Education Loan: Process: Overview

The education loan process is relatively simple. One can also apply for a loan online and get a loan sanctioned in principle. One can visit a bank branch for further formalities to be completed. The loan process is as follows:

  • Filling in the loan application form.
  • Personal Discussion.
  • Provide validated supporting documents.
  • Stage of loan approval or denial.
  • Borrower's signature on a Promissory Note.
  • Loan disbursal.

Education Loan: Process: Did you know...?

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Best Interest Rates


As on Jan 8, 2009

Tools and Calculators

Education Loan Interest Rates

View the interest rates offered by all major players in the education loan segment.


Floating or Fixed Interest Rate Calculator

Use this calculator to find out whether you should opt for a fixed or floating interest rate on your home loan.


EMI Calculator

The EMI calculator helps you to arrive at your probable EMI given the loan amount, tenure, and interest rate.


Impact of Changed Rates Calculator

Use this calculator to find out how your EMI changes with any changes in interest rates.

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