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 Punjab & Sind Bank - India (for Education Loan) |
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Bank Name: |
Punjab and Sind Bank |
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Study In: |
India |
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Type of Courses Eligible: |
CA,Commercial Pilot,Diploma/ Degree courses,Graduation courses,LLB,MBA,MBBS,Others,Post Graduation courses |
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Cost Covered: |
College/ School/ hostel fee, Examination/ library/ laboratory fee, Purchase of books/ equipments/ instruments/ uniforms, Caution deposit/ building fund/ refundable deposit supported by institution bills/receipts, Purchase of computers, any other expense required to complete the course- like study tours, project work, thesis |
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Moratorium Period: |
Course period + 1 year or 6 months after getting job, whichever is earlier |
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Interest Rate Type: |
Floating |
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Interest Rate: |
13.0 |
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Processing Fee: |
Nil |
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Prepayment Charges: |
Nil |
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Collateral Description: |
upto Rs 4 lakh- No Security
above Rs 4 lakh upto Rs 7.50 lakh- suitable third party guarantee, above Rs 7.50 lakh- Collateral security of suitable value or suitable third party guarantee |
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Guarantor Description: |
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Margin: |
5% |
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