Bank Name
Type
Loan Eligibility(Rs. in Lacs)
Interest Rate(%)
EMI(Rs.)
Processing Fee
Action
Initial
Average
Full Results
ICICI Bank - Special Scheme
Floating
18 to 26
8.25
*
8.92
View Details
19,403
View Details
0.5% of loan amount
*ICICI Bank offers 8.25% fixed till 31st March 2011, 9.25% fixed till 31st March 2012, thereafter 1.5% above Base Rate, Current ICICI Bank's Base Rate 7.5%. Last application date - 31st August 2010. Partial Disburstment - 30th September 2010.
Pre-payment charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure.
HDFC
Fixed
13 to 19
14.25
14.25
View Details
26,972
View Details
0.50% to 1% of loan amount
Interest rate remains fixed during the entire duration of the loan.
Pre-payment charges: If paid from own source- Nil, in other cases- 2% on amount prepaid.
SBI - Home Loan
Fixed
20 to 28.8
8.0
*
9.97
View Details
19,113
View Details
0.5% of the loan amount
* SBI offers 8% fixed for 1st yr, 9% fixed for 2-3 yrs, 4th yr onwards the rate is 3.5% above SBI Base Rate, currently 7.5%. Last Date - 30th September 2010.
Pre-payment charges: If prepaid from own source- Nil, in other cases- 2% on principal amount prepaid.
Axis Bank
Fixed
13 to 19
14.0
14.0
View Details
26,635
View Details
1% of loan amount
Fixed rates may be reset anytime at the lenders discretion.
Pre-payment charges: Nil
Bank of Baroda
Floating
24
8.75
8.75
View Details
19,989
View Details
0.35%-0.4% of loan amount.
Floating interest rate is linked to Bank of Baroda's Base Rate currently 8%.
Pre-payment charges: If paid from own source- Nil, in other cases- 0.5% of principal amount prepaid.
Indiabulls Housing Finance
Floating
18 to 26
8.25
*
9.09
View Details
19,403
View Details
DNA
*Indiabulls Housing Finance offers 8.25% fixed till April 2011, 9.25% fixed till April 2012, thereafter prevailing floating rate.
Pre-payment charges: DNA
Union Bank of India
Floating
18 to 25
8.75
8.75
View Details
19,989
View Details
0.50% of loan amount.
Floating interest rate is linked to Union Bank of India's Base Rate currently 8%.
Pre-payment charges: If paid from own source- Nil, in other case- 2% on principal amount prepaid.
LIC HF Advantage 5
Floating
17 to 24
9.25
*
9.06
View Details
20,584
View Details
0.5% to 1% of loan amount.
*LIC HF Advantage 5 offers 9.25% fixed for 5 years, thereafter prevailing floating rates will be applicable. Current Floating Rate is 8.75%
Pre-payment charges: 2% on principal amount prepaid
Central Bank of India
Floating
17 to 25
9.0
9.0
View Details
20,285
View Details
1% of loan amount
Floating interest rate is linked to Central Bank of India's Base Rate currently 8%.
Pre-payment charges: If paid from own source- Nil, in other cases- 1% on principal amount prepaid.
IDBI Home Finance
Floating
18 to 26
8.25
8.25
View Details
19,403
View Details
1% of loan amount
Floating interest rate is linked to IDBI Home Finance's Benchmark Prime Lending Rate (BPLR) currently 12.25%.
Pre-payment charges: 2% of principal amount prepaid.
DHFL-Vysya Housing Finance
Fixed
13 to 19
13.75
13.75
View Details
26,300
View Details
1% of loan amount
Interest rate remains fixed during the entire duration of the loan.
Pre-payment charges: For remaining 5 yrs- 2%, 5 to 7yrs- 3%, above 7 yrs- 4%
Bank of India - Floating
Floating
24
9.5
9.5
View Details
20,884
View Details
0.55% of loan amount.
Floating interest rate is linked to Bank of India's Base Rate currently 8%.
