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 Abhyuday Co-op Bank Ltd - India (for Education Loan) |
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Bank Name: |
Abhyuday Co-op Bank Ltd |
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Study In: |
India |
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Type of Courses Eligible: |
CA,Commercial Pilot,Diploma/ Degree courses,Graduation courses,LLB,MBA,MBBS,Others,Post Graduation courses |
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Cost Covered: |
Fees/ exam fees/ cost of books/ equipments/ uniform and caution deposit |
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Moratorium Period: |
course period + 6months of getting a job whichever is earlier |
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Interest Rate Type: |
Floating |
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Interest Rate: |
10.5 |
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Processing Fee: |
1.2% of the loan amount |
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Prepayment Charges: |
Nil |
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Collateral Description: |
upto Rs 2 lakh- two sureties salary/ income Rs. 7000 p.m.(in case of lien on flat only one surety), above Rs 2 lakh upto Rs 5 lakh- residential flat and two sureties, salary/ income Rs 10000 and above, above Rs 5 lakh upto Rs 20 lakh- 100% collateral security in form of equitable mortgage of the property/ pledge of tangible security NSC/ LIC/ FDR/ RBI Bonds. Two sureties salary/ income Rs 15000 and above |
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Guarantor Description: |
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Margin: |
NA |
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