
|

|
 |
Axis Bank
View Details
|
19 to 28 |
9.0 |
17,995
|
1% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset anytime at the lenders discretion. |
 |
HDFC
View Details
|
19 to 27 |
9.25 |
18,317
|
0.50% to 1% of loan amount |
|
 |
| Fixed rates may be reset anytime at the lenders discretion. |
 |
ICICI Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
0.5% of loan amount |
|
 |
| Fixed rates may be reset anytime at the lenders discretion. |
 |
IDBI Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
1% of loan amount |
|
 |
| 5-yr fixed rates under special scheme home loans for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Federal Bank
View Details
|
18 to 26 |
9.75 |
18,970
|
0.50% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 2 years on the basis of then prevailing interest rate. |
 |
LIC Housing Finance
View Details
|
18 to 25 |
10.25 |
19,633
|
0.50% to 1% of loan amount |
|
 |
| LIC Housing Finance offers 8.75% which is fixed for first 3 months. |
 |
GIC Housing Finance
View Details
|
17 to 24 |
10.95 |
20,576
|
0.65% of loan applied |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
 |
Deutsche Bank
View Details
|
17 to 24 |
11.25 |
20,985
|
Nil |
|
 |
| "Interest rate reset clause" - fixed rates may be reset anytime at the lenders discretion. |
 |
Kotak Bank
View Details
|
14 to 20 |
13.25 - 14.5 |
23,789-
25,600
|
1.25% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
 |
Syndicate Bank
View Details
|
20 to 28 |
8.75 |
17,674
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Axis Bank
View Details
|
19 to 28 |
9.0 |
17,995
|
1% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset anytime at the lenders discretion. |
 |
Union Bank of India
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 8%, 9.25%, 9.5%, 9.75% upto 30 lakh, 8%, 9.5%, 9.75%, 10% above 30 lakh upto 50 lakh; for 1st yr, upto 5 yrs, 5-10 yrs, 10-20 yrs. |
 |
Canara Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 8.25%, 9.25%, min. 10% up to 30 lakh; 9%, 9.75%, min. 10.50% above 30 lakh; for 1st yr, next 4 yrs, and thereafter respectively |
 |
Andhra Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Bank of Baroda
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Bank of Maharashtra
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Central Bank of India
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| Special package at 8% fixed for the first year. Stimulus package loans up to Rs. 20 lakh fixed for 5 yrs, offered till 30 June 09. |
 |
Dena Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
HDFC
View Details
|
19 to 27 |
9.25 |
18,317
|
0.50% to 1% of loan amount |
|
 |
| Fixed rates may be reset anytime at the lenders discretion. |
 |
ICICI Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
0.5% of loan amount |
|
 |
| Fixed rates may be reset anytime at the lenders discretion. |
 |
Indian Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Oriental Bank of Commerce
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
State Bank of Mysore
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Vijaya Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Corporation Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
0.5% of loan amount |
|
 |
| Prepayment penalty: 0.50% of amount prepaid. |
 |
Allahabad Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Bank of India
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
IDBI Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
1% of loan amount |
|
 |
| 5-yr fixed rates under special scheme home loans for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Punjab National Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
UCO Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
SBI Special Scheme
|
19 to 27 |
9.25 |
18,317
|
Nil |
NA
|
 |
| Special scheme for loans upto Rs 5 lakh, above Rs 5 lakh upto Rs. 20 lakh fixed for 5 yrs, offered till 30 June 09. |
 |
Punjab & Sind Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
United Bank of India
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Indian Overseas Bank
View Details
|
19 to 27 |