Pre-payment charges: If paid from own source- Nil, in other cases- 0.65% on principal amount prepaid.
HSBC Bank
Floating
18 to 25
8.5-13.0
8.5-13
View Details
19,695
- 25,305
View Details
1% of loan amount
Floating interest rate is linked to HSBC's Base Rate currently 7%.
Pre-payment charges: upto 25% of the loan amount- Nil, above 25% of loan amount- 2% on principal amount prepaid
Kotak Bank
Floating
18 to 25
8.5
8.5
View Details
19,695
View Details
1.25% of loan amount
Floating interest rate is linked to Kotak Bank's Base Rate currently 7.25%.
Pre-payment charges: 2% of principal amount prepaid
Reliance Home Finance
Floating
17 to 24
9.25
*
9.25
View Details
20,584
View Details
0.75% of the loan amount.
Reliance Home Finance floating rates are linked to its BPLR currently 14.75%.
Pre-payment charges: 2% of principal amount prepaid.
IDBI Bank
Fixed
15 to 22
11.0
11.0
View Details
22,732
View Details
1% of loan amount
Fixed interest rate may be reset at the end of every 5 years on the basis of then prevailing interest rate.
Pre-payment charges: 2% on principal amount prepaid.
PNB Housing Finance Ltd
Floating
17 to 24
9.25
9.25
View Details
20,584
View Details
0.5% of loan amount
Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate.
Pre-payment charges: 2% of outstanding amount
GIC Housing Finance
Fixed
13 to 19
14.25
14.25
View Details
26,972
View Details
0.65% of loan amount.
Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate.
Pre-payment charges: 2% on principal amount prepaid.
Dena Bank
Floating
17 to 24
9.75
9.75
View Details
21,187
View Details
0.1%-0.25% of loan amount
Floating interest rate is linked to Dena Banks Base Rate currently 8.25%.
Pre-payment charges: DNA
Allahabad Bank
Fixed
30
11.75
11.75
View Details
23,683
View Details
Nil
Fixed interest rate will be reset at the end of every 3 years on the basis of then prevailing interest rate.
Pre-payment charges: Nil
Andhra Bank
Floating
24
9.75
9.75
View Details
21,187
View Details
0.5% of loan amount
Floating interest rate is linked to Andhra Bank's Base Rate currently 8.25%.
Pre-payment charges: 2% on the prepaid amount
Canara Bank
Floating
24
9.5
9.5
View Details
20,884
View Details
0.50% of the loan amount.
Floating interest rate is linked to Canara Bank's Base Rate currently 8%.
Pre-payment charges: If prepaid from own source- Nil, in other cases- 2% on principal amount prepaid.
Bank of Maharashtra
Floating
15
9.0
9.0
View Details
20,285
View Details
Rs 1000 to Rs 5000
Floating interest rate is linked to Bank of Maharashtra's Base Rate, Currently 8.25%.
Pre-payment charges: DNA
Bank of Rajasthan
Floating
18 to 26
8.0
*
8.98
View Details
19,113
View Details
0.50% to 1% of loan amount
*Bank of Rajasthan offers 8% fixed for the 1st yr, 9% fixed for 2-3 yrs, 4th yr onwards 9.25%.
Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid.
Punjab National Bank- Festive offer (Floating)
Floating
18 to 25
8.5
8.93
View Details
19,695
View Details
Nil
*Punjab National Bank offers 8.5% fixed for the first 3 years and 4th year onwards at the prevailing interest rate. Last Date - 31 December 2010
Pre-payment charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid.
Oriental Bank of Commerce
Floating
30
9.25
9.25
View Details
20,584
View Details
Nil
Floating interest rate is linked to Oriental Bank of Commerce's Base Rate currently 8%.
Pre-payment charges: 2% on principal amount prepaid
Federal Bank
Floating
18 to 25
8.5
8.5
View Details
19,695
View Details
0.50% of loan amount
Floating interest rate is linked to Federal Bank's Base Rate currently 7.75%
Pre-payment charges: DNA
Catholic Syrian Bank
Floating
17 to 25
9.0
9.0
View Details
20,285
View Details
0.50% of loan amount
Floating interest rate is linked to Catholic Syrina Banks's Base Rate, currently 8%.
