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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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17908 I hold a Indian Oil - citibank (silver)credit card.My reward points have crossed 500. How do I
17896 Which banks offer credit cards that have feature for "Authorizing debits from mobile" - This wi
17880 Hello Sir, Recently I got to know that a credit-card dispute has been going on between a bank a
17879 for the reservation of railway tickets HDFC(master card)is not feasible . while booking it show
17876 I had a credit card in 2005 and i defaulted on that. But that was on my old name. Now i have ch
17821 Sir, Recently i have lost my job due to Global financial Crisis and am looking for a job now
17800 Hi, I had a total outstanding of Rs.225000 on five different credit cards. Every month I am pa
17749 I want to apply for a credit card which is internationally acceptable and that should not attra
17622 In 2002 , my credit card Cheque bounced . Then Local money collecter Agency collected all amo
17556 Dear sir, I bought an airline tickets for my family with credit card. Now I cancelled the
17526 I am housewife at chennai, with annual income of my spouse around 3.5 lakh per annum, also I ea
17525 I am Central Govt Senior level employee, I had my saleray through sbi in chennai,with annual in
17481 which is the best credit card with zero percent interest rate
17434 Sir, ICICI have charged me Rs 100/- as fees in my latest bill, for the fact that the last cr
17421 I Arnold Fernandes, hold a SBI Gold Credit card since July 2007. I made a full payment (withi
17226 Dear Sir, our credit card no 4477466648356003 all ready setalement and total amount paid but
17165 Is there credit cards in UTVI ? Let me know the details to get the credit cards ?
17050 Hi sir, i had two credit cards(HSBC and ICICI) for which i couldnt clear the dues for 6 months
16892 Hi, My name is Sourav. I want to know if i can get a credit card now. Case Study: I had a cic
16836 I taken a cash loan Rs.44000/- on behalf of my HDFC credit card. I paid 6/7 EMI. Now I want pre
16790 Hi, My name is Mohamed, just two days back i got a collection call from HDFC. They advise th
16692 Hi, I had applied for an ICICI Bank credit card. Before I recieve it, I moved to a different co
16677 Respested Sir, I am holding an ICICI Gold Credit card. Till last year the payment was on track
16656 currently using HSBC credit card with 16000 limit. but i want t change to anothe5r bank card w
16549 Dear Sir I had outsanding amount of 3 credit card's, and I have settled all the outstanding
16527 after settlement from citibank credit card i had clear the amount within 12 months , but i took
16487 Dear Sir, i hold a ICICI future card with a credit limit of 50000. I have converted 45000 worth
16377 Hello Sir, This is Jiten Ganatra. I have credit card dues worth 2.75 lacs. I am planning t
16373 hello i had credit card in 96 i spent for 15k during that time and paid regular payemnts, but
16364 Hello Harsh, I have applied for one credit card from Barclays Bank (Times Credit Card). Now