Home Loan Comparator





Features: Standard Charted Bank offers home loans at variable and fixed rates for purchasing a plot, constructed/ under-construction flat as well as home extension and renovation. The loan is available to both salaried and self-employed individuals without a guarantor. One can get a loan for s tenure of 5-20 years with the option of Balance Transfer. The bank also gives a loan for prepayment charges that are to be paid to the existing lender.
Details of Bank
SCB Bank (for Residential House)
Co Applicant: Father, Mother, Brother, Sister, Son, Daughter, Spouse
Processing Fee: NA
Upfront Fee: NA
Documentation Charges: NA
Prepayment Charges: 2.5%
Charge for Changing Fixed to Floating: 1.5%
Charge for Changing Floating to Fixed: 1.5%
Over Draft: NA
Late Payment Charges: NA
Fees for Duplicate No due certificate: NA
Cheque Swapping Charge: NA
Duplicate Repayment Schedule: NA
Cheque Bounce Charge: Rs 495
Document Retrieval: NA
Statment Charge: NA