Pre-payment charges: 1% on principal amount prepaid
UCO Bank
Floating
17 to 25
9.0-9.5
9-9.5
View Details
20,285
- 20,884
View Details
0.5% of the loan amount
Floating interest rate is linked to UCO Bank's Base Rate currently 8%
Pre-payment charges: If paid from own source- Nil, else if the loan is prepaid within 3 years- 2% on principal amount prepaid, after that no charges.
Vijaya Bank
Floating
30
9.25
9.25
View Details
20,584
View Details
0.5% of loan amount
Floating interest rate is linked to Vijaya Bank's Base Rate, currently 8.25%.
Pre-payment charges: 1% of principal amount prepaid.
State Bank of Mysore
Floating
20 to 26.3
9.5
9.5
View Details
20,884
View Details
0.5% of loan amount
Floating interest rate is linked to State Bank of Mysore's Base Rate currently 7.75%.
Pre-payment charges: if paid from own source- Nil, in other cases- 2% on principal amount prepaid.
Indian Bank
Floating
30
10.25
10.25
View Details
21,799
View Details
0.25% on loan amount
Floating interest rate is linked to Indian Bank's Benchmark Prime Lending Rate (BPLR) currently 12%.
Pre-payment charges: If paid from own source- Nil, in other case- 2% on principal amount prepaid.
Karnataka Bank
Floating
17 to 24
9.75
9.75
View Details
21,187
View Details
0.25% of loan amount
Floating interest rate is linked to Bank of Karnataka's Base Rate, Currently 8.75%.
Pre-payment charges: DNA
Indian Overseas Bank
Floating
10
9.25
9.25
View Details
20,584
View Details
1.5% of loan amount
Floating interest rate is linked to Indian Overseas Bank's Base Rate currently 8.25%.
Pre-payment charges: 1% on principal amount prepaid.
State Bank of Patiala
Floating
30
9.0
9.0
View Details
20,285
View Details
0.5% of loan amount
Floating interest rate is linked to State Bank of Patiala's Base Rate, currently 7.75%.
Pre-payment charges: DNA
Deutsche Postbank - New Fixed Floating Scheme
Floating
17 to 25
9.0
*
9.17
View Details
20,285
View Details
0.5% of loan amount
*Deutsche Postbank offers 9% fixed for the 1st two yrs, thereafter prevailing floating rate, currently 9.25%
Pre-payment charges: 2% on principal amount prepaid.
Corporation Bank
Floating
17 to 24
9.5
9.5
View Details
20,884
View Details
0.5% of loan amount
Floating interest rate is linked to Corporation Bank's Base Rate currently 7.75%.
Pre-payment charges: 0.50% on principal amount prepaid
Syndicate Bank
Floating
18 to 25
8.75
8.75
View Details
19,989
View Details
Rs 700 per lac or part thereof
Floating interest rate is linked to Syndicate Bank's Base Rate, currently 8.25%
Pre-payment charges: DNA
J & K Bank
Floating
30
10.75
10.75
View Details
22,419
View Details
0.25% of loan amount
Floating interest rate is linked to Jammu & Kashmir Bank's Base Rate currently 8.25%.
Pre-payment charges: DNA
DCB
Floating
18 to 25
8.75
8.75
View Details
19,989
View Details
0.5% of the loan amount
Floating Rate is linked to Development Credit Bank's Base Rate, currently 7.75%.
Pre-payment charges: 2% of the principal amount prepaid.
City Union Bank
Floating
15 to 21
11.5
11.5
View Details
23,364
View Details
1% of loan amount
Floating interest rate is linked City Union Bank's Base Rate, currently 8.5%.
