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 State Bank of Travancore - India (for Education Loan) |
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Bank Name: |
State Bank of Travancore |
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Study In: |
India |
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Type of Courses Eligible: |
CA,Commercial Pilot,Diploma/ Degree courses,Graduation courses,LLB,MBA,MBBS,Others,Post Graduation courses |
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Cost Covered: |
Tuition\ Examination\ Library\ Laboratory fee, cost of books\ purchase of Computers\ equipments\ instruments\ uniforms, cost of passage for studies abroad. Caution Deposit, Building Fund, Refundable deposit subject to 10% of the tuition fee, expenses required for study, tours, project work, thesis |
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Moratorium Period: |
1 year after completion of course or 6 months after getting job, whichever is earlier |
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Interest Rate Type: |
Floating |
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Interest Rate: |
12.25 |
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Processing Fee: |
Nil |
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Prepayment Charges: |
Nil |
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Collateral Description: |
upto Rs 4 lakh- No security. Co-obligation of parent/ guardian/ spouse/ parent-in-law, above Rs 4 lakh to Rs 7.50 lakh- Co-obligation of parent/ guardian/ spouse/ parent-in-law along with satisfactory third party guarantee, above Rs 7.50 lakh- Co-obligation of parent/ guardian/ spouse/ parent-in-law along with tangible collateral security of suitable value |
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Guarantor Description: |
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Margin: |
5% |
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