9.25 |
18,317
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Federal Bank
View Details
|
18 to 26 |
9.75 |
18,970
|
0.50% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 2 years on the basis of then prevailing interest rate. |
 |
PNB Housing Finance Ltd
View Details
|
18 to 26 |
9.75 |
18,970
|
0.5% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
 |
Deutsche Postbank Home Finance Limited
View Details
|
18 to 26 |
9.75 |
18,970
|
0.5% of loan amount |
NA
|
 |
| Prepayment penalty: 2% of the amount prepaid. |
 |
State Bank of Indore
View Details
|
18 to 26 |
9.75 |
18,970
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
State Bank of Patiala
View Details
|
18 to 26 |
9.75 |
18,970
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
State Bank of Travancore
View Details
|
18 to 26 |
9.75 |
18,970
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Bank of Rajasthan
View Details
|
18 to 26 |
10.0 |
19,300
|
0.50% to 1% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset anytime at the lenders discretion. |
 |
State Bank of Hyderabad
View Details
|
18 to 26 |
10.0 |
19,300
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
SBI
View Details
|
18 to 25 |
10.25 |
19,633
|
0.50% of loan amount |
|
 |
| SBI also offers special scheme upto Rs 20 lakh till 30 June 09 and happy home offer at 8% fixed for 1 year till 30 April 09. |
 |
LIC Housing Finance
View Details
|
18 to 25 |
10.25 |
19,633
|
0.50% to 1% of loan amount |
|
 |
| LIC Housing Finance offers 8.75% which is fixed for first 3 months. |
 |
State Bank of Bikaner& Jaipur
View Details
|
18 to 25 |
10.25 |
19,633
|
NIL |
|
 |
| 5-yr fixed rates under stimulus package for loans up to Rs. 20 lakh taken till 30 June 09. |
 |
Karnataka Bank
View Details
|
17 to 25 |
10.75 |
20,305
|
0.25% to 0.57% of loan amount |
|
 |
| Karnataka Bank gives maximum loan of Rs 50 lakh. |
 |
GIC Housing Finance
View Details
|
17 to 24 |
10.95 |
20,576
|
0.65% of loan applied |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
 |
Deutsche Bank
View Details
|
17 to 24 |
11.25 |
20,985
|
Nil |
|
 |
| "Interest rate reset clause" - fixed rates may be reset anytime at the lenders discretion. |
 |
Reliance Consumer Finance
View Details
|
14 to 20 |
12.0 - 14.5 |
22,022-
25,600
|
1% of loan amount |
|
 |
| Reliance consumer finance gives 90% of the cost of the property. |
 |
IDBI Home Finance
View Details
|
16 to 23 |
12.0 |
22,022
|
1% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
 |
HSBC Bank
View Details
|
13 to 19 |
12.0 - 15.0 |
22,022-
26,336
|
1% of loan amount |
|
 |
| HSBC Bank gives loans upto 25 years. |
 |
Tamilnad Mercantile Bank Ltd
View Details
|
16 to 22 |
12.25 |
22,371
|
0.50% of loan amount |
|
 |
| Prepayment penalty: No prepayment penalty if paid from own source. |
 |
Catholic Syrian Bank
View Details
|
16 to 22 |
12.25 |
22,371
|
0.25% to 0.50% of loan amount |
|
 |
| Bank will finance 75% of the actual cost of the property. |
 |
Dhanalakshmi Bank Ltd
View Details
|
15 to 22 |
12.5 |
22,723
|
0.5% of loan amount |
|
 |
| No prepayment penalty if pre-paid anytime during the loan tenure. |
 |
South Indian Bank
View Details
|
15 to 21 |
13.0 |
23,432
|
0.50% of loan amount |
|
 |
| Prepayment charge: if paid from own source before 2 yrs-1% of the prepaid amount, incase of takeover- 2% of the prepaid amount. |
 |
J&K Bank
View Details
|
15 to 21 |
13.0 |
23,432
|
0.25% of loan amount |
|
 |
| Bank will finance 85% of the cost of the property. |
 |
Kotak Bank
View Details
|
14 to 20 |
13.25 - 14.5 |
23,789-
25,600
|
1.25% of loan amount |
|
 |
| "Interest rate reset clause" - fixed rates may be reset at the end of every 3 years on the basis of then prevailing interest rate. |
 |
ABN Amro
View Details
|
14 to 21 |
13.5 |
24,147
|
0.5% of loan amount |
|
 |
| ABN Amro bank's floating interest rates are linked to Home Prime Lending Rate (HPLR). The reset dates are 1st January and 1st July |
 |
Moneyline Credit Ltd
View Details
|
13 to 19 |
15.0 |
26,336
|
upto 1.5% of loan amount |
|
 |
| Moneyline gives loans in the range of Rs 2 lakh to Rs 2 crore. |