Pre-payment charges: DNA
Punjab & Sind Bank
Floating
16 to 23
10.0
10.0
View Details
21,492
View Details
0.5% of loan amount
Floating interest rate is linked to Punjab & Sindh Bank's Base Rate currently 8.2%.
Pre-payment charges: If paid from own source - Nil, else 1% of principal amount prepaid.
State Bank of Bikaner& Jaipur
Floating
17 to 24
9.5
9.5
View Details
20,884
View Details
0.6% of loan amount.
Floating interest rate is linked to State Bank of Bikaner & Jaipur's Benchmark Base Rate currently 7.75%
Pre-payment charges: 2% on principal amount prepaid.
State Bank of Hyderabad - Special Scheme
Floating
30
8.5
*
9.27
View Details
19,695
View Details
0.5% of loan amount
*State Bank of Hyderabad offers 8.5% fixed for the first year, Base Rate + 1.5% for the second and the third year, thereafter Base Rate + 1.75%, Current Base Rate is 7.75%.
Pre-payment charges: 2% on principal amount prepaid.
State Bank of Travancore
Floating
30
9.5
9.5
View Details
20,884
View Details
0.55% of the loan amount
Floating interest rate is linked to State Bank of Travancore's Base Rate, currently 7.75%.
Pre-payment charges: DNA
United Bank of India
Floating
17 to 24
9.25
9.25
View Details
20,584
View Details
DNA
Floating rate is linked with United Bank of India's Base Rate, currently 8.25%.
Pre-payment charges: DNA
Karur Vysya Bank
Fixed
14 to 20
13.0
13.0
View Details
25,305
View Details
0.3% of loan amount
Pre payment charge- 2% on principal amount prepaid
Pre-payment charges: 2% on principal amount prepaid
Lakshmi Vilas Bank
Fixed
15 to 22
11.25
11.25
View Details
23,047
View Details
0.50% of loan amount
Fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate.
Pre-payment charges: DNA
Tamilnad Mercantile Bank Ltd
Floating
16 to 23
10.25
10.25
View Details
21,799
View Details
0.50% of loan amount
Floating interest rate is linked to Tamiland Merchantile Bank's Base Rate, currently 8.5%
Pre-payment charges: Nil
Abhyuday Co-op Bank Ltd
Floating
16 to 23
10.0
10.0
View Details
21,492
View Details
Nil, Above Rs 10 Lakh - 0.10% of the loan amount.
Floating interest rate is linked to Abhyudaya Co-operative Bank Ltd.'s Prime Lending Rate (PLR) currently 12%.
Pre-payment charges: DNA
Apna Sahakari Bank Ltd
Fixed
15 to 21
12.0
12.0
View Details
24,003
View Details
0.50% of the loan amount
Interest rate remains fixed during the entire duration of the loan.
Pre-payment charges: Nil
Dhanalakshmi Bank Ltd
Floating
30
12.0
12.0
View Details
24,003
View Details
0.5% - 1% of loan amount
Floating interest rate is linked to Dhanlakshmi Bank's Base Rate currently 7%.
Pre-payment charges: 1% of principal amount prepaid
The Ratnakar Bank
Fixed
15 to 22
11.0
11.0
View Details
22,732
View Details
Rs 500 per lakh
Interest rate remains fixed during the entire duration of the loan.
Pre-payment charges: DNA
South Indian Bank
Fixed
14 to 20
12.75
12.75
View Details
24,977
View Details
0.50% of loan amount
Fixed interest rate may be reset at the end of every 2 years on the basis of then prevailing interest rate.
Pre-payment charges: If closed from own source before 2 yrs- 1% on principal amount prepaid, in other case- 2% on principal amount prepaid.
Saraswat Bank
Fixed
30
8.5
*
10.17
View Details
19,695
View Details
0.5% of loan amount
*Saraswat Bank offers 8.5% fixed for the first year, thereafter Saraswat Bank's PLR minus 2.5%, Current PLR is 13%. Fixed interest rates are subject to reset every three years.
Pre-payment charges: 1% of principal amount prepaid if paid within 5 yrs, thereafter nil