to ABN Amro Bank's Home Prime Lending Rate (HPLR) currently 12%. |
| Pre-payment charges: 2% on principal amount prepaid. |
Kotak Bank - Special Scheme
(Compare Details)
|
Floating |
18 to 25 |
8.49
* |
9.19
View Details |
19,683
View Details |
1.25% of loan amount |
|
| *Kotak Bank offers 8.49% for 30 months, thereafter PLR minus 5%, Current PLR - 14.5% |
| Pre-payment charges: 2% of principal amount prepaid |
Dena Bank
(Compare Details)
|
Floating |
18 to 26 |
8.0
* |
9.32
View Details |
19,113
View Details |
0.5% of loan amount. |
|
| *Dena Bank offers 8% fixed for first 2 yrs, 9.5% fixed for 3-5 yrs, 6th yr onwards BPLR minus 2.25%. |
| Pre-payment charges: Nil |
GIC Housing Finance
(Compare Details)
|
Floating |
16 to 23 |
10.25
|
10.25
View Details |
21,799
View Details |
0.65% of loan amount. |
|
| Floating interest is linked to GIC Housing Finance's Benchmark Prime Lending Rate (BPLR) currently 12%. |
| Pre-payment charges: 2% on principal amount prepaid. |
Tamilnad Mercantile Bank Ltd
(Compare Details)
|
Floating |
16 to 23 |
10.25
|
10.25
View Details |
21,799
View Details |
0.50% of loan amount |
|
| Floating interest rate is linked to Tamiland Merchantile Bank's Prime Lending Rate (PLR) currently 14%. |
| Pre-payment charges: If paid from own source- Nil, in other cases- Nil. |
Karur Vysya Bank
(Compare Details)
|
Floating |
16 to 23 |
10.5
|
10.5
View Details |
22,108
View Details |
0.3% of loan amount |
|
| Pre payment charge- 2% on principal amount prepaid. |
| Pre-payment charges: 2% on principal amount prepaid |
Punjab & Sind Bank
(Compare Details)
|
Floating |
18 to 26 |
8.25
* |
9.15
View Details |
19,403
View Details |
Nil |
|
| Floating interest rate is linked to Punjab & Sindh Bank's Benchmark Prime Lending Rate (BPLR) currently 13.5%. |
| Pre-payment charges: Nil |
DHFL-Vysya Housing Finance
(Compare Details)
|
Floating |
17 to 24 |
9.75
|
9.75
View Details |
21,187
View Details |
1% of loan amount |
|
| Floating interest rate is linked to DHFL-Vysya Housing Finance's Prime Lending Rate (PLR) currently 15.25%. |
| Pre-payment charges: For remaining 5 yrs- 2%, 5 to 7yrs- 3%, above 7 yrs- 4% |
Corporation Bank
(Compare Details)
|
Floating |
17 to 24 |
9.5
|
9.5
View Details |
20,884
View Details |
0.5% of loan amount |
|
| Floating interest rate is linked to Corporation Bank's Prime Lending Rate (PLR) currently 12%. |
| Pre-payment charges: 0.50% on principal amount prepaid |
DCB
(Compare Details)
|
Floating |
18 to 26 |
7.95
* |
9.04
View Details |
19,055
View Details |
0.5% of the loan amount |
|
| *DCB offers 7.95% fixed for the 1st yr, thereafter adjusts with their prevailing BPLR |
| Pre-payment charges: 2% of the principal amount prepaid. |
GIC Housing Finance
(Compare Details)
|
Fixed |
13 to 19 |
14.25
|
14.25
View Details |
26,972
View Details |
0.65% of loan amount. |
|
| Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 2% on principal amount prepaid. |
Corporation Bank - Corp Home Delight
(Compare Details)
|
Floating |
18 to 26 |
8.0
* |
9.0
View Details |
19,113
View Details |
0.5% of loan amount |
|
| Corporation Bank's Corp Home Delight provides 8% fixed for the 1st year, 8.5% for the 2nd and 3rd year and thereafter prevailing floating rate, currently 9.5% |
| Pre-payment charges: 0.50% on principal amount prepaid |
Corporation Bank
(Compare Details)
|
Fixed |
15 to 22 |
11.0
|
11.0
View Details |
22,732
View Details |
0.5% of loan amount |
|
| Fixed interest rates are fixed will be reset at the end of every 5 years on the basis of then prevailing interest rate. |
| Pre-payment charges: 0.50% on principal amount prepaid. |
Karur Vysya Bank
(Compare Details)
|
Fixed |
14 to 20 |
13.0
|
13.0
View Details |
25,305
View Details |
0.3% of loan amount |
|
| Pre payment charge- 2% on principal amount prepaid |
| Pre-payment charges: 2% on principal amount prepaid |
DHFL-Vysya Housing Finance
(Compare Details)
|
Fixed |
13 to 19 |
13.75
|
13.75
View Details |
26,300
View Details |
1% of loan amount |
|
| Interest rate remains fixed during the entire duration of the loan. |
| Pre-payment charges: For remaining 5 yrs- 2%, 5 to 7yrs- 3%, above 7 yrs- 4% |