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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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19381 Hi, Please suggest me which bank do I approach for personal loan and credit card. I am salarie
19341 Dear Sir, I had dinners club card and cleared the dues of same in the year 1994. Of which i ho
19338 Sir: Iam using a credit card and my limit is 75,000 INR. Due to recession i have used all my c
19323 Hi, I had a credit card with ICICI bank for more than 6 years. Due to recent financial crisis I
19312 MR. Harsh Roongta, This is for my college. With the recession crises around, heâ??s Salary has
19258 Is there any credit card available for me living in the Ernakulam Didstrict of Kerala, and do n
19253 Once if i am having a bad credit in CIBIL, it there any means to improve the credit rating. If
19242 Sir I was working with ABN AMRO Bank at UAE.I have 5 credit cards issued by there local banks i
19227 when i get my credit card all process is done by bankso pls tell me
19221 I HAVE 52,000 CREDIT IN MY CARD I WANT TO PAY THIS AMOUNT IN EMI DETAILS PLS
19204 Isnt there any law in india that prevents collection agencies to call when the customer of that
19200 dear sir i have taken credit card from bank i not made the payment of card due to i loss my jab
19150 Sir, I had a SBI gold card and not renewed it from 2007 i had balance payment which i fin
19137 I remember taking the citibank Credit card in 1999 and was having credit limit of 14k and credi
19060 Sir, I am ICICI Bank Big Bazzar Credit Card user from 2002. Last year they SMS me to upgrade my
19051 sir i want to apply sbi credit card on line will u pls help me
19016 Dear Sir /Mam, I had SBI credit card. Card was stolen and misused for 8000/-. Merchant did not
18951 CITI Bank has reported to CIBIL Credit Card outstanding of Rs.37 Lacs due from year 1996. Fact
18904 sir i ahve to clear mcrdit card debts by any loan with lowest interest rate. kindly advice
18883 I have applied for HDFC Credit Card (Silver). I am a General Manager of the Company and have no
18865 how to apply for credit cardand how many days it will take for issue the card?
18852 i need to apply a sbirailway credit card.
18847 My name has been listed in CIBIL since I was a defaulter for ICICI credit card. Now I am not ab
18824 I was using credit cards of few banks and was a good customer to them until I met with an accid
18822 Dear Harsh, My name is Balbir Singh and I have my query on the credit cards. I used to have cre
18818 Hello Mr. Roongta. Iam Dev (27yrs). i had 2 credit cards in the year 2003..used to pay it corre
18817 I have 15 cards from various banks I am under a credit card debt of about 30 Lacs. Now i am not
18801 SIR I WANT TO KNOW HOW TO START SETTLEMENT PROCES OF CREDIT CARD HOW MUCH IT TAKE TIME WHO AUTH
18800 SIR I HAVE HSBC CREDIT CARD AND TOTAL OUTSTANDING IS 43000/- RIGHTNOW. IAM UNABLE TO PAY THE A
18788 I have closed my HDFC Credit card as settlement on 2007. I got the zero balance statement also.