Your Criteria : Education Loan Indian Overseas Bank - India
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Features: Applicant should have a secured admission to professional / technical courses in India or abroad. Maximum loan offered is Rs. 10.00 lakh for studying in India and Rs. 20.00 lakh for studying abroad.


Indian Overseas Bank - India (for Education Loan)
Bank Name: Indian Overseas Bank
Study In: India
Type of Courses Eligible: CA,Commercial Pilot,Diploma/ Degree courses,Graduation courses,LLB,MBA,MBBS,Others,Post Graduation courses
Cost Covered: NA
Moratorium Period: 6 months after getting the job or 1 year after completion of the course whichever is earlier
Interest Rate Type: Fixed
Interest Rate: 11.5
Processing Fee: NA
Prepayment Charges: Nil
Collateral Description: for loans above Rs 4 lakh & upto Rs 7.5 lakh- Satisfactory personal guarantee of a third party, above Rs 7.5 lakh- Collateral security in the form of NSC/ KVIP/ LIC Policy/ Gold, Shares/ Debentures or immovable properties Bank Deposits in the name of student/ parent/ guardian or any other third party with suitable margin/ co-obligation of third party/ parent/ guardian along with assignment of future income
Guarantor Description:
Margin: 5